Content analysis
?Positive | ||
Negative | ||
Uncertain | ||
Constraining | ||
Legalese | ||
Litigous | ||
Readability |
H.S. sophomore Avg
|
New words:
acquisition, added, Adit, affiliate, Ally, anniversary, audiology, automatic, begun, billing, Brandsmart, bringing, BRP, Buyer, calibrated, Carpet, challenge, challenged, circumstance, combination, combined, Decor, deteriorated, deterioration, disaggregated, disclosed, disposition, dollar, equivalent, exceed, falling, fee, fewer, Floor, flooring, Generac, half, HVAC, implement, inflation, intrinsic, investee, IPH, LaserAway, LLC, Losse, magnitude, observable, oversight, PCD, perpetual, Poodle, precedent, premium, prepayment, presence, projected, proportionate, provisional, publicly, reconciliation, recoverable, representation, roofing, serve, ServiceTitan, suite, ticket, Truth
Removed:
Academy, accruing, acquire, affirmed, agreed, Air, allegedly, amortizable, appeal, asserting, assistance, authorized, award, Big, borrower, BP, Canada, captioned, CCA, CertainPath, Circuit, Classification, collective, Conditioning, content, contract, Council, counseling, decision, Department, development, discounted, disease, dismissal, easy, elimination, enabling, external, Gap, granted, Hand, Haverty, incorporate, Interbank, launched, lead, LG, LIBOR, London, longer, LoveSac, making, Marquee, mitigation, motion, notice, October, outbreak, penalty, Piaggio, prejudice, prospectively, prudential, pushback, putative, receiving, reducing, request, separate, separately, Stipulation, Stone, stopping, store, subcommittee, TDR, traceable, troubled, underwriting, Uniform, Union, Valley, Veterinary, Vintage, Wholesale
Financial report summary
?Competition
Ally Financial • Goldman Sachs • Bread Financial • Mastercard Incorporated - Ordinary Shares • Visa Inc - Ordinary Shares • Block Inc - Ordinary SharesManagement Discussion
- Below are highlights of our performance for the three months ended March 31, 2024 compared to the three months ended March 31, 2023, as applicable, except as otherwise noted.
- •Net earnings increased to $1.3 billion from $601 million for the three months ended March 31, 2023, primarily driven by the after-tax gain on sale related to Pets Best of $802 million, higher interest income and lower retailer share arrangements, partially offset by increases in provision for credit losses and higher interest expense.
- •Loan receivables increased 11.6% to $101.7 billion at March 31, 2024 compared to $91.1 billion at March 31, 2023, driven by purchase volume growth, lower customer payment rates and the completion of the Ally Lending acquisition.