UVSP Univest Financial

Univest Financial Corp. is a bank holding company, which engages in the provision of commercial and consumer banking business and trust services. It operates through the following segments: Banking, Wealth Management, and Insurance. The Banking segment consists of commercial and consumer banking. The Wealth Management segment comprises of investment advisory services, retirement plan services, trust, municipal pension services, and broker or dealer services. The Insurance segment includes commercial lines, personal lines, benefits and human resources consulting. The company was founded in 1973 and is headquartered in Souderton, PA.

Company profile

Jeffrey Schweitzer
Fiscal year end
Industry (SIC)
Former names
IRS number

UVSP stock data


Investment data

Data from SEC filings
Top 50 of 109 long holdings
End of quarter 30 Jun 21
Prev Q
%, QoQ
Vanguard Star FDS
$46.57M 709.12K 750.39K -5.5
$25.04M 63.64K 65.31K -2.5
$15.36M 582.54K 596.24K -2.3
$13.73M 50.67K 50.5K +0.3
$13.43M 81.52K 83.67K -2.6
$12.79M 93.4K 96.72K -3.4
$10.8M 3.14K 3.14K -0.1
$8.01M 20.25K 20.91K -3.2
$7.65M 21.99K 22.6K -2.7
$7.52M 23.58K 24.69K -4.5
$7.39M 27.36K 28.91K -5.4
$7.29M 135.24K 146K -7.4
$7.16M 30.63K 32.22K -4.9
$7.16M 92.54K 98.33K -5.9
$7.06M 12.46K 13.32K -6.5
$6.7M 2.74K 2.74K +0.1
$6.33M 40.7K 40.69K 0
$5.88M 45.11K 47.65K -5.3
$5.87M 11.63K 12.07K -3.7
$5.84M 23.95K 24.85K -3.6
$5.68M 36.77K 39.05K -5.8
$5.65M 25.76K 27.24K -5.4
$5.62M 29.94K 31.91K -6.2
$5.36M 50.16K 53.19K -5.7
$5.12M 12.48K 12.3K +1.4
$5.04M 10.71K 10.91K -1.8
$4.86M 85.29K 90.65K -5.9
$4.86M 26.1K 26.9K -3.0
$4.76M 28.79K 31.03K -7.2
$4.67M 15.64K 16.46K -5.0
$4.63M 16.99K 5.97K +184.6
$4.58M 54.91K 58.83K -6.7
$4.58M 40.64K 42.01K -3.2
$4.54M 23.68K 25.88K -8.5
$4.45M 32.92K 35.28K -6.7
$4.39M 59.88K 62.83K -4.7
$4.35M 36.65K 39.12K -6.3
$4.33M 24.62K 26.57K -7.3
$3.99M 71.22K 74.46K -4.3
$3.69M 32.65K 33.61K -2.8
$3.44M 14.71K 15.78K -6.8
$3.34M 12.42K 12.77K -2.8
$2.54M 8.84K 9.22K -4.1
$2.28M 24.91K 26.6K -6.4
$1.26M 5.25K 5.25K 0
$1.05M 3.97K 3.97K 0
$987K 2.31K 2.09K +10.3
$950K 12.22K 10.62K +15.0
$929K 6.89K 5.38K +27.9
$910K 4.77K 5.01K -4.7
Holdings list only includes long positions. Only includes long positions.


3 May 21
28 Jul 21
31 Dec 21
Quarter (USD)
Mar 21 Dec 20 Sep 20 Jun 20
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD)
Dec 20 Dec 19 Dec 18 Dec 17
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Cash burn rate (estimated) Burn method: Change in cash Burn method: Operating income/loss Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 187.32M 187.32M 187.32M 187.32M 187.32M 187.32M
Cash burn (monthly) 10.85M (positive/no burn) (positive/no burn) (positive/no burn) (positive/no burn) (positive/no burn)
Cash used (since last report) 42.41M n/a n/a n/a n/a n/a
Cash remaining 144.9M n/a n/a n/a n/a n/a
Runway (months of cash) 13.4 n/a n/a n/a n/a n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
8 Jun 21 William S Aichele Common Stock Sell Dispose S No No 29.5 1,241 36.61K 143,027.163
8 Jun 21 William S Aichele Common Stock Option exercise Aquire M No No 16.88 1,241 20.95K 144,268.163
8 Jun 21 William S Aichele Stock Options Common Option exercise Dispose M No No 16.88 1,241 20.95K 7,759
28 May 21 K Leon Moyer Common Stock Sell Dispose S No No 28.99 2,500 72.48K 66,346.911
27 May 21 K Leon Moyer Common Stock Sell Dispose S No No 28.763 2,500 71.91K 68,846.911
14 May 21 K Leon Moyer Common Stock Sell Dispose S No No 29.068 5,000 145.34K 71,345.333
3 May 21 Paquin Natalye Common Stock Buy Aquire P No No 28.36 515 14.61K 9,819.375

