Loading...
Docoh

Unico American (UNAM)

Headquartered in Calabasas, California, Unico is an insurance holding company whose subsidiaries underwrite and market property and casualty insurance, and transact health insurance, insurance premium financing and membership association services. Since 1985, the majority of Unico's financial activity has been related to the operations of its Crusader Insurance Company subsidiary.

Company profile

Ticker
UNAM
Exchange
CEO
Ronald A. Closser
Employees
Incorporated
Location
Fiscal year end
SEC CIK
Subsidiaries
Crusader Insurance Company • American Acceptance Corporation • American Insurance Brokers, Inc. • Bedford Insurance Services, Inc. • General Coverage Corporation • National Coverage Corporation • National Insurance Brokers, Inc • The Insurance Club, Inc. • U.S. Risk Managers, Inc. • Unifax Insurance Systems, Inc. ...
IRS number
952583928

UNAM stock data

Calendar

12 Jul 22
12 Aug 22
20 Dec 22
Quarter (USD) Dec 21 Sep 21 Jun 21 Mar 21
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD) Dec 21 Dec 20 Dec 19 Dec 18
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Cash burn rate (est.) Burn method: Change in cash Burn method: Operating income Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 15.63M 15.63M 15.63M 15.63M 15.63M 15.63M
Cash burn (monthly) 54.71K (no burn) 1.29M 434.53K 2.47M 625.85K
Cash used (since last report) 406K n/a 9.59M 3.22M 18.3M 4.64M
Cash remaining 15.22M n/a 6.04M 12.4M -2.68M 10.98M
Runway (months of cash) 278.2 n/a 4.7 28.5 -1.1 17.5

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
20 Sep 21 Cary Cheldin Common Stock, no par value Sell Dispose S No No 3.51 99 347.49 0
15 Sep 21 Cary Cheldin Common Stock, no par value Sell Dispose S No No 3.35 400 1.34K 99
15 Sep 21 Cary Cheldin Common Stock, no par value Sell Dispose S No No 3.36 400 1.34K 499
14 Sep 21 Cary Cheldin Common Stock, no par value Sell Dispose S No No 3.36 100 336 899
28.8% owned by funds/institutions
13F holders Current Prev Q Change
Total holders 12 4 +200.0%
Opened positions 8 0 NEW
Closed positions 0 7 EXIT
Increased positions 0 0
Reduced positions 2 2
13F shares Current Prev Q Change
Total value 5.27M 3.62M +45.4%
Total shares 1.53M 903.35K +69.2%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners Shares Value Change
Ambina Partners 528.35K $2.33M 0.0%
Biglari Capital 527.1K $1.54M NEW
Dimensional Fund Advisors 348.49K $1.03M -0.7%
Bridgeway Capital Management 54.5K $160K NEW
Money Concepts Capital 30.25K $89K NEW
Renaissance Technologies 23.34K $68K -0.8%
STT State Street 13.56K $40K NEW
Tower Research Capital 1.49K $5K NEW
BLK Blackrock 619 $2K 0.0%
UBS UBS Group AG - Registered Shares 544 $2K NEW
Largest transactions Shares Bought/sold Change
Biglari Capital 527.1K +527.1K NEW
Bridgeway Capital Management 54.5K +54.5K NEW
Money Concepts Capital 30.25K +30.25K NEW
STT State Street 13.56K +13.56K NEW
Dimensional Fund Advisors 348.49K -2.35K -0.7%
Tower Research Capital 1.49K +1.49K NEW
UBS UBS Group AG - Registered Shares 544 +544 NEW
Renaissance Technologies 23.34K -200 -0.8%
MS Morgan Stanley 37 +37 NEW
WFC Wells Fargo & Co. 15 +15 NEW

