Company profile

Ticker
UFCS
Exchange
CEO
Randy A. Ramlo
Employees
Location
Fiscal year end
Former names
United Fire & Casualty Co
SEC CIK
IRS number
452302834

UFCS stock data

(
)

Investment data

Data from SEC filings
Top 50 of 119 long holdings
End of quarter 31 Mar 20
Value
 
#Shares
 
Prev Q
 
Change
%, QoQ
$23.45M 310.78K 320.28K -3.0
$17.87M 518.68K 518.68K 0
$16.97M 215K 215K 0
$11.19M 75K 75K 0
$8.36M 76K 76K 0
$7.58M 230.52K 230.52K 0
$7.32M 255.09K 255.09K 0
$5.43M 90K 90K 0
$5.34M 66.06K 66.06K 0
$5.2M 57.74K 57.74K 0
$5.08M 38K 38K 0
$5.03M 329.69K 329.69K 0
$4.98M 38K 38K 0
$3.86M 80K 80K 0
$3.06M 113.18K 113.18K 0
$2.98M 22K 22K 0
$2.97M 140K 140K 0
$2.96M 101.66K 101.66K 0
$2.76M 20K 20K 0
$2.76M 23K 23K 0
$2.37M 15K 15K 0
$2.33M 43.43K 43.43K 0
$2.25M 25K 25K 0
$2.18M 275K 275K 0
$2.17M 40K 40K 0
$2.12M 72.91K 72.91K 0
$2.1M 125.69K 125.69K 0
$1.93M 56.67K 56.67K 0
$1.78M 1.4K 1.4K 0
$1.77M 1.4K 1.4K 0
$1.66M 56.67K 56.67K 0
$1.61M 46K 46K 0
$1.52M 40K 40K 0
$1.46M 17K 17K 0
$1.44M 30K NEW
$1.35M 5.63K 5.63K 0
$1.33M 56.67K 56.67K 0
$1.31M 40K 40K 0
$1.3M 160.14K 160.14K 0
$1.19M 9.76K 9.76K 0
$1.18M 5.35K 5.35K 0
$999K 6K 6K 0
$993K 12K 12K 0
$841K 10.32K 10.32K 0
$827K 5K 5K 0
$782K 3K 3K 0
$760K 8K 8K 0
$705K 5K 5K 0
$681K 3K 3K 0
$676K 8K 8K 0
Holdings list only includes long positions. Only includes long positions.

Calendar

6 May 20
10 Jul 20
31 Dec 20

News

Company financial data Financial data

Quarter (USD) Mar 20 Dec 19 Sep 19 Jun 19
Revenue 177.81M 293.37M 298.06M 304.2M
Net income -72.53M -23.16M -2.34M -4.2M
Diluted EPS -2.9 -0.9 -0.09 -0.17
Net profit margin -40.79% -7.90% -0.79% -1.38%
Operating income* -105M -28.7M NaN NaN
Net change in cash 2K -8.99M -19.08M 53.25M
Cash on hand 120.72M 120.72M 129.71M 148.78M
Annual (USD) Dec 19 Dec 18 Dec 17 Dec 16
Revenue 1.2B 1.07B 1.05B 996.36M
Net income 14.82M 27.65M 51.02M 49.9M
Diluted EPS 0.58 1.08 1.99 1.93
Net profit margin 1.23% 2.58% 4.85% 5.01%
Operating income* 16.88M -9.15M 15.65M 57.5M
Net change in cash 56.27M -31.11M 6.37M -302K
Cash on hand 120.72M 64.45M 95.56M 89.19M

Financial data from United Fire earnings reports. *Asterisk values are approximate.

