NAVI Navient Dashboard

Navient is a leading provider of education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels. Navient helps clients and millions of Americans achieve success through technology-enabled financing, services, and support.

Company profile

Ticker

NAVI

Exchange

NASDAQ

Website

www.navient.com/

CEO

John Remondi

Incorporated

Delaware

Location

Delaware

Fiscal year end

Dec 31

Sector

Finance and Insurance > Credit Card Issuing

Industry (SIC)

Security Brokers, Dealers & Flotation Companies

Goldman Sachs • Morgan Stanley • Nomura • Blackrock • Charles Schwab • Jefferies • Interactive Brokers • Raymond James Financial • TD Ameritrade Holding • XP ...

Former names

New Corp

SEC CIK

0001593538

Corporate docs

Articles of Incorporation & Bylaws

NAVI stock data

S&P 500

1M 1Y 2Y 5Y

News

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Stocks That Hit 52-Week Highs On Monday

1 Mar 21

During Monday's morning session, 230 companies made new 52-week highs.

Recap: Navient Q4 Earnings

26 Jan 21

Shares of Navient (NASDAQ:NAVI) fell in after-market trading after the company reported Q4 results. Quarterly Results Earnings per share were up 44.78% year over year to $0.97, which beat the estimate of $0.83.

Navient Q4 EPS $0.97 Beats $0.83 Estimate

26 Jan 21

Navient (NASDAQ:NAVI) reported quarterly earnings of $0.97 per share which beat the analyst consensus estimate of $0.83 by 16.87 percent. This is a 44.78 percent increase over earnings of $0.67 per share from the same

Earnings Scheduled For January 26, 2021

26 Jan 21

Earnings Outlook for Navient

25 Jan 21

Press releases

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Navient appoints new Chief Information Officer, Chief Human Resources Officer

22 Feb 21

WILMINGTON, Del., Feb. 22, 2021 (GLOBE NEWSWIRE) -- Navient (NASDAQ:NAVI), a leader in education loan management and business processing solutions, today announced the appointment of Mike Maier as Chief Information

Navient CEO to present at 2021 Credit Suisse Financial Services Forum on Feb. 25

16 Feb 21

WILMINGTON, Del., Feb. 16, 2021 (GLOBE NEWSWIRE) -- Navient (NASDAQ:NAVI), a leading provider of education loan management and business processing solutions, today announced that President and CEO Jack Remondi will

Navient declares first quarter common stock dividend

4 Feb 21

WILMINGTON, Del., Feb. 04, 2021 (GLOBE NEWSWIRE) -- Navient (NASDAQ:NAVI), a leader in education loan management and business processing solutions, announced that its board of directors approved a 2021 first quarter

Navient Corp. to Host Earnings Call

27 Jan 21

Navient posts fourth quarter 2020 financial results

26 Jan 21

Calendar

25 Feb 21

2 Mar 21

31 Dec 21

Financial summary

Financial statements Chart NAVI financial data

Quarter (USD)	Dec 20	Sep 20	Jun 20	Mar 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Annual (USD)	Dec 20	Dec 19	Dec 18	Dec 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from Navient earnings reports.

Cash burn rate (estimated)	Burn method: Change in cash		Burn method: Operating income/loss		Burn method: FCF (opex + capex)
	Last Q	Avg 4Q	Last Q	Avg 4Q	Last Q	Avg 4Q
Cash on hand (at last report)	3.54B	3.54B	3.54B	3.54B	3.54B	3.54B
Cash burn (monthly)	225.67M	20.33M	(positive/no burn)	(positive/no burn)	(positive/no burn)	(positive/no burn)
Cash used (since last report)	461.44M	41.58M	n/a	n/a	n/a	n/a
Cash remaining	3.08B	3.5B	n/a	n/a	n/a	n/a
Runway (months of cash)	13.6	171.9	n/a	n/a	n/a	n/a

Beta Read what these cash burn values mean

Recent insider trades

NAVI insider ownership history Insider history

Date	Owner	Security	Transaction	Code	Indirect	10b5-1	#Shares	#Remaining
4 Feb 21	Arnold Frederick	Common Stock	Grant	Aquire A	No	No	10,569	45,948
4 Feb 21	Anna Escobedo Cabral	Common Stock	Grant	Aquire A	No	No	10,569	49,161
4 Feb 21	Larry A Klane	Phantom Stock Units Common Stock	Grant	Aquire A	No	No	10,569.106	20,585.315
4 Feb 21	Katherine A Lehman	Common Stock	Grant	Aquire A	No	No	10,569	70,462
4 Feb 21	Mills Linda A	Common Stock	Grant	Aquire A	No	No	15,853	98,568.395

Data from 3, 4 and 5 filings. Stock values as filed, not updated for current price.

