MA Mastercard, Inc.
Mastercard, Inc. operates as a technology company. The firm engages in the payments industry that connects consumers, financial institutions, merchants, governments and business. It offers payment solutions for the development and implementation of credit, debit, prepaid, commercial and payment programs. The company was founded in 1966 and is headquartered in Purchase, NY.
Company profile
Ticker
MA
Exchange
Website
CEO
Ajaypal S. Banga / Michael E. Miebach
Employees
Incorporated in
Location
Fiscal year end
Industry (SEC)
Alibaba Group Holding • Visa • Uber • PayPal • eBay • Accenture • Nielsen • Fidelity National Information Services • Conduent • Alliance Data Systems ...
SEC CIK
Corporate docs
IRS number
134172551
Calendar
29 Apr 20
1 Jun 20
31 Dec 20
News
Company financial data Financial data
| Quarter (USD) | Mar 20 | Dec 19 | Sep 19 | Jun 19 | |
|---|---|---|---|---|---|
| Revenue | 4.01B | 4.41B | 4.47B | 4.11B | |
| Net income | 1.69B | 2.1B | 2.11B | 2.05B | |
| Diluted EPS | 1.68 | 2.07 | 2.07 | 2 | |
| Net profit margin | 42.23% | 47.58% | 47.19% | 49.79% | |
| Operating income | 2.21B | 2.4B | 2.66B | 2.4B | |
| Net change in cash | 3.22B | 1.89B | -590M | -166M | |
| Cash on hand | 10.21B | 6.99B | 5.1B | 5.69B |
| Annual (USD) | Dec 19 | Dec 18 | Dec 17 | Dec 16 | |
|---|---|---|---|---|---|
| Revenue | 16.88B | 14.95B | 12.5B | 10.78B | |
| Net income | 8.12B | 5.86B | 3.92B | 4.06B | |
| Diluted EPS | 7.94 | 5.6 | 3.65 | 3.69 | |
| Net profit margin | 48.08% | 39.19% | 31.33% | 37.67% | |
| Operating income | 9.66B | 7.28B | 6.62B | 5.76B | |
| Net change in cash | 306M | 749M | -788M | 974M | |
| Cash on hand | 6.99B | 6.68B | 5.93B | 6.72B |
Financial data from Mastercard earnings reports
Recent insider trades
| Date | Owner | Security | Transaction | Code | $Price | #Shares | $Value | #Remaining |
|---|---|---|---|---|---|---|---|---|
| 26 May 20 | Freiberg Steven J | Class A Common Stock | Sell | Dispose S | 304.2468 | 15,000 | 4.56M | 8,384 |
| 26 May 20 | Freiberg Steven J | Class A Common Stock | Sell | Dispose S | 303.9756 | 4,230 | 1.29M | 5,376 |
| 18 May 20 | Ajay Banga | Class A Common Stock | Sell | Dispose S | 289.6003 | 19,723 | 5.71M | 323,304 |
| 18 May 20 | Ajay Banga | Class A Common Stock | Sell | Dispose S | 288.735 | 8,320 | 2.4M | 343,027 |
| 18 May 20 | Ajay Banga | Class A Common Stock | Sell | Dispose S | 287.389 | 13,362 | 3.84M | 351,347 |
| 18 May 20 | Ajay Banga | Class A Common Stock | Sell | Dispose S | 286.4626 | 25,858 | 7.41M | 364,709 |
| 18 May 20 | Ajay Banga | Class A Common Stock | Sell | Dispose S | 285.5031 | 14,270 | 4.07M | 390,567 |
| 18 May 20 | Ajay Banga | Class A Common Stock | Option exercise | Aquire M | 51.83 | 81,533 | 4.23M | 404,837 |
| 18 May 20 | Ajay Banga | Employee Stock Option Class A Common Stock | Option exercise | Dispose M | 51.83 | 81,533 | 4.23M | 163,067 |
| 18 May 20 | Timothy H Murphy | Class A Common Stock | Sell | Dispose S | 287.2914 | 7,879 | 2.26M | 31,515.063 |
Institutional ownership Q1 2020
74.3% owned by funds/institutions
13F holders |
Current |
|---|---|
| Total holders | 2001 |
| Opened positions | 172 |
| Closed positions | 207 |
| Increased positions | 843 |
| Reduced positions | 813 |
13F shares |
Current |
|---|---|
| Total value | 178.38B |
| Total shares | 738.14M |
| Total puts | 11.59M |
| Total calls | 7.37M |
| Total put/call ratio | 1.6 |
Largest owners |
Shares | Value |
|---|---|---|
| Vanguard | 73.39M | $17.73B |
| BLK BlackRock | 66.88M | $16.16B |
| FMR | 38.51M | $9.3B |
| STT State Street | 36.81M | $8.89B |
| N Price T Rowe Associates | 28.99M | $7B |
