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First Financial Northwest (FFNW)

First Financial Northwest, Inc. is the parent company of First Financial Northwest Bank; an FDIC insured Washington State-chartered commercial bank headquartered in Renton, Washington, serving the Puget Sound Region through 11 full-service banking officesThe Company is a part of the ABA NASDAQ Community Bank Index and the Russell 2000 Index.

FFNW stock data

Calendar

12 May 22
9 Aug 22
31 Dec 22
Quarter (USD) Mar 22 Dec 21 Sep 21 Jun 21
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD) Dec 21 Dec 20 Dec 19 Dec 18
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Cash burn rate (est.) Burn method: Change in cash Burn method: Operating income Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 27.61M 27.61M 27.61M 27.61M 27.61M 27.61M
Cash burn (monthly) 15.26M 4.55M (no burn) (no burn) (no burn) (no burn)
Cash used (since last report) 65.7M 19.6M n/a n/a n/a n/a
Cash remaining -38.09M 8.01M n/a n/a n/a n/a
Runway (months of cash) -2.5 1.8 n/a n/a n/a n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
9 Jun 22 Richard P Jacobson Common Stock, $0.01 par value Sell Dispose S No No 16.5985 2,481 41.18K 29,756
9 Jun 22 Richard P Jacobson Common Stock, $0.01 par value Option exercise Acquire M No No 10.88 2,481 26.99K 32,237
9 Jun 22 Richard P Jacobson Stock Options Common Stock Option exercise Dispose M No No 10.88 2,481 26.99K 82,519
9 Mar 22 Ronnie J Clariza Common Stock, $0.01 par value Payment of exercise Dispose F No No 17.12 1,253 21.45K 27,026
9 Mar 22 Christine A. Huestis Common Stock, $0.01 par value Payment of exercise Dispose F No No 17.12 870 14.89K 3,739
9 Mar 22 Richard P Jacobson Common Stock, $0.01 par value Payment of exercise Dispose F No No 17.12 2,967 50.8K 29,756
9 Mar 22 Joseph W Kiley Iii Common Stock, $0.01 par value Payment of exercise Dispose F No No 17.12 3,821 65.42K 36,242
39.2% owned by funds/institutions
13F holders Current Prev Q Change
Total holders 37 36 +2.8%
Opened positions 3 4 -25.0%
Closed positions 2 5 -60.0%
Increased positions 8 6 +33.3%
Reduced positions 15 14 +7.1%
13F shares Current Prev Q Change
Total value 62.85M 59.62M +5.4%
Total shares 3.57M 3.58M -0.4%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners Shares Value Change
Dimensional Fund Advisors 799.47K $13.68M -0.5%
Renaissance Technologies 584.98K $10.01M -4.4%
BLK Blackrock 554.8K $9.49M -0.4%
Vanguard 347.65K $5.95M +1.2%
Context BH Capital Management 167.77K $2.87M 0.0%
Greenwich Investment Management 152.68K $2.61M +7.0%
Alliancebernstein 120.21K $2.06M +1.4%
Brandywine Global Investment Management 108.55K $1.86M 0.0%
Bridgeway Capital Management 99.75K $1.71M 0.0%
Acadian Asset Management 71.16K $1.22M -3.3%
Largest transactions Shares Bought/sold Change
Renaissance Technologies 584.98K -26.73K -4.4%
North Reef Capital Management 13.07K +13.07K NEW
Millennium Management 10.35K +10.35K NEW
Greenwich Investment Management 152.68K +9.94K +7.0%
BAC Bank Of America 64.17K -8.39K -11.6%
STT State Street 23.92K -8.3K -25.8%
Strategic Value Bank Partners 7.43K +7.43K NEW
Baird Financial 33.92K -5.35K -13.6%
Vanguard 347.65K +4.26K +1.2%
MS Morgan Stanley 5.48K +4.04K +279.8%

Financial report summary

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Competition
Human Capital
Risks
  • Risks Related to Our Lending
  • Our ALLL may prove to be insufficient to absorb losses in our loan portfolio. Future additions to our ALLL, as well as charge-offs in excess of reserves, will reduce our earnings.
  • Risks Related to Market and Interest Rate Changes
  • Our results of operations, liquidity and cash flows are subject to interest rate risk.
  • Our branching strategy may cause our expenses to increase faster than revenues.
  • Risks Related to Regulatory and Compliance Matters
  • Non-compliance with the USA PATRIOT Act, Bank Secrecy Act, or other laws and regulations could result in fines or sanctions.
  • We are subject to certain risks in connection with our data management or aggregation.
  • Our business may be adversely affected by an increasing prevalence of fraud and other financial crimes.

Content analysis

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Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability
H.S. freshman Avg
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