Docoh
Loading...

RVSB Riverview Bancorp

Riverview Bancorp, Inc. operates as the holding company. It provides community banking services to small and medium size businesses, professionals, and individuals. It offers a range of deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. The company also provides commercial business, commercial real estate, other real estate mortgage, and real estate construction loans; and consumer loans, such as one-to-four family mortgage loans, home equity lines of credit, land loans, and other secured and unsecured consumer loans. In addition, it is involved in the provision of mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management services. The company operates through a network of 18 branch offices in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, and Vancouver, Washington; and Portland, Gresham, Tualatin, and Aumsville, Oregon. The company was founded in 1997 and is headquartered in Vancouver, WA.

Company profile

RVSB stock data

(
)

Calendar

11 Feb 21
11 Apr 21
31 Mar 22
Quarter (USD)
Dec 20 Sep 20 Jun 20 Mar 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD)
Mar 20 Mar 19 Mar 18 Mar 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Cash burn rate (estimated) Burn method: Change in cash Burn method: Operating income/loss Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 235.83M 235.83M 235.83M 235.83M 235.83M 235.83M
Cash burn (monthly) 727.33K (positive/no burn) (positive/no burn) (positive/no burn) (positive/no burn) (positive/no burn)
Cash used (since last report) 2.45M n/a n/a n/a n/a n/a
Cash remaining 233.38M n/a n/a n/a n/a n/a
Runway (months of cash) 320.9 n/a n/a n/a n/a n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
15 Mar 21 John A Karas Common Stock Option exercise Aquire M No No 2.78 6,000 16.68K 26,098
15 Mar 21 John A Karas Stock Options Common Stock Option exercise Dispose M No No 2.78 6,000 16.68K 0
24 Feb 21 Stacey Graham Common Stock Buy Aquire P No No 6.449 900 5.8K 1,000
24 Feb 21 Stacey Graham Common Stock Buy Aquire P No No 6.4195 77 494.3 100
24 Feb 21 Stacey Graham Common Stock Buy Aquire P No No 6.405 23 147.32 23
17 Feb 21 Patricia Eby Common Stock Buy Aquire P Yes No 5.6647 200 1.13K 17,400
17 Feb 21 Patricia Eby Common Stock Buy Aquire P Yes No 5.61 200 1.12K 17,200
16 Dec 20 Patrick Sheaffer Common Stock Option exercise Aquire M No No 2.78 6,000 16.68K 672,375
16 Dec 20 Patrick Sheaffer Stock Option Common Stock Option exercise Dispose M No No 2.78 6,000 16.68K 0
11 Dec 20 Steven Plambeck Common Stock Option exercise Aquire M No No 2.79 3,000 8.37K 20,591

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

65.0% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 78 78
Opened positions 9 7 +28.6%
Closed positions 9 10 -10.0%
Increased positions 24 22 +9.1%
Reduced positions 24 32 -25.0%
13F shares
Current Prev Q Change
Total value 376.53M 298.11M +26.3%
Total shares 14.53M 14.34M +1.4%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners
Shares Value Change
BLK Blackrock 2.79M $14.66M +2.0%
FJ Capital Management 2.17M $11.43M -2.2%
Dimensional Fund Advisors 1.8M $9.46M -1.0%
Vanguard 1.02M $5.37M +0.6%
Pacific Ridge Capital Partners 795.58K $4.19M +30.3%
Brandywine Global Investment Management 457.29K $2.41M +9.8%
Elizabeth Park Capital Advisors 455.7K $2.4M +0.2%
STT State Street 422.3K $2.22M -0.1%
BAC Bank Of America 398.57K $2.1M +1.2%
Geode Capital Management 358.94K $1.89M +1.5%
Largest transactions
Shares Bought/sold Change
Pacific Ridge Capital Partners 795.58K +185.04K +30.3%
Russell Investments 54.33K -104.04K -65.7%
ELCO Management 91.7K +91.7K NEW
Mendon Capital Advisors 95.53K +85.42K +844.5%
BLK Blackrock 2.79M +53.5K +2.0%
Gsa Capital Partners 0 -52.4K EXIT
RMB Capital Management 50.46K +50.46K NEW
FJ Capital Management 2.17M -48K -2.2%
Advisor 4K -47.85K -92.3%
Johnson Bixby & Associates 47.85K +47.85K NEW

Financial report summary

?
Risks
  • Our emphasis on commercial real estate lending may expose us to increased lending risks.
  • Repayment of our commercial business loans is often dependent on the cash flows of the borrower, which may be unpredictable, and the collateral securing these loans may fluctuate in value.
  • Ineffective liquidity management could adversely affect our financial results and condition.
  • We may experience future goodwill impairment, which could reduce our earnings.
  • We operate in a highly regulated environment and may be adversely affected by changes in federal and state laws and regulations.
  • Non-compliance with the USA PATRIOT Act, Bank Secrecy Act, or other laws and regulations could result in fines or sanctions and limit our ability to get regulatory approval of acquisitions.
Content analysis
?
Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability
H.S. sophomore Avg
New words: accelerated, CAA, calendar, chain, conclusion, dramatically, drop, fewer, half, led, lesser, lifted, mitigate, mitigating, onset, outbreak, payoff, reopened, resolved, society, supply, threatened, timeframe, travel, treatment, twelve, vaccination
Removed: deductible, identity, launched, monitoring, platform, restoration, slightly, theft