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

71.1% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 135 122 +10.7%
Opened positions 20 14 +42.9%
Closed positions 7 12 -41.7%
Increased positions 42 35 +20.0%
Reduced positions 54 45 +20.0%
13F shares
Current Prev Q Change
Total value 961.35M 540.21M +78.0%
Total shares 20.89M 20.46M +2.1%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners
Shares Value Change
BLK Blackrock 2.97M $84.85M +7.2%
Dimensional Fund Advisors 2.07M $59.14M -1.3%
PZN Pzena Investment Management 1.92M $54.96M +0.5%
FMR 1.66M $47.57M +60.9%
Vanguard 1.47M $42.05M +1.9%
Renaissance Technologies 956.89K $27.36M -12.4%
STT State Street 781.5K $22.34M +16.0%
Manufacturers Life Insurance Company, The 742.97K $21.24M +10.1%
RY Royal Bank Of Canada 694.13K $19.85M -2.4%
Endeavour Capital Advisors 675.26K $19.31M -26.8%
Largest transactions
Shares Bought/sold Change
FMR 1.66M +629.73K +60.9%
Endeavour Capital Advisors 675.26K -247.79K -26.8%
BLK Blackrock 2.97M +199.84K +7.2%
Renaissance Technologies 956.89K -135.28K -12.4%
STT State Street 781.5K +107.82K +16.0%
FJ Capital Management 545.7K +102.7K +23.2%
NTRS Northern Trust 401.63K -101.64K -20.2%
Manufacturers Life Insurance Company, The 742.97K +68.33K +10.1%
Prospector Partners 127.05K +64.7K +103.8%
BAC Bank Of America 194.16K -63.59K -24.7%

Financial report summary

Management Discussion
  • Item 2.     Management’s Discussion and Analysis of Financial Condition and Results of Operations
  • (All dollar amounts presented in tables are in thousands, except per share data. “BP” equates to “basis points”; "NM" equates to “not meaningful”; “—” equates to “zero” or “doesn’t round to a reportable number”; and “N/A” equates to “not applicable.” Certain prior period amounts have been reclassified to conform to the current-year presentation.)
  • The information contained in this report may contain forward-looking statements. When used or incorporated by reference in disclosure documents, the words "believe" "anticipate," "estimate," "expect," "project," "target," "goal" and similar expressions are intended to identify forward-looking statements within the meaning of section 27A of the Securities Act of 1933 and section 21E of the Securities Exchange Act of 1934. These forward-looking statements include but are not limited to: statements of our goals, intentions and expectations; statements regarding our business plans, prospects, growth and operating strategies; statements regarding the quality of our loan and investment portfolios; and estimates of our risks and future costs and benefits. These forward-looking statements are based on current beliefs and expectations of our management and are subject to significant business, economic and competitive uncertainties and contingencies, many of which are beyond our control. In addition, these forward-looking statements are subject to assumptions with respect to future business strategies and decisions that are subject to change. Such forward-looking statements are subject to certain risks, uncertainties and assumptions, including but not limited to those set forth below:
Content analysis
H.S. freshman Bad
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Removed: abandoned, accelerated, accommodate, accrue, addressed, affirming, aforementioned, aggregated, Aid, annualized, approach, automatically, backed, benchmark, brought, callable, cancel, categorize, characterize, charged, collectability, collected, collection, collective, combat, commonly, concession, conditional, confirmed, coverage, creation, credited, criticize, cumulative, curtailment, custodian, DCF, debtor, decision, deferral, delay, delinquency, designate, designation, difficulty, disbursement, discontinued, discussed, disposition, doubt, downturn, Driver, dwelling, earlier, earliest, emergency, Enhancement, environmental, establish, evict, eviction, execution, exhausted, expanded, experiencing, extension, facilitate, faith, family, Fannie, federally, FHA, forbearance, forecasting, foreseeable, Freddie, Frye, generate, good, governance, guarantee, guaranty, guardian, hardship, healthcare, high, identification, impaired, implementation, implemented, implied, imposed, inherently, initial, initiate, insignificant, intention, jeopardy, June, legacy, lend, LGD, limit, longer, managing, met, modification, NaN, nonrecurring, notice, notification, occasional, originating, Overdraft, Overview, parameter, participate, payoff, payroll, PCD, PCI, PD, perform, policy, pooling, positive, presenting, President, prohibit, prohibited, projecting, prospective, prudently, qualified, qualitative, realize, Realized, recognizing, record, regression, reimbursement, relate, relating, relied, renewal, rent, reopen, request, requirement, residual, restored, resulted, retired, reversed, reviewing, revised, scenario, segmentation, selected, separate, serve, servicer, shareholder, shorten, specifically, statistical, Step, stimulate, submitting, subscription, Subsequently, substantially, subtracted, supervised, suspended, TDR, technique, tenant, terminated, trillion, unamortized, uncollectible, unconditionally, underwritten, unearned, unguaranteed, unit, unpaid, USDA, VA, vacant, vacate, waiving, widely, written