Institutional ownership Q4 2020

NAVI institutional ownership history Ownership history

91.3% owned by funds/institutions

13F holders	Current	Prev Q	Change
Total holders	277	264	+4.9%
Opened positions	46	43	+7.0%
Closed positions	33	50	-34.0%
Increased positions	80	86	-7.0%
Reduced positions	113	94	+20.2%

13F shares	Current	Prev Q	Change
Total value	1.68B	1.7B	-1.5%
Total shares	170.15M	172.75M	-1.5%
Total puts	97.4K	477.7K	-79.6%
Total calls	253K	308.2K	-17.9%
Total put/call ratio	0.4	1.5	-75.2%

Largest owners	Shares	Value	Change
BLK Blackrock	21.36M	$209.78M	-2.1%
Vanguard	20.06M	$196.96M	-0.7%
Dimensional Fund Advisors	13.54M	$132.94M	-3.7%
LSV Asset Management	8.74M	$85.8M	-2.0%
FMR	7.51M	$73.7M	+19.4%
STT State Street	6.14M	$60.33M	-3.7%
Barrow Hanley Mewhinney & Strauss	6.02M	$59.16M	-14.4%
Boston Partners	5.1M	$50.12M	-5.5%
Sixth Street Partners Management	4.4M	$43.21M	0.0%
NTRS Northern Trust	3.75M	$36.87M	-5.5%

Largest transactions	Shares	Bought/sold	Change
Ajo	277K	-3.91M	-93.4%
HG Vora Capital Management	3.5M	+3.5M	NEW
FMR	7.51M	+1.22M	+19.4%
Barrow Hanley Mewhinney & Strauss	6.02M	-1.02M	-14.4%
MS Morgan Stanley	1.04M	+926.84K	+804.8%
Point72 Asset Management	106K	-804K	-88.4%
Thornburg Investment Management	78.77K	-755.71K	-90.6%
GS Goldman Sachs	2.03M	-681.82K	-25.2%
Bridgeway Capital Management	667K	+667K	NEW
Portolan Capital Management	1.64M	-615.15K	-27.2%

Data from 13F filings. Stock values as filed, not updated for current price. Long positions only.

Financial report summary

Competition

Nelnet

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. freshman Avg

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Removed: accretable, achieving, adding, administering, advance, anniversary, annualized, applicant, application, arrive, ascertain, assisting, auctioned, auditable, awarded, Bipartisan, borrow, borrowed, broker, calling, card, chaired, Chairman, chart, child, CID, cleared, coincide, collaboration, collateralize, composite, composition, conclude, consisted, controlling, converted, corrective, criterion, cyber, DC, deducted, DEF, defray, denomination, deploy, deposited, designation, Deutsche, DFPA, DFS, disburse, discretionary, distinguish, diversified, divided, eliminated, enactment, entitle, escalation, evidencing, exceeding, exchanged, expand, explain, explanation, extra, feature, Fenner, finalized, fluctuation, Ford, formalized, gathered, GRC, historic, hurdle, ICE, inactivity, indefinite, ineligible, initially, instilling, intention, intrinsic, introduced, investigation, investing, investor, jointly, jr, lapse, Lastly, lengthening, lessee, lesser, liable, limitation, Lynch, married, membership, Merrill, metric, minimizing, misconduct, missed, municipal, NE, Newark, NOL, nonpayment, Nonrefundable, Nonretirement, NORA, notifying, obligated, observed, overdraft, parent, partial, PCI, pension, percent, Pierce, play, Postemployment, poverty, predominantly, prioritization, progression, PSU, ranged, reacquired, reclassify, refunded, rehabilitating, remeasure, reminding, repealed, resetting, resident, responded, Reston, resultant, retirement, RFP, robust, room, RSU, satisfactory, scholarship, segregate, shortened, site, Smith, solicitation, stage, statutorily, stratified, strict, struggling, sublet, subpoena, subsidiary, subtracting, switch, tailoring, taxation, TCJA, technological, thereunder, TN, toll, tracking, unaudited, uncollected, undergo, underwent, unlawful, unreasonable, unvested, vested, viii, weekly, william, workload

From filing 10-K 2020 FY