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RVSB Riverview Bancorp

Riverview Bancorp, Inc. is headquartered in Vancouver, Washington – just north of Portland, Oregon on the I-5 corridor. With assets of $1.43 billion at September 30, 2020, it is the parent company of the 97-year-old Riverview Community Bank, as well as Riverview Trust Company. The Bank offers true community banking services, focusing on providing the highest quality service and financial products to commercial and retail customers. There are 18 branches, including 14 in the Portland-Vancouver area and three lending centers. For the past seven years, Riverview has been named Best Bank by the readers of The Vancouver Business Journal and The Columbian.

Company profile

RVSB stock data

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Calendar

21 Jun 21
31 Jul 21
31 Mar 22
Quarter (USD)
Mar 21 Dec 20 Sep 20 Jun 20
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Mar 21 Mar 20 Mar 19 Mar 18
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Financial data from company earnings reports.

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
26 Jul 21 Capeloto Kim J Common Stock Option exercise Aquire M No No 2.78 6,000 16.68K 184,436
26 Jul 21 Capeloto Kim J Stock Option Common Stock Option exercise Dispose M No No 2.78 6,000 16.68K 0
9 Jul 21 Cox Daniel D Common Stock Grant Aquire A No No 0 4,878 0 39,720
9 Jul 21 Cox Daniel D Common Stock Grant Aquire A No No 0 1,626 0 34,842
9 Jul 21 Lam David Common Stock Grant Aquire A No No 0 5,042 0 42,570
9 Jul 21 Lam David Common Stock Grant Aquire A No No 0 1,681 0 37,528
9 Jul 21 Steven Plambeck Common Stock Grant Aquire A No No 0 5,049 0 30,801
9 Jul 21 Steven Plambeck Common Stock Grant Aquire A No No 0 1,683 0 25,752
9 Jul 21 Kevin J Lycklama Common Stock Grant Aquire A No No 0 24,569 0 265,773
9 Jul 21 Kevin J Lycklama Common Stock Grant Aquire A No No 0 5,460 0 241,204

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

64.8% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 77 78 -1.3%
Opened positions 9 9
Closed positions 10 9 +11.1%
Increased positions 22 24 -8.3%
Reduced positions 29 24 +20.8%
13F shares
Current Prev Q Change
Total value 452.45M 376.53M +20.2%
Total shares 14.48M 14.53M -0.3%
Total puts 46.3K 0 NEW
Total calls 0 0
Total put/call ratio Infinity
Largest owners
Shares Value Change
BLK Blackrock 2.87M $19.89M +3.0%
FJ Capital Management 2.17M $15.06M -0.0%
Dimensional Fund Advisors 1.76M $12.19M -2.3%
Vanguard 1.03M $7.14M +1.0%
Pacific Ridge Capital Partners 908.28K $6.29M +14.2%
Elizabeth Park Capital Advisors 459.71K $3.19M +0.9%
Brandywine Global Investment Management 455.68K $3.16M -0.4%
STT State Street 412.61K $2.86M -2.3%
Geode Capital Management 359.66K $2.49M +0.2%
BAC Bank Of America 342.27K $2.37M -14.1%
Largest transactions
Shares Bought/sold Change
Deprince Race & Zollo 141.2K +141.2K NEW
Pacific Ridge Capital Partners 908.28K +112.7K +14.2%
Zebra Capital Management 17.29K -109.69K -86.4%
Ancora Advisors 125.5K +101.71K +427.5%
MS Morgan Stanley 66.68K -95.08K -58.8%
BLK Blackrock 2.87M +84K +3.0%
NTRS Northern Trust 251.07K -57.32K -18.6%
BAC Bank Of America 342.27K -56.31K -14.1%
Russell Investments 0 -54.33K EXIT
Martingale Asset Management L P 53.48K +53.48K NEW

Financial report summary

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Risks
  • The COVID-19 pandemic has adversely affected our ability to conduct business and is expected to adversely impact our future financial results and those of our customers. The ultimate impact will depend on future developments, which are highly uncertain and cannot be predicted, including the scope and duration of the pandemic and actions taken by governmental authorities in response to the COVID-19 pandemic.
  • Our business may be adversely affected by downturns in the national and the regional economies on which we depend.
  • Our real estate construction and land acquisition and development loans expose us to risk.
  • Our emphasis on commercial real estate lending may expose us to increased lending risks.
  • The level of our commercial real estate loan portfolio may subject us to additional regulatory scrutiny.
  • Our business may be adversely affected by credit risk associated with residential property.
  • Loans originated under the SBA Paycheck Protection Program subject us to credit, forgiveness and guarantee risk.
  • Repayment of our commercial business loans is often dependent on the cash flows of the borrower, which may be unpredictable, and the collateral securing these loans may fluctuate in value.
  • Our allowance for loan losses may prove to be insufficient to absorb losses in our loan portfolio.
  • If our investments in real estate are not properly valued or sufficiently reserved to cover actual losses, or if we are required to increase our valuation reserves, our earnings could be reduced.
  • Changes in interest rates may reduce our net interest income and may result in higher defaults in a rising rate environment.
  • Our securities portfolio may be negatively impacted by fluctuations in market value and interest rates.
  • Revenue from mortgage banking operations is sensitive to changes in economic conditions, decreased economic activity, a slowdown in the housing market, higher interest rates or new legislation which may adversely impact our financial condition and results of operations
  • A general decline in economic conditions may adversely affect the fees generated by our asset management company.
  • We operate in a highly regulated environment and may be adversely affected by changes in federal and state laws and regulations.
  • Non-compliance with the USA PATRIOT Act, Bank Secrecy Act, or other laws and regulations could result in fines or sanctions and limit our ability to get regulatory approval of acquisitions.
  • If our enterprise risk management framework is not effective at mitigating risk and loss to us, we could suffer unexpected losses and our results of operations could be materially adversely affected.
  • We are subject to certain risks in connection with our use of technology.
  • Our business may be adversely affected by an increasing prevalence of fraud and other financial crimes.
  • We may experience future goodwill impairment, which could reduce our earnings.
  • The required accounting treatment of loans we acquire through acquisitions could result in higher net interest margins and interest income in current periods and lower net interest margins and interest income in future periods.
  • We rely on other companies to provide key components of our business infrastructure.
  • Uncertainty relating to the London Interbank Offered Rate ("LIBOR") calculation process and potential phasing out of LIBOR may adversely affect our results of operations.
  • Ineffective liquidity management could adversely affect our financial results and condition.
  • Our branching strategy may cause our expenses to increase faster than revenues.
  • Our growth or future losses may require us to raise additional capital in the future, but that capital may not be available when it is needed or the cost of that capital may be very high.
  • Competition with other financial institutions could adversely affect our profitability.
  • Our ability to retain and recruit key management personnel and bankers is critical to the success of our business strategy and any failure to do so could impair our customer relationships and adversely affect our business and results of operations.
  • Managing reputational risk is important to attracting and maintaining customers, investors and employees.
  • We rely on dividends from the Bank for substantially all of our revenue at the holding company level.
Content analysis
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