| Capital World Investors | 15.72M | $3.8B |
| Capital Research Global Investors | 15.11M | $3.65B |
| MS^L Morgan Stanley | 14.08M | $3.4B |
| Geode Capital Management | 13.97M | $3.37B |
| JPM JPMorgan Chase & Co. | 13.74M | $3.32B |
Financial report summary
?Competition
Concord Efs • Bon Ton Stores • ACI Worldwide • Net 1 Ueps • Alliance Data Systems • Paypal • Lipman Electronic Engineering • On4 Communications • WEX • Metavante
Content analysis
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| Positive | ||
| Negative | ||
| Uncertain | ||
| Constraining | ||
| Legalese | ||
| Litigous | ||
| Readability |
H.S. freshman Avg
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New words:
avoid, behavior, cancellation, carryover, categorized, certainty, choosing, clarifying, clarity, consulting, consumption, convenience, criteria, cumulative, declaratory, decline, deemed, differential, distancing, diversification, earliest, employee, epidemic, exacerbate, experience, factor, FCC, flexibility, frequency, globe, heard, immaterial, length, LIBOR, lifted, light, macroeconomic, magnitude, maximize, met, notional, outbreak, Overview, pandemic, physical, policy, posed, preparation, prepare, prepared, profit, quickly, rapidly, recession, repatriation, resume, satisfactory, significantly, simplification, simplify, Simplifying, situation, social, spread, subsided, suspended, temporarily, temporary, terrorism, titled, treat, ultimate, unemployment, unfavorable, upward, verification, visibility, weekly, weighing, widespread, worsening
Removed:
accepting, achievement, acquiring, added, adding, allocated, announced, anticompetitive, approach, Area, arrangement, borrowing, capacity, capitalizing, central, charitable, chose, commence, commencement, comply, computer, deconsolidation, determining, develop, direct, EC, EEA, equipment, estate, estimation, expansion, extend, extension, fine, fiscal, forward, frequently, granting, hardware, hearing, historic, hosting, identifiable, implicit, inception, incremental, index, internet, interregional, investigation, lease, leased, lessee, licensing, maintenance, matter, matured, measuring, meeting, minimum, modification, modified, modifying, nonlease, notice, office, opened, pertaining, practical, President, property, proposal, proprietary, prospective, reclassification, removing, rental, retained, retrospective, retrospectively, revised, ROU, safety, select, sixteen, software, space, standalone, standard, stranded, substance, telecommunication, terrorist, Venezuelan
Financial reports
10-Q
2020 Q1
Quarterly report
29 Apr 20
10-K
2019 FY
Annual report
14 Feb 20
10-Q
2019 Q3
Quarterly report
29 Oct 19
10-Q
2019 Q2
Quarterly report
30 Jul 19
10-Q
2019 Q1
Quarterly report
30 Apr 19
10-K
2018 Q4
Annual report
13 Feb 19
10-Q
2018 Q3
Quarterly report
30 Oct 18
10-Q
2018 Q2
Quarterly report
26 Jul 18
10-Q
2018 Q1
Quarterly report
2 May 18
10-K
2017 Q4
Annual report
14 Feb 18
Current reports
8-K
Mastercard Updates Second-Quarter 2020 Operating Metrics
13 May 20
8-K
Mastercard Incorporated Reports First-Quarter 2020 Financial Results
29 Apr 20
8-K
Amendments to Articles of Incorporation or Bylaws
21 Apr 20
8-K
Other Events
26 Mar 20
8-K
Mastercard Updates First-Quarter 2020 Net Revenue and Operating Expense Outlook Based on the Impact of COVID-19
24 Mar 20
8-K
Mastercard Announces Leadership Transition
25 Feb 20
8-K
Mastercard Updates First-Quarter and Full-Year 2020 Net Revenue Outlook Based on the Impact of the Coronavirus
24 Feb 20
8-K
Mastercard Incorporated Reports Fourth-Quarter and Full-Year 2019 Financial Results
29 Jan 20
8-K
Other Events
3 Dec 19
8-K
Entry into a Material Definitive Agreement
