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Axos Financial (AX)

Axos Financial, Inc. is the holding company for Axos Bank, a nationwide bank that provides consumer and business banking products through its low-cost distribution channels and affinity partners. With approximately $14.4 billion in assets, Axos Bank provides consumer and business banking products through its low-cost distribution channels and affinity partners. Axos Clearing LLC and Axos Invest, Inc., provide comprehensive securities clearing services to introducing broker-dealers and registered investment advisor correspondents and digital investment advisory services to retail investors, respectively. Axos Financial, Inc.'s common stock is listed on the NYSE under the symbol 'AX' and is a component of the Russell 2000® Index, the KBW Nasdaq Financial Technology Index, and the S&P SmallCap 600® Index.

AX stock data

Analyst ratings and price targets

Last 3 months

Investment data

Data from SEC filings
Securities sold
Number of investors

Calendar

7 Sep 22
29 Sep 22
30 Jun 23
Quarter (USD) Jun 22 Mar 22 Dec 21 Sep 21
Revenue
Cost of revenue
Operating income
Operating margin
Net income
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Cash on hand
Change in cash
Diluted EPS
Annual (USD) Jun 22 Jun 21 Jun 20 Jun 19
Revenue
Cost of revenue
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Diluted EPS
Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
23 Sep 22 Walsh Derrick Common Stock Sale back to company Dispose D No No 36.8 1,754 64.55K 25,357
23 Sep 22 Walsh Derrick Common Stock Option exercise Acquire M No No 36.8 3,333 122.65K 27,111
23 Sep 22 Walsh Derrick RSU Common Stock Option exercise Dispose M No No 0 3,333 0 21,654
23 Sep 22 Matsumoto Raymond D RSU Common Stock Grant Acquire A No No 0 7,473 0 24,201
23 Sep 22 Bar-Adon Eshel RSU Common Stock Grant Acquire A No No 0 5,164 0 19,502
23 Sep 22 Constantine Thomas M RSU Common Stock Grant Acquire A No No 0 6,115 0 20,873
23 Sep 22 Tolla John Charles RSU Common Stock Grant Acquire A No No 0 4,077 0 13,792
13F holders Current Prev Q Change
Total holders 0 2 EXIT
Opened positions 0 0
Closed positions 2 0 NEW
Increased positions 0 0
Reduced positions 0 0
13F shares Current Prev Q Change
Total value 0 19K EXIT
Total shares 0 438 EXIT
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners Shares Value Change
Largest transactions Shares Bought/sold Change
IFP Advisors 0 -437 EXIT
Huntington National Bank 0 -1 EXIT

Financial report summary

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Management Discussion
  • Interest Income. Interest income for the fiscal year ended June 30, 2022 totaled $659.7 million, an increase of $41.9 million, or 6.8%, compared to $617.9 million in interest income for the fiscal year ended June 30, 2021 primarily due to growth in volume of interest-earning assets from loan originations, mainly from commercial real estate and commercial & industrial lending, partially offset by reduced rates on interest-earning assets. Average interest-earning assets for the fiscal year ended June 30, 2022 increased by $937.4 million compared to the fiscal year ended June 30, 2021 primarily due to loan originations for investment which totaled $10.4 billion during the year ended June 30, 2022. Yields on loans decreased by 18 basis points to 4.98% for the fiscal year ended June 30, 2022, primarily due to declines in market interest rates. For the fiscal year ended June 30, 2022, the growth in average balances contributed additional interest income of $64.1 million, which was offset by a $22.2 million decrease in interest income due to declines in market interest rates. The average yield earned on our interest-earning assets was 4.49% for the fiscal year ended June 30, 2022, even compared to 4.49% in 2021.

Content analysis

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