alliance data® and its businesses comprise n. america’s largest, most comprehensive provider of transaction-based, data-driven marketing and loyalty solutions, driving business growth and profitability for some of today’s most recognizable brands. alliance data retail services is the second-largest u.s. provider of marketing-driven private label and co-brand credit programs designed to increase consumer spend and loyalty. across multiple touch points, like traditional, digital, mobile and other emerging technologies, alliance data retail helps its clients—such as hsn, j. crew, the buckle, and 90 others—create and increase customer loyalty through solutions that engage its nearly 25 million cardholders each day. epsilon® , a leading provider of multi-channel, data-driven technologies and marketing services, manages solutions such as permission-based email marketing, database management, advanced analytics, and strategic consulting and creative services to more than 2,000 global clients.
Company profile
Ticker
BFH
Exchange
Website
CEO
Ralph Andretta
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
Former names
ALLIANCE DATA SYSTEMS CORP
SEC CIK
Corporate docs
Subsidiaries
A Delaware Corporation • ADS Card Services Foreign Holdings B.V. • Bread Financial Canada Co. • Bread Financial Payments, Inc. • Bread Reinsurance Ltd. • Comenity Canada L.P. • Comenity Capital Credit Company, LLC • Comenity Servicing LLC • Lon Administration LLC • Lon Holdings LLC ...
IRS number
311429215
BFH stock data
Latest filings (excl ownership)
ARS
2023 FY
Annual report to shareholders
3 Apr 24
DEFA14A
Additional proxy soliciting materials
3 Apr 24
DEF 14A
Definitive proxy
3 Apr 24
8-K
Regulation FD Disclosure
13 Mar 24
8-K
Bread Financial Announces Approval of $30 Million Share
21 Feb 24
10-K
2023 FY
Annual report
20 Feb 24
8-K
Regulation FD Disclosure
15 Feb 24
8-K
Regulation FD Disclosure
25 Jan 24
8-K
Results of Operations and Financial Condition
25 Jan 24
8-K
Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
19 Jan 24
Transcripts
BFH
Earnings call transcript
2023 Q4
25 Jan 24
BFH
Earnings call transcript
2023 Q3
26 Oct 23
BFH
Earnings call transcript
2023 Q2
27 Jul 23
BFH
Earnings call transcript
2023 Q1
27 Apr 23
BFH
Earnings call transcript
2022 Q4
26 Jan 23
BFH
Earnings call transcript
2022 Q3
27 Oct 22
BFH
Earnings call transcript
2022 Q2
28 Jul 22
BFH
Earnings call transcript
2022 Q1
28 Apr 22
BFH
Earnings call transcript
2021 Q4
27 Jan 22
BFH
Earnings call transcript
2021 Q4
27 Jan 22
Latest ownership filings
4
John C Gerspach
17 Apr 24
4
Joseph L Motes III
27 Mar 24
4
Tammy M McConnaughey
27 Mar 24
4
Valerie E Greer
27 Mar 24
4
Perry S Beberman
27 Mar 24
4
Ralph J Andretta
27 Mar 24
4
Allegra S Driscoll
20 Feb 24
4
Jonathan Bryan Campbell
20 Feb 24
4
Ralph J Andretta
20 Feb 24
4
Perry S Beberman
20 Feb 24
Financial summary
Quarter (USD) | Sep 23 | Jun 23 | Mar 23 | Dec 22 | |
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Diluted EPS |
Annual (USD) | Dec 22 | Dec 21 | Dec 20 | Dec 19 | |
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Revenue | |||||
Cost of revenue | |||||
Operating income | |||||
Operating margin | |||||
Net income | |||||
Net profit margin | |||||
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Change in cash | |||||
Diluted EPS |
Cash burn rate (est.) | Burn method: Change in cash | Burn method: Operating income | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
---|---|---|---|---|---|---|
Cash on hand (at last report) | 3.40 bn | 3.40 bn | 3.40 bn | 3.40 bn | 3.40 bn | 3.40 bn |
Cash burn (monthly) | (no burn) | 17.75 mm | (no burn) | (no burn) | (no burn) | (no burn) |
Cash used (since last report) | n/a | 121.09 mm | n/a | n/a | n/a | n/a |
Cash remaining | n/a | 3.27 bn | n/a | n/a | n/a | n/a |
Runway (months of cash) | n/a | 184.4 | n/a | n/a | n/a | n/a |
Institutional ownership, Q3 2023
13F holders | Current |
---|---|
Total holders | 263 |
Opened positions | 36 |
Closed positions | 29 |
Increased positions | 92 |
Reduced positions | 84 |
13F shares | Current |
---|---|
Total value | 1.72 tn |
Total shares | 54.73 mm |
Total puts | 818.70 k |
Total calls | 146.30 k |
Total put/call ratio | 5.6 |
Largest owners | Shares | Value |
---|---|---|
Turtle Creek Asset Management | 5.80 mm | $198.29 bn |
Vanguard | 5.71 mm | $195.35 bn |
BLK Blackrock | 4.90 mm | $167.55 bn |
Franklin Mutual Advisers | 2.84 mm | $0.00 |
Dimensional Fund Advisors | 2.74 mm | $93.84 bn |
Wellington Management | 1.95 mm | $66.84 bn |
STT State Street | 1.92 mm | $65.58 bn |
MS Morgan Stanley | 1.63 mm | $55.75 bn |
HBCYF HSBC | 1.62 mm | $55.33 bn |
Lyrical Asset Management | 1.50 mm | $51.22 bn |
Recent insider trades
Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
---|---|---|---|---|---|---|---|---|---|---|
15 Apr 24 | Gerspach John C | Common Stock | Grant | Acquire A | No | No | 0 | 1,025 | 0.00 | 35,531 |
25 Mar 24 | Perry S Beberman | Common Stock | Payment of exercise | Dispose F | No | No | 35.61 | 2,384 | 84.89 k | 123,827 |
25 Mar 24 | Ralph J Andretta | Common Stock | Payment of exercise | Dispose F | No | No | 35.61 | 8,712 | 310.23 k | 462,493 |
25 Mar 24 | Tammy M McConnaughey | Common Stock | Payment of exercise | Dispose F | No | No | 35.61 | 1,793 | 63.85 k | 108,675.055 |
25 Mar 24 | Valerie E Greer | Common Stock | Payment of exercise | Dispose F | No | No | 35.61 | 2,366 | 84.25 k | 136,974 |
News
Barclays Maintains Underweight on Bread Finl Hldgs, Lowers Price Target to $26
9 Apr 24
A Glimpse Into The Expert Outlook On Bread Finl Hldgs Through 7 Analysts
4 Apr 24
Wolfe Research Upgrades Bread Finl Hldgs to Outperform, Announces $48 Price Target
4 Apr 24
Barclays Maintains Underweight on Bread Finl Hldgs, Lowers Price Target to $27
26 Jan 24
Oppenheimer Upgrades Bread Finl Hldgs to Outperform, Announces $52 Price Target
26 Jan 24
Press releases
Bread Financial(TM) Schedules First Quarter 2024 Earnings Conference Call for April 25
9 Apr 24
Bread Financial Provides Performance Update For February 2024
13 Mar 24
Bread Financial™ to Participate in the 2024 RBC Capital Markets Financial Institutions Conference and the Wolfe FinTech Forum 2024
28 Feb 24
Bread Financial™ Announces Approval of $30 Million Share Repurchase Program
21 Feb 24
Bread Financial Provides Performance Update for January 2024
15 Feb 24