15 Nov 19
Registration and prospectus
424B2
Prospectus for primary offering
25 Mar 20
FWP
Free writing prospectus
25 Mar 20
424B2
Prospectus for primary offering
24 Mar 20
424B2
Prospectus for primary offering
27 Nov 19
FWP
Free writing prospectus
25 Nov 19
424B2
Prospectus for primary offering
25 Nov 19
424B2
Prospectus for primary offering
30 May 19
FWP
Free writing prospectus
28 May 19
424B2
Prospectus for primary offering
28 May 19
S-3ASR
Automatic shelf registration
15 Mar 18
Proxies
DEFA14A
Additional proxy soliciting materials
15 May 20
DEFA14A
Additional proxy soliciting materials
29 Apr 20
DEF 14A
Definitive proxy
29 Apr 20
DEFA14A
Additional proxy soliciting materials
30 Apr 19
DEF 14A
Definitive proxy
29 Apr 19
DEFA14A
Additional proxy soliciting materials
27 Apr 18
DEF 14A
Definitive proxy
27 Apr 18
PX14A6G
Letter to shareholders
26 Jun 17
DEFA14A
Additional proxy soliciting materials
15 Jun 17
DEFA14A
Additional proxy soliciting materials
13 Jun 17
Other
IRAN
Disclosure regarding Iran Threat Reduction and Syria Human Rights Act
29 Apr 20
IRAN
Disclosure regarding Iran Threat Reduction and Syria Human Rights Act
14 Feb 20
IRAN
Disclosure regarding Iran Threat Reduction and Syria Human Rights Act
29 Oct 19
IRAN
Disclosure regarding Iran Threat Reduction and Syria Human Rights Act
30 Jul 19
IRAN
Disclosure regarding Iran Threat Reduction and Syria Human Rights Act
30 Apr 19
IRAN
Disclosure regarding Iran Threat Reduction and Syria Human Rights Act
13 Feb 19
IRAN
Disclosure regarding Iran Threat Reduction and Syria Human Rights Act
30 Oct 18
IRAN
Disclosure regarding Iran Threat Reduction and Syria Human Rights Act
26 Jul 18
IRAN
Disclosure regarding Iran Threat Reduction and Syria Human Rights Act
2 May 18
IRAN
Disclosure regarding Iran Threat Reduction and Syria Human Rights Act
14 Feb 18
Ownership
4
Mastercard / Steven J Freiberg ownership change
27 May 20
4
Mastercard / AJAY BANGA ownership change
19 May 20
4
Mastercard / Timothy H Murphy ownership change
19 May 20
4
Mastercard / JULIUS GENACHOWSKI ownership change
12 May 20
4
Mastercard / Sandra A Arkell ownership change
24 Apr 20
4
Mastercard / Michael B. G. Froman ownership change
17 Apr 20
SC 13G
Mastercard / Mastercard Foundation ownership change
12 Mar 20
4
Mastercard / Lance Darrell Gordon Uggla ownership change
11 Mar 20
4
Mastercard / Gilberto Caldart ownership change
10 Mar 20
4
Mastercard / J. MEHRA SACHIN ownership change
3 Mar 20
Patents
APP
Utility
Methods and Systems for a Combined Transaction by an Assignee on Behalf of One or More Users
28 May 20
Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions.
APP
Utility
Method and System for Processing a Transaction Using Plurality of Devices
28 May 20
The present disclosure provides a server for processing a transaction using a plurality of devices.
APP
Utility
Computer System and Computer-implemented Method for Processing a Cashless Payment Transaction Via a Point-of-sale Terminal
28 May 20
A payment network server for processing a cashless payment transaction via a point-of-sale (POS) terminal associated with a merchant server is described.
APP
Utility
Security and Authentication of Interaction Data
28 May 20
There is provided a computer-implemented method of authenticating an interaction carried out between a mobile device and a gateway, the method being carried out by an authentication system remote from the mobile device and the gateway.
APP
Utility
Security and Authentication of Interaction Data
28 May 20
There is provided an intermediary server system for providing data for use in authenticating an interaction between the mobile device and a gateway.