NWFL Norwood Financial

Norwood Financial Corp. operates as a bank holding company. It offers a variety of personal and business credit services, trust, investment products and real estate settlement services to the consumers, businesses, non-profit organizations and municipalities in each of the communities through its subsidiary Wayne Bank. The company was founded in 1870 and is headquartered in Honesdale, PA.

Company profile

Lewis J. Critelli
Fiscal year end
Industry (SIC)
IRS number

NWFL stock data



8 Mar 21
13 Apr 21
31 Dec 21
Quarter (USD)
Dec 20 Sep 20 Jun 20 Mar 20
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD)
Dec 20 Dec 19 Dec 18 Dec 17
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Cash burn rate (estimated) Burn method: Change in cash Burn method: Operating income/loss Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 111.69M 111.69M 111.69M 111.69M 111.69M 111.69M
Cash burn (monthly) 4.25M (positive/no burn) (positive/no burn) (positive/no burn) (positive/no burn) (positive/no burn)
Cash used (since last report) 14.6M n/a n/a n/a n/a n/a
Cash remaining 97.1M n/a n/a n/a n/a n/a
Runway (months of cash) 22.9 n/a n/a n/a n/a n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
30 Mar 21 Forte Andrew Common Stock Buy Aquire P Yes No 26.87 220 5.91K 4,241
27 Jan 21 William W Davis JR Common Stock Buy Aquire P Yes No 25.04 1,800 45.07K 8,800
23 Dec 20 Alexandra K Nolan Common Stock Buy Aquire P Yes No 26.77 5,000 133.85K 146,780
22 Dec 20 Ralph A Matergia Common Stock Option exercise Aquire M No No 17.93 750 13.45K 17,865
22 Dec 20 Ralph A Matergia Common Stock Option exercise Aquire M No No 18.03 825 14.87K 17,115
22 Dec 20 Ralph A Matergia Common Stock Option exercise Aquire M No No 16.65 825 13.74K 16,290
22 Dec 20 Ralph A Matergia Common Stock Option exercise Aquire M No No 16.83 825 13.88K 15,465
22 Dec 20 Ralph A Matergia Options-Right to Buy Common Stock Option exercise Dispose M No No 17.93 750 13.45K 1,300
22 Dec 20 Ralph A Matergia Options-Right to Buy Common Stock Option exercise Dispose M No No 18.03 825 14.87K 2,050
22 Dec 20 Ralph A Matergia Options-Right to Buy Common Stock Option exercise Dispose M No No 16.65 825 13.74K 2,875

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

19.5% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 42 40 +5.0%
Opened positions 2 2
Closed positions 0 2 EXIT
Increased positions 20 12 +66.7%
Reduced positions 9 18 -50.0%
13F shares
Current Prev Q Change
Total value 79.56M 70.23M +13.3%
Total shares 1.6M 1.51M +6.3%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners
Shares Value Change
BLK Blackrock 321.59K $8.42M +9.6%
Vanguard 302.72K $7.92M +1.3%
Clark Estates 129.52K $3.39M 0.0%
STT State Street 103.91K $2.72M +0.4%
Creative Planning 100.64K $2.63M -0.1%
Dimensional Fund Advisors 87.46K $2.29M +1.4%
Geode Capital Management 77.01K $2.02M +1.4%
NTRS Northern Trust 67.4K $1.76M -4.6%
Renaissance Technologies 57.88K $1.52M -4.6%
Strategic Financial Services, Inc, 41.9K $1.1M +1.0%
Largest transactions
Shares Bought/sold Change
BLK Blackrock 321.59K +28.06K +9.6%
Raffles Associates 20K +20K NEW
Nuveen Asset Management 23.84K +11.16K +88.0%
JPM JPMorgan Chase & Co. 17.75K +10.86K +157.6%
California State Teachers Retirement System 9.11K +9.11K NEW
BK Bank Of New York Mellon 36.05K +5.7K +18.8%
RY Royal Bank Of Canada 5.66K +5.42K +2256.7%
Vanguard 302.72K +3.96K +1.3%
Tower Research Capital 2.8K -3.88K -58.1%
MS Morgan Stanley 15.92K +3.77K +31.1%
Content analysis
H.S. freshman Avg
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