Date Owner Security Transaction Code 10b5-1 $Price #Shares $Value #Remaining
20 May 20 Drahozal Christopher R Common Stock Grant Aquire A No 0 2,248 0 33,160
20 May 20 Voss Susan E Common Stock Grant Aquire A No 0 2,248 0 10,524.877
20 May 20 Carlton Scott L Common Stock Grant Aquire A No 0 2,248 0 89,448
20 May 20 Lura E McBride Common Stock Grant Aquire A No 0 2,248 0 2,348
61.2% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 123 142 -13.4%
Opened positions 7 18 -61.1%
Closed positions 26 22 +18.2%
Increased positions 49 46 +6.5%
Reduced positions 40 48 -16.7%
13F shares
Current Prev Q Change
Total value 1.13B 1.82B -38.0%
Total shares 15.3M 15.99M -4.3%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners
Shares Value Change
BLK BlackRock 3.31M $107.89M -0.8%
Vanguard 2.3M $75.13M +2.1%
Dimensional Fund Advisors 1.92M $62.67M -1.0%
Earnest Partners 1.56M $50.99M +2.6%
STT State Street 695.32K $22.67M +7.0%
NTRS Northern Trust 605.43K $19.74M +0.4%
New York State Common Retirement Fund 345.86K $11.28M -0.0%
Systematic Financial Management 329.87K $10.76M -33.2%
Geode Capital Management 326.77K $10.66M +7.2%
BK Bank Of New York Mellon 303.92K $9.91M -0.9%
Largest transactions
Shares Bought/sold Change
Norges Bank 0 -625.44K EXIT
Systematic Financial Management 329.87K -163.78K -33.2%
FDx Advisors 58K +58K NEW
MS Morgan Stanley 59.66K -49.33K -45.3%
Vanguard 2.3M +47.44K +2.1%
STT State Street 695.32K +45.26K +7.0%
Earnest Partners 1.56M +39.07K +2.6%
Assenagon Asset Management 105.79K +36.64K +53.0%
BLK BlackRock 3.31M -27.36K -0.8%
GS The Goldman Sachs Group, Inc. 77.82K +24.99K +47.3%

Financial report summary

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Risks
  • The occurrence, frequency and severity of catastrophe losses are unpredictable and may adversely affect our results of operations, liquidity and financial condition.
  • Our reserves for property and casualty insurance losses and loss settlement expenses are based on estimates and may be inadequate, adversely impacting our financial results.
  • Our geographic concentration ties our performance to the business, economic and regulatory conditions of certain states.
  • Unauthorized data access, cyber attacks and other security breaches could have an adverse impact on our business and reputation.
  • Conditions in the global capital markets and the economy generally may weaken materially and adversely affect our business and results of operations.
  • The effects of emerging claim and coverage issues and class action litigation on our business are uncertain.
  • We are subject to certain risks related to our investment portfolio that could negatively affect our profitability.
  • Our success depends primarily on our ability to underwrite risks effectively and adequately price the risks we underwrite.
  • The cyclical nature of the property and casualty insurance industry may affect our financial performance.
  • A downgrade or a potential downgrade in our financial strength or issuer credit ratings could result in a loss of business and could have a material adverse effect on our financial condition and results of operations.
  • We are exposed to credit risk in certain areas of our operations.
  • We are subject to comprehensive laws and regulations, changes to which may have an adverse effect on our financial condition and results of operations.
  • Market conditions may affect our access to and the cost of reinsurance and our reinsurers may not pay losses in a timely manner, or at all.
  • We face significant competitive pressures in our business that could cause demand for our products to fall or hinder our ability to introduce new products or services and keep pace with advances in technology, reducing our revenue and profitability.
  • Our business depends on the uninterrupted operations of our facilities, systems and business functions.
  • Adverse capital and credit market conditions may significantly affect our ability to meet liquidity needs, as well as our access to and the cost of capital.
  • We may experience difficulty in integrating future acquisitions to our operations.
  • The exclusions and limitations in our policies may not be enforceable.
  • Our internal controls are not fail-safe.
  • The determination of the amount of impairments taken on our investments requires estimates and assumptions which are subject to differing interpretations and could materially impact our results of operations or financial position.
  • The ability of our subsidiaries to pay dividends may affect our liquidity and ability to meet our obligations.
  • The price of our common stock may be volatile.
  • Certain provisions of our organizational documents, as well as applicable insurance laws, could impede an attempt to replace or remove our management or members of our Board of Directors, prevent the sale of the Company or prevent or frustrate any attempt by shareholders to change the direction of the Company, each of which could diminish the value of our common stock.
Content analysis ?
Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability
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