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Provident Financial (PROV)

Provident Financial Holdings, Inc. is the holding company of Provident Savings Bank, F.S.B. (the Bank), a federally chartered savings bank. The Bank is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The Bank conducts its business operations as Provident Bank and through its subsidiary, Provident Financial Corp. The Bank’s community banking operations primarily consist of accepting deposits from customers within the communities surrounding its full service offices and investing those funds in single-family, multi-family, commercial real estate, construction, commercial business, consumer and other mortgage loans.

Company profile

Ticker
PROV
Exchange
CEO
Craig G. Blunden
Employees
Incorporated
Location
Fiscal year end
SEC CIK
Subsidiaries
Provident Financial Corp • Profed Mortgage, Inc. • First Service Corporation ...
IRS number
330704889

PROV stock data

Calendar

6 May 22
9 Aug 22
30 Jun 23
Quarter (USD) Mar 22 Dec 21 Sep 21 Jun 21
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD) Jun 21 Jun 20 Jun 19 Jun 18
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Cash burn rate (est.) Burn method: Change in cash Burn method: Operating income Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 60.12M 60.12M 60.12M 60.12M 60.12M 60.12M
Cash burn (monthly) 8.52M 959K (no burn) (no burn) (no burn) (no burn)
Cash used (since last report) 36.72M 4.13M n/a n/a n/a n/a
Cash remaining 23.4M 55.99M n/a n/a n/a n/a
Runway (months of cash) 2.7 58.4 n/a n/a n/a n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
16 Dec 21 Kathy Michalak Common Stock, Par Value $0.01 Grant Acquire A No No 0 1,000 0 1,000
16 Dec 21 Kathy Michalak Option to Purchase Common Stock Common Stock Grant Acquire A No No 16.7 14,000 233.8K 14,000
11 Mar 21 Roy Taylor Common Stock, Par Value $0.01 Sell Dispose S No No 17 4,000 68K 61,904
10 Mar 21 William E Thomas Common Stock, Par Value $0.01 Sell Dispose S No No 16.9 8,807 148.84K 105,741
10 Mar 21 William E Thomas Common Stock, Par Value $0.01 Option exercise Acquire M No No 7.43 20,000 148.6K 114,548
10 Mar 21 William E Thomas Option to Purchase Common Stock Common Stock Option exercise Dispose M No No 7.43 20,000 148.6K 35,000
8 Mar 21 Bruce Bennett Common Stock, Par Value $0.01 Sell Dispose S No No 16.81 13,302 223.61K 59,096
59.9% owned by funds/institutions
13F holders Current Prev Q Change
Total holders 32 34 -5.9%
Opened positions 2 1 +100.0%
Closed positions 4 5 -20.0%
Increased positions 6 7 -14.3%
Reduced positions 15 17 -11.8%
13F shares Current Prev Q Change
Total value 61.93M 63.23M -2.1%
Total shares 4.36M 4.44M -1.8%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners Shares Value Change
M3F 651.59K $10.78M +5.6%
M3 Partners 616.92K $0 0.0%
Dimensional Fund Advisors 538.55K $8.91M -0.2%
Raffles Associates 356.35K $5.89M 0.0%
Manufacturers Life Insurance Company, The 352.27K $5.83M +2.5%
AMP Ameriprise Financial 351.23K $5.81M -1.6%
Renaissance Technologies 334.95K $5.54M -4.9%
BLK Blackrock 297.41K $4.92M -0.2%
Vanguard 282.44K $4.67M -0.5%
Bridgeway Capital Management 124.53K $2.06M -2.2%
Largest transactions Shares Bought/sold Change
Maltese Capital Management 80.39K -54.61K -40.5%
M3F 651.59K +34.67K +5.6%
Renaissance Technologies 334.95K -17.3K -4.9%
Beacon Pointe Advisors 0 -13.87K EXIT
Ergoteles 0 -10.07K EXIT
Manufacturers Life Insurance Company, The 352.27K +8.6K +2.5%
Prelude Capital Management 10.05K -7.99K -44.3%
AMP Ameriprise Financial 351.23K -5.61K -1.6%
STT State Street 22.98K -4.76K -17.2%
Bridgeway Capital Management 124.53K -2.8K -2.2%

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New words: area, codification, compliant, expired, fully, liquidy, magnitude, practice, recognition, reopen, unintended, upward, utitization
Removed: duration, effectively, implemented, July, materiality, reduction