pathfinder bank has been serving the central new york community since 1859 and it is our customer focused approach to providing financial services that has made us who we are today. we are local decision makers serving communities we live and work in. our company mission is to foster relationships with individuals and businesses within our communities to be the financial provider of choice. our goal is to continually enhance the value of the bank for the benefit of our shareholders, customers, employees and communities. experience pathfinder bank yourself, come visit one of our nine conveniently located branches, including our newest location on west fayette street in downtown syracuse. or, visit us online at www.pathfinderbank.com. we are pathfinder bank. local. community. trust. equal housing lender | member fdic
Company profile
Ticker
PBHC
Exchange
Website
CEO
Thomas Schneider
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
SEC CIK
Corporate docs
Subsidiaries
Whispering Oaks Development Corp. • Pathfinder Risk Management Company Inc. • FitzGibbons Agency, LLC • (1)Pathfinder Bancorp, Inc. • The Company ...
PBHC stock data
Latest filings (excl ownership)
ARS
2023 FY
Annual report to shareholders
23 Apr 24
DEF 14A
Definitive proxy
22 Apr 24
8-K
Pathfinder Bancorp, Inc. Declares Dividend
1 Apr 24
10-K
2023 FY
Annual report
22 Mar 24
8-K
Regulation FD Disclosure
5 Mar 24
8-K
Pathfinder Bancorp Announces Agreement to Acquire East Syracuse Branch
4 Mar 24
8-K
Pathfinder Bancorp, Inc. Announces Fourth Quarter 2023 Net Income of $2.5 Million and Full Year Net Income of $9.3 Million
1 Feb 24
8-K
Pathfinder Bancorp, Inc. Declares Dividend
26 Dec 23
10-Q
2023 Q3
Quarterly report
14 Nov 23
8-K
Departure of Directors or Certain Officers
6 Nov 23
Latest ownership filings
Financial summary
Quarter (USD) | Sep 23 | Jun 23 | Mar 23 | Dec 22 | |
---|---|---|---|---|---|
Revenue | |||||
Cost of revenue | |||||
Operating income | |||||
Operating margin | |||||
Net income | |||||
Net profit margin | |||||
Cash on hand | |||||
Change in cash | |||||
Diluted EPS |
Annual (USD) | Dec 22 | Dec 21 | Dec 20 | Dec 19 | |
---|---|---|---|---|---|
Revenue | |||||
Cost of revenue | |||||
Operating income | |||||
Operating margin | |||||
Net income | |||||
Net profit margin | |||||
Cash on hand | |||||
Change in cash | |||||
Diluted EPS |
Cash burn rate (est.) | Burn method: Change in cash | Burn method: Operating income | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
---|---|---|---|---|---|---|
Cash on hand (at last report) | 24.47 mm | 24.47 mm | 24.47 mm | 24.47 mm | 24.47 mm | 24.47 mm |
Cash burn (monthly) | 4.11 mm | 1.67 mm | (no burn) | (no burn) | (no burn) | (no burn) |
Cash used (since last report) | 28.09 mm | 11.37 mm | n/a | n/a | n/a | n/a |
Cash remaining | -3.61 mm | 13.11 mm | n/a | n/a | n/a | n/a |
Runway (months of cash) | -0.9 | 7.9 | n/a | n/a | n/a | n/a |
Institutional ownership, Q3 2023
28.5% owned by funds/institutions
13F holders | Current |
---|---|
Total holders | 20 |
Opened positions | 3 |
Closed positions | 2 |
Increased positions | 6 |
Reduced positions | 5 |
13F shares | Current |
---|---|
Total value | 7.19 bn |
Total shares | 1.34 mm |
Total puts | 0.00 |
Total calls | 0.00 |
Total put/call ratio | – |
Largest owners | Shares | Value |
---|---|---|
Castle Creek Capital Partners VII | 468.49 k | $0.00 |
Minerva Advisors | 256.60 k | $3.39 mm |
Alliancebernstein | 234.74 k | $3.10 bn |
Oppenheimer & Close | 91.72 k | $1.21 bn |
M3F | 81.47 k | $1.08 mm |
Hamilton Point Investment Advisors | 38.43 k | $508.03 mm |
Vanguard | 37.29 k | $492.97 mm |
Monograph Wealth Advisors | 29.61 k | $415.74 mm |
Advisor | 29.60 k | $391.26 mm |
Geode Capital Management | 23.14 k | $325.01 mm |