RVSB Riverview Bancorp Dashboard

Riverview Bancorp, Inc. operates as the holding company. It provides community banking services to small and medium size businesses, professionals, and individuals. It offers a range of deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. The company also provides commercial business, commercial real estate, other real estate mortgage, and real estate construction loans; and consumer loans, such as one-to-four family mortgage loans, home equity lines of credit, land loans, and other secured and unsecured consumer loans. In addition, it is involved in the provision of mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management services. The company operates through a network of 18 branch offices in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, and Vancouver, Washington; and Portland, Gresham, Tualatin, and Aumsville, Oregon. The company was founded in 1997 and is headquartered in Vancouver, WA.

Company profile

Ticker

RVSB

Exchange

NASDAQ

Website

www.riverviewbank.com

CEO

Kevin J. Lycklama

Incorporated

Washington

Location

Washington

Fiscal year end

Mar 31

Sector

Finance and Insurance > Savings Institutions

Industry (SIC)

Savings Institution, Federally Chartered

E Trade Financial • People`s United Financial • Flagstar Bancorp • Umpqua • Eastern Bankshares • TFS Financial • BankUnited • Capitol Federal Financial • Provident Financial Services • Columbia Financial ...

SEC CIK

0001041368

Corporate docs

Articles of Incorporation & Bylaws

IRS number

911838969

RVSB stock data

S&P 500

1M 1Y 2Y 5Y

News

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Analyzing Riverview Bancorp's Ex-Dividend Date

6 Apr 21

On March 24, 2021, Riverview Bancorp (NASDAQ:RVSB) announced shareholders can expect to receive a dividend payable on April 21, 2021. The stock will then go ex-dividend 1 business day(s) before the record date. Riverview Bancorp, which has a current dividend per share of $0.05, has an ex-dividend date scheduled for April 7, 2021.

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5 Mar 21

During Friday's morning session, 251 stocks hit new 52-week highs.

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3 Mar 21

On Wednesday morning, 198 companies hit new 52-week highs.

Raymond James Maintains Outperform on Riverview Bancorp, Raises Price Target to $7.5

25 Feb 21

Raymond James Maintains Outperform on Riverview Bancorp, Raises Price Target to $6

2 Feb 21

Press releases

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Riverview Bancorp Declares Quarterly Cash Dividend of $0.05 Per Share

26 Mar 21

VANCOUVER, Wash., March 26, 2021 (GLOBE NEWSWIRE) -- Riverview Bancorp, Inc. (Nasdaq GSM: RVSB) ("Riverview" or the "Company") today announced that on March 24, 2021, its Board of Directors approved a quarterly cash

Riverview Bancorp Earns $4.0 Million in Third Fiscal Quarter Reflecting a Decrease in the Provision for Loan Losses and Nonperforming Loans

28 Jan 21

VANCOUVER, Wash., Jan. 28, 2021 (GLOBE NEWSWIRE) -- Riverview Bancorp, Inc. (Nasdaq GSM: RVSB) ("Riverview" or the "Company") today reported earnings of $4.0 million, or $0.18 per diluted share for the third fiscal

Calendar

11 Feb 21

11 Apr 21

31 Mar 22

Financial summary

Financial statements Chart RVSB financial data

Quarter (USD)	Dec 20	Sep 20	Jun 20	Mar 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Annual (USD)	Mar 20	Mar 19	Mar 18	Mar 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Cash burn rate (estimated)	Burn method: Change in cash		Burn method: Operating income/loss		Burn method: FCF (opex + capex)
	Last Q	Avg 4Q	Last Q	Avg 4Q	Last Q	Avg 4Q
Cash on hand (at last report)	235.83M	235.83M	235.83M	235.83M	235.83M	235.83M
Cash burn (monthly)	727.33K	(positive/no burn)	(positive/no burn)	(positive/no burn)	(positive/no burn)	(positive/no burn)
Cash used (since last report)	2.45M	n/a	n/a	n/a	n/a	n/a
Cash remaining	233.38M	n/a	n/a	n/a	n/a	n/a
Runway (months of cash)	320.9	n/a	n/a	n/a	n/a	n/a

