Tom Gayner | Co-Chief Executive Officer |
Jeremy Noble | Chief Financial Officer |
Richie Whitt | Co-Chief Executive Officer |
Jeff Schmitt | William Blair |
Mark Hughes | Truist |
John Fox | Fenimore Asset Management |
Bruce Kennedy | DS Dent |
Good morning and welcome to the Markel Corporation Fourth Quarter 2021 Conference Call. All participants will be listen-only mode. [Operator Instructions] During the call today, we may make forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. They are based on current assumptions and opinions concerning a variety of known and unknown risks. Actual results may differ materially from those contained in or suggested by such forward-looking statements.