Content analysis

?
Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability
H.S. sophomore Bad
New words: absence, accomplished, addressed, adjudication, adjunct, Adva, advice, advisory, al, allege, alleged, allegedly, analyst, Anderson, anniversary, announced, Appellate, Appendix, assumption, attack, attempting, auto, aware, bachelor, background, bacteria, Baker, banker, bankruptcy, Beach, Berkeley, Berkley, Bernardino, bet, Big, billion, Biographical, Blonder, bought, BRG, broadly, Cal, campaign, Canada, capable, CapitalSource, caption, career, cat, ccc, cease, ceased, CEO, cessation, CFO, CGMA, chair, charter, Chartered, CIC, CIGNA, CIIPPA, circumvention, classification, CNA, Colorado, column, County, COVID, CPA, Crum, CT, decided, deflation, deflationary, Delaware, denied, denying, depleted, description, diminished, disability, disinterested, dismissed, dispose, District, division, Donald, draft, drawdown, duty, Effarah, efficacy, eleven, equivalent, Esparza, essential, essentially, ethical, exam, expert, explanatory, facilitate, facilitating, faith, fallen, family, father, fiduciary, footnote, foreign, forensic, forfeited, forfeiture, forgoing, Forster, founder, fourth, Francisco, FRB, fullest, Glendale, gradually, Grazadio, half, halted, handbook, Hannover, hardening, Hardesty, Harleysville, Hartford, HCC, hindering, hindsight, hope, Houston, ID, improperly, incentivize, incumbent, ineffective, inflationary, infrequently, Inseego, INSG, inside, Insider, insight, intrinsic, investor, ix, Jennifer, JHL, Johnson, Kathryn, kind, KSA, Labor, LAE, Las, LCC, leader, leadership, left, loan, lost, Mainstreet, Marcum, Marine, Marsh, Master, McLennan, Memorandum, Mental, merger, misaligned, monetarily, monetization, motion, MOU, movement, MRV, MRVC, multiplied, Nassau, nationwide, nominee, nonaffiliated, noncompliance, nonpublic, Northridge, objectivity, opposite, Optical, ordinance, organizational, Orlando, outsourced, owed, owner, partner, partnership, Pepperdine, physical, pledged, pledging, Poly, Pomona, practical, preferential, presence, preserve, proceeding, profession, professor, prorated, punitive, pursue, put, putative, question, questionnaire, ratify, recapitalization, redomesticating, refiled, refine, refundable, regular, rehabilitation, relief, Renaissance, renamed, rentable, reorganization, reorganized, repay, representation, research, resignation, resigned, resolution, resort, resume, revoked, rewarding, Riverside, Royal, Ruck, runoff, salary, San, school, SE, SEAC, Seachange, seasoned, segregate, segregated, seller, send, senior, sentiment, Sheraton, shutdown, signal, soliciting, sought, sound, split, stolen, street, strongest, Strudwick, sublease, subordinate, sued, Suite, suspension, Talegen, testimony, thirteen, thirty, titled, Tokio, Tongue, TPA, Tremson, TRIA, Tufton, underpriced, undertaken, underwrote, unexercised, unfair, University, unqualified, unreasonably, unrelated, unspecified, unvested, upper, Verified, Vice, vicinity, viewpoint, vii, viii, violated, violation, Vistana, voluntarily, VP, wage, waive, waived, weak, week, Western, wind, workforce, wrongly, YMCA, York, YTD, Ziegler, Zurich
Removed: acquiring, advantage, Annex, assert, bbb, borrowing, capitalization, carry, commencing, competitor, condensed, consolidate, constant, cycle, dependence, downgrade, effecting, enable, enforceability, Ernest, erode, exceeding, footage, foregoing, funded, Good, hard, hire, improved, insolvency, Instruction, insufficiency, intense, intensely, intervention, mature, maximization, necessity, null, occupying, officially, overprice, par, payout, point, pressure, promote, promotion, proprietary, Reality, regional, reimbursed, reserved, revision, scale, soft, Sotheby, speed, stable, statutorily, straight, train, twenty, underprice, withstand