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Citizens Community Bancorp Inc MD (CZWI)

Citizens Community Bancorp is the holding company for Citizens Community Federal, a community bank with about 20 branches in Wisconsin, southern Minnesota, and northern Michigan. Serving consumers and businesses, the bank offers standard deposit services such as savings, checking, money market, and retirement accounts, as well as a variety of loan products. The bank focuses its lending activities on one- to four-family mortgages, which represent more than half of its loan portfolio. The bank also offers consumer loans such as auto and personal loans; it does not routinely make commercial loans. Founded in 1938, Citizens Community was a state-chartered credit union until 2001.

CZWI stock data

Investment data

Data from SEC filings
Securities sold
Number of investors

Calendar

4 May 22
26 Jun 22
31 Dec 22
Quarter (USD) Mar 22 Dec 21 Sep 21 Jun 21
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD) Dec 21 Dec 20 Dec 19 Sep 18
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Cash burn rate (est.) Burn method: Change in cash Burn method: Operating income Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 84.36M 84.36M 84.36M 84.36M 84.36M 84.36M
Cash burn (monthly) (no burn) 9.31M (no burn) (no burn) (no burn) (no burn)
Cash used (since last report) n/a 26.7M n/a n/a n/a n/a
Cash remaining n/a 57.66M n/a n/a n/a n/a
Runway (months of cash) n/a 6.2 n/a n/a n/a n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
3 Mar 22 Stephen M Bianchi Common Stock, par value $0.01 per share Buy Acquire P Yes No 15.58 100 1.56K 51,300
3 Mar 22 Stephen M Bianchi Common Stock, par value $0.01 per share Buy Acquire P Yes No 15.59 200 3.12K 51,200
3 Mar 22 Stephen M Bianchi Common Stock, par value $0.01 per share Buy Acquire P No No 15.59 200 3.12K 56,755
1 Mar 22 James S Broucek Common Stock, par value $0.01 per share Buy Acquire P Yes No 15.7 500 7.85K 40,924
1 Mar 22 Stephen M Bianchi Common Stock, par value $0.01 per share Buy Acquire P No No 15.66 92 1.44K 56,555
1 Mar 22 Stephen M Bianchi Common Stock, par value $0.01 per share Buy Acquire P No No 15.67 100 1.57K 56,463
28 Feb 22 Moll James D Common Stock, par value $0.01 per share Buy Acquire P Yes No 15.85 300 4.76K 10,424
24 Feb 22 Stephen M Bianchi Common Stock, par value $0.01 per share Buy Acquire P No No 15.35 100 1.54K 56,363
62.0% owned by funds/institutions
13F holders Current Prev Q Change
Total holders 40 38 +5.3%
Opened positions 4 8 -50.0%
Closed positions 2 6 -66.7%
Increased positions 14 13 +7.7%
Reduced positions 12 11 +9.1%
13F shares Current Prev Q Change
Total value 1.59B 1.45B +9.5%
Total shares 6.53M 6.64M -1.6%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners Shares Value Change
FJ Capital Management 951.59K $14.38M -0.0%
Banc Funds 906.13K $13.69M -4.8%
Alliancebernstein 750.61K $11.34M +0.9%
Manufacturers Life Insurance Company, The 670.76K $10.14M +1.5%
MFC Manulife Financial 660.61K $9.1M 0.0%
Vanguard 435.53K $6.58M +3.4%
Dimensional Fund Advisors 243.26K $3.68M +2.7%
Gendell Jeffrey L 234.43K $3.54M -6.6%
Wellington Management 213.53K $3.23M +310.8%
Bridgeway Capital Management 191.9K $2.9M +13.5%
Largest transactions Shares Bought/sold Change
TFO USA 183.5K -275.8K -60.0%
Wellington Management 213.53K +161.54K +310.8%
Banc Funds 906.13K -45.4K -4.8%
Fourthstone 0 -40.79K EXIT
Prelude Capital Management 85.75K +25.91K +43.3%
Bridgeway Capital Management 191.9K +22.8K +13.5%
Gendell Jeffrey L 234.43K -16.48K -6.6%
Vanguard 435.53K +14.43K +3.4%
Millennium Management 13.89K +13.89K NEW
MS Morgan Stanley 17.93K +10.42K +138.7%

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