Our Mission To be a pioneer in institutionalizing a transparent Chinese consumer credit recovery industry by helping borrowers rebuild credit, maximizing financial institutions' recovery and nurturing a new generation of talent. We are a leading business service provider of delinquent consumer debt collection in China. We believe that delinquent consumer debt collection is crucial to the maintenance of a sound financial environment because debt collection is a mechanism to establish principles and rules governing consumer lending, and facilitates the restoration of credit of the debtors and the establishment of a society built on credit. According to iResearch, we are the largest provider of delinquent credit card receivables recovery service in the PRC in terms of total value of receivables under collection and number of collection specialists employed as of June 30, 2019, and total commission for the six months ended June 30, 2019. We offer nation-wide consumer debt collection services. We collect delinquent consumer receivables such as credit card receivables originated by commercial banks, and online receivables originated by online consumer finance companies. For the six month period ended June 30, 2019, we have serviced seven of the top 10 commercial banks as measured by outstanding balance of credit cards issued in China in 2018, and reputable online consumer finance companies in China. Our clients engage us to collect delinquent consumer receivables and we primarily generate commission-based fees based on our collection success. Our industry expertise, operation scale, innovative approach and IT infrastructure allow us to offer our clients a cost-effective and trustworthy solution to recover delinquent consumer receivables. We intend to continue to leverage our strengths and grow our business through our disciplined approach, which has contributed to our growth and success to-date.