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Umpqua (UMPQ)

Umpqua Holdings Corporation is the parent company of Umpqua Bank, an Oregon-based community bank recognized for its entrepreneurial approach, innovative customer experience, and distinctive banking solutions. Umpqua Bank has locations across Oregon, Washington, California, Idaho and Nevada. Umpqua Holdings also owns a retail brokerage subsidiary, Umpqua Investments, Inc., which has locations in Umpqua Bank stores and in dedicated offices in Oregon. Umpqua Holdings Corporation is headquartered in Portland, Oregon.

UMPQ stock data

Analyst ratings and price targets

Last 3 months

Calendar

29 Jul 22
16 Aug 22
31 Dec 22
Quarter (USD) Jun 22 Mar 22 Dec 21 Sep 21
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD) Dec 21 Dec 20 Dec 19 Dec 18
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Cash burn rate (est.) Burn method: Change in cash Burn method: Operating income Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 1B 1B 1B 1B 1B 1B
Cash burn (monthly) 554.29M 173.6M 38.33M (no burn) (no burn) (no burn)
Cash used (since last report) 867.96M 271.85M 60.02M n/a n/a n/a
Cash remaining 134.62M 730.73M 942.56M n/a n/a n/a
Runway (months of cash) 0.2 4.2 24.6 n/a n/a n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
28 Jul 22 Torran B Nixon Common Stock Sell Dispose S No Yes 17.58 5,000 87.9K 211,033
28 Jul 22 Torran B Nixon Common Stock Other Acquire J Yes No 0 18 0 1,571
22 Jul 22 David F Shotwell Common Stock Payment of exercise Dispose F No No 17.29 1,617 27.96K 115,378
22 Jul 22 David F Shotwell Common Stock Other Acquire J Yes No 0 3 0 252
28 Apr 22 Machuca Luis Common Stock Buy Acquire P Yes No 17.2863 7,600 131.38K 70,718
27 Apr 22 Torran B Nixon Common Stock Sell Dispose S No Yes 17.67 5,000 88.35K 216,033
27 Apr 22 Torran B Nixon Common Stock Other Acquire J Yes No 0 120 0 1,553
8 Mar 22 Ron L Farnsworth Common Stock Payment of exercise Dispose F No No 19.8 2,009 39.78K 246,422
13F holders Current Prev Q Change
Total holders 325 319 +1.9%
Opened positions 39 56 -30.4%
Closed positions 33 43 -23.3%
Increased positions 109 79 +38.0%
Reduced positions 116 125 -7.2%
13F shares Current Prev Q Change
Total value 3.6B 3.66B -1.6%
Total shares 187.99M 190.29M -1.2%
Total puts 15.3K 29.4K -48.0%
Total calls 48.9K 59.3K -17.5%
Total put/call ratio 0.3 0.5 -36.9%
Largest owners Shares Value Change
Vanguard 20.8M $392.38M +0.7%
BLK Blackrock 19.58M $369.34M +0.8%
MCQEF Macquarie 13.78M $259.85M +0.0%
STT State Street 10.81M $203.82M -1.8%
Massachusetts Financial Services 10.78M $203.37M +0.7%
Atlanta Capital Management Co L L C 9.25M $174.36M -0.9%
Alliancebernstein 6.55M $123.58M +8.7%
Dimensional Fund Advisors 6.44M $121.39M -11.6%
Arp Americas 4.35M $82.03M +6.8%
Barrow Hanley Mewhinney & Strauss 3.49M $65.77M -1.6%
Largest transactions Shares Bought/sold Change
Norges Bank 0 -2.59M EXIT
HoldCo Asset Management 583.32K -2.35M -80.1%
RY Royal Bank Of Canada 209.35K -1.86M -89.9%
Grantham, Mayo, Van Otterloo & Co. 1.78M +1.78M NEW
Leeward Investments, LLC - MA 1.42M +1.42M NEW
Millennium Management 1.18M +963.71K +437.7%
Renaissance Technologies 904.98K +904.98K NEW
GS Goldman Sachs 2.61M +847.31K +48.0%
Dimensional Fund Advisors 6.44M -842.79K -11.6%
PFG Principal Financial Group Inc - Registered Shares 736.8K -815.2K -52.5%

Financial report summary

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Risks
  • The COVID-19 pandemic has impacted our business, and the ultimate impact will depend on future developments, which are highly uncertain and cannot be predicted.
  • The CECL accounting for the ACL may create volatility in our provision for credit losses and could have a material impact on our financial condition or results of operations.
Management Discussion
  • Item 2.         Management's Discussion and Analysis of Financial Condition and Results of Operations 
  • This Report contains certain forward-looking statements, within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934, which are intended to be covered by the safe harbor for "forward-looking statements" provided by the Private Securities Litigation Reform Act of 1995. These statements may include statements that expressly or implicitly predict future results, performance or events. Statements other than statements of historical fact are forward-looking statements. You can find many of these statements by looking for words such as "anticipates," "expects," "believes," "estimates," "intends" and "forecast," and words or phrases of similar meaning.
  • We make forward-looking statements about the proposed transaction between us and Columbia Banking System, Inc.; LIBOR; derivatives and hedging; the results and performance of models and economic forecasts used in our calculation of the ACL; projected sources of funds and the Company's liquidity position; our securities portfolio; loan sales; adequacy of our ACL, including the reserve for unfunded commitments; provision for credit losses; non-performing loans and future losses; performance of troubled debt restructurings; our commercial real estate portfolio, its collectability and subsequent charge-offs; resolution of non-accrual loans; mortgage volumes and the impact of rate changes; the economic environment; litigation; dividends; junior subordinated debentures; fair values of certain assets and liabilities, including MSR values and sensitivity analyses; tax rates; deposit pricing; and the effect of accounting pronouncements and changes in accounting methodology.

Content analysis

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Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability
H.S. sophomore Avg
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