Beta Read what these cash burn values mean

Recent insider trades

RVSB insider ownership history Insider history

Date	Owner	Security	Transaction	Code	Indirect	10b5-1	$Price	#Shares	$Value	#Remaining
15 Mar 21	John A Karas	Common Stock	Option exercise	Aquire M	No	No	2.78	6,000	16.68K	26,098
15 Mar 21	John A Karas	Stock Options Common Stock	Option exercise	Dispose M	No	No	2.78	6,000	16.68K	0
24 Feb 21	Stacey Graham	Common Stock	Buy	Aquire P	No	No	6.449	900	5.8K	1,000
24 Feb 21	Stacey Graham	Common Stock	Buy	Aquire P	No	No	6.4195	77	494.3	100
24 Feb 21	Stacey Graham	Common Stock	Buy	Aquire P	No	No	6.405	23	147.32	23
17 Feb 21	Patricia Eby	Common Stock	Buy	Aquire P	Yes	No	5.6647	200	1.13K	17,400
17 Feb 21	Patricia Eby	Common Stock	Buy	Aquire P	Yes	No	5.61	200	1.12K	17,200
16 Dec 20	Patrick Sheaffer	Common Stock	Option exercise	Aquire M	No	No	2.78	6,000	16.68K	672,375
16 Dec 20	Patrick Sheaffer	Stock Option Common Stock	Option exercise	Dispose M	No	No	2.78	6,000	16.68K	0
11 Dec 20	Steven Plambeck	Common Stock	Option exercise	Aquire M	No	No	2.79	3,000	8.37K	20,591

Data from 3, 4 and 5 filings. Stock values as filed, not updated for current price.

Institutional ownership Q4 2020

RVSB institutional ownership history Ownership history

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

65.0% owned by funds/institutions

13F holders	Current	Prev Q	Change
Total holders	78	78	–
Opened positions	9	7	+28.6%
Closed positions	9	10	-10.0%
Increased positions	24	22	+9.1%
Reduced positions	24	32	-25.0%

13F shares	Current	Prev Q	Change
Total value	376.53M	298.11M	+26.3%
Total shares	14.53M	14.34M	+1.4%
Total puts	0	0
Total calls	0	0
Total put/call ratio	–	–	–

Largest owners	Shares	Value	Change
BLK Blackrock	2.79M	$14.66M	+2.0%
FJ Capital Management	2.17M	$11.43M	-2.2%
Dimensional Fund Advisors	1.8M	$9.46M	-1.0%
Vanguard	1.02M	$5.37M	+0.6%
Pacific Ridge Capital Partners	795.58K	$4.19M	+30.3%
Brandywine Global Investment Management	457.29K	$2.41M	+9.8%
Elizabeth Park Capital Advisors	455.7K	$2.4M	+0.2%
STT State Street	422.3K	$2.22M	-0.1%
BAC Bank Of America	398.57K	$2.1M	+1.2%
Geode Capital Management	358.94K	$1.89M	+1.5%

Largest transactions	Shares	Bought/sold	Change
Pacific Ridge Capital Partners	795.58K	+185.04K	+30.3%
Russell Investments	54.33K	-104.04K	-65.7%
ELCO Management	91.7K	+91.7K	NEW
Mendon Capital Advisors	95.53K	+85.42K	+844.5%
BLK Blackrock	2.79M	+53.5K	+2.0%
Gsa Capital Partners	0	-52.4K	EXIT
RMB Capital Management	50.46K	+50.46K	NEW
FJ Capital Management	2.17M	-48K	-2.2%
Advisor	4K	-47.85K	-92.3%
Johnson Bixby & Associates	47.85K	+47.85K	NEW

Data from 13F filings. Stock values as filed, not updated for current price. Long positions only.

Financial report summary

Risks

Our emphasis on commercial real estate lending may expose us to increased lending risks.
Repayment of our commercial business loans is often dependent on the cash flows of the borrower, which may be unpredictable, and the collateral securing these loans may fluctuate in value.
Ineffective liquidity management could adversely affect our financial results and condition.
We may experience future goodwill impairment, which could reduce our earnings.
We operate in a highly regulated environment and may be adversely affected by changes in federal and state laws and regulations.
Non-compliance with the USA PATRIOT Act, Bank Secrecy Act, or other laws and regulations could result in fines or sanctions and limit our ability to get regulatory approval of acquisitions.

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. sophomore Avg

New words: accelerated, CAA, calendar, chain, conclusion, dramatically, drop, fewer, half, led, lesser, lifted, mitigate, mitigating, onset, outbreak, payoff, reopened, resolved, society, supply, threatened, timeframe, travel, treatment, twelve, vaccination

Removed: deductible, identity, launched, monitoring, platform, restoration, slightly, theft

From filing 10-Q 2021 Q3