We conduct our business from our main office in Metairie, Louisiana, which is located in Jefferson Parish, within the metropolitan area of New Orleans, and our loan production office located in New Orleans. Our loan portfolio consists primarily of loans collateralized by real property located in Jefferson Parish and Orleans Parish, Louisiana. We also originate loans in other parts of the greater New Orleans metropolitan area and, to a lesser extent, elsewhere in Louisiana and Mississippi. Our business consists primarily of taking deposits and securing borrowings and investing those funds, together with funds generated from operations, in one- to four-family residential real estate loans including non-owner-occupied properties, construction loans for owner-occupied, one- to four-family residential real estate and home equity loans. To a lesser extent, we also originate multifamily, commercial real estate and consumer loans. At December 31, 2019, $73.6 million, or 93.8% of our total loan portfolio, was comprised of one- to four-family residential real estate loans, $11.4 million of which were non-owner-occupied loans, $1.0 million of which were construction loans and $1.7 million of which were home equity loans.
Company profile
Ticker
ERKH
Exchange
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
SEC CIK
Latest filings (excl ownership)
S-8 POS
Registration of securities for employees (post-effective amendment)
21 Jul 22
15-12G
Securities registration termination
21 Jul 22
8-K
Other Events
21 Jul 22
8-K
Submission of Matters to a Vote of Security Holders
19 May 22
10-Q
2022 Q1
Quarterly report
10 May 22
DEF 14A
Definitive proxy
14 Apr 22
10-K
2021 FY
Annual report
23 Mar 22
10-Q
2021 Q3
Quarterly report
15 Nov 21
10-Q
2021 Q2
Quarterly report
13 Aug 21
8-K
Submission of Matters to a Vote of Security Holders
19 May 21
Latest ownership filings
SC 13G/A
MALTESE CAPITAL MANAGEMENT LLC
14 Feb 22
SC 13G/A
Eureka Homestead Bancorp / Eureka Homestead Bancorp ownership change
31 Jan 22
4
Cecil A. Jr. Haskins
22 Dec 21
SC 13G/A
MALTESE CAPITAL MANAGEMENT LLC
17 Feb 21
SC 13G/A
Firefly Value Partners, LP
16 Feb 21
SC 13G/A
Eureka Homestead Bancorp / Eureka Homestead Bancorp ownership change
28 Jan 21
SC 13G
Beneficial ownership report
13 Feb 20
SC 13G
Beneficial ownership report
11 Feb 20
SC 13G
Eureka Homestead Bancorp, Inc.
15 Jul 19
3
Wilbur A. Jr. Toups
9 Jul 19
Financial summary
Quarter (USD) | Mar 22 | Dec 21 | Sep 21 | Jun 21 | |
---|---|---|---|---|---|
Revenue | |||||
Cost of revenue | |||||
Operating income | |||||
Operating margin | |||||
Net income | |||||
Net profit margin | |||||
Cash on hand | |||||
Change in cash | |||||
Diluted EPS |
Annual (USD) | Dec 21 | Dec 20 | Dec 19 | |
---|---|---|---|---|
Revenue | ||||
Cost of revenue | ||||
Operating income | ||||
Operating margin | ||||
Net income | ||||
Net profit margin | ||||
Cash on hand | ||||
Change in cash | ||||
Diluted EPS |
Cash burn rate (est.) | Burn method: Change in cash | Burn method: Operating income | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
---|---|---|---|---|---|---|
Cash on hand (at last report) | 3.76 mm | 3.76 mm | 3.76 mm | 3.76 mm | 3.76 mm | 3.76 mm |
Cash burn (monthly) | 1.19 mm | 340.33 k | 4.67 k | (no burn) | (no burn) | (no burn) |
Cash used (since last report) | 29.47 mm | 8.45 mm | 115.85 k | n/a | n/a | n/a |
Cash remaining | -25.71 mm | -4.69 mm | 3.64 mm | n/a | n/a | n/a |
Runway (months of cash) | -21.7 | -13.8 | 779.8 | n/a | n/a | n/a |
Institutional ownership, Q1 2021
10.5% owned by funds/institutions
13F holders | Current |
---|---|
Total holders | 1 |
Opened positions | 0 |
Closed positions | 0 |
Increased positions | 0 |
Reduced positions | 0 |
13F shares | Current |
---|---|
Total value | 1.44 mm |
Total shares | 112.50 k |
Total puts | 0.00 |
Total calls | 0.00 |
Total put/call ratio | – |
Largest owners | Shares | Value |
---|---|---|
Maltese Capital Management | 112.50 k | $1.44 mm |