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BSBK Bogota Financial

Bogota Financial Corp. is a Maryland corporation organized as the mid-tier holding company of Bogota Savings Bank and is the majority-owned subsidiary of Bogota Financial, MHC. Bogota Savings Bank is a New Jersey chartered stock savings bank that has served the banking needs of its customers in northern and central New Jersey since 1893. It operates from two offices located in Bogota and Teaneck, New Jersey.

BSBK stock data

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Calendar

14 May 21
1 Aug 21
31 Dec 21
Quarter (USD)
Mar 21 Dec 20 Sep 20 Jun 20
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Cost of revenue
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Annual (USD)
Dec 20 Dec 19
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Cost of revenue
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Financial data from company earnings reports.

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
12 Mar 21 Robert C. Walsh Common Stock Buy Aquire P No No 10.6499 118 1.26K 4,000
12 Mar 21 Robert C. Walsh Common Stock Buy Aquire P No No 10.6 500 5.3K 3,500
1 Mar 21 Robert C. Walsh Common Stock Buy Aquire P No No 10.61 382 4.05K 3,882
23 Sep 20 John J. Masterson Common Stock Buy Aquire P No No 7.27 5,000 36.35K 82,452
11 Sep 20 Kevin Pace Common Stock Buy Aquire P No No 7.2 100 720 10,947

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

11.3% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 28 27 +3.7%
Opened positions 1 1
Closed positions 0 4 EXIT
Increased positions 11 14 -21.4%
Reduced positions 11 8 +37.5%
13F shares
Current Prev Q Change
Total value 16.79M 12.95M +29.7%
Total shares 1.64M 1.45M +12.6%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners
Shares Value Change
M3F 549.01K $5.63M +23.2%
BLK Blackrock 354.35K $3.64M +11.7%
Vanguard 165.07K $1.69M +18.8%
Alliancebernstein 145.24K $1.49M -0.3%
STT State Street 81.69K $838K +3.7%
Panagora Asset Management 77.73K $797K +5.1%
NTRS Northern Trust 54.32K $558K -6.4%
Geode Capital Management 47.35K $485K +0.7%
GS Goldman Sachs 29.49K $303K +0.5%
Renaissance Technologies 18.3K $188K NEW
Largest transactions
Shares Bought/sold Change
M3F 549.01K +103.48K +23.2%
BLK Blackrock 354.35K +37.24K +11.7%
Vanguard 165.07K +26.13K +18.8%
Renaissance Technologies 18.3K +18.3K NEW
MS Morgan Stanley 10.88K -4.48K -29.2%
BAC Bank Of America 12.86K +3.86K +42.9%
Panagora Asset Management 77.73K +3.75K +5.1%
NTRS Northern Trust 54.32K -3.7K -6.4%
STT State Street 81.69K +2.9K +3.7%
Beese Fulmer Investment Management 17.55K -1.75K -9.1%

Financial report summary

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Competition
M & T Bank
Risks
  • The economic impact of the COVID-19 outbreak could adversely affect our financial condition and results of operations.
  • The geographic concentration of our loan portfolio makes us vulnerable to a downturn in the local economy.
  • Our allowance for loan losses may not be sufficient to cover actual loan losses.
  • We are subject to environmental liability risk associated with lending activities.
  • Changes in interest rates may reduce our profits.
  • A deterioration in economic conditions could reduce demand for our products and services and/or result in a decrease in our asset quality, which could have an adverse effect on our results of operations.
  • Building market share through de novo branching may cause our expenses to increase faster than revenues.
  • Acquisitions may disrupt our business and dilute shareholder value.
  • Our business strategy contemplates moderate organic growth, and our financial condition and results of operations may be adversely affected if we fail to grow or fail to manage our growth effectively.
  • Changes in the valuation of our securities portfolio may reduce our profits and our capital levels.
  • We are a community bank and our ability to maintain our reputation is critical to the success of our business and the failure to do so may materially adversely affect our performance.
  • Our success depends on retaining certain key personnel.
  • Systems failures or breaches of our network security could adversely affect our financial condition and results of operation and subject us to increased operating costs as well as litigation and other liabilities.
  • Natural disasters, acts of terrorism, global market disruptions and other external events could harm our business.
  • Our risk management framework may not be effective in mitigating risk and reducing the potential for significant losses.
  • Strong competition within our market area may reduce our profits and slow growth.
  • We may be adversely affected by recent changes in U.S. tax laws.
  • We are subject to stringent capital requirements, which may adversely impact our return on equity, require us to raise additional capital, or restrict us from paying dividends or repurchasing shares.
  • Non-compliance with the USA PATRIOT Act, Bank Secrecy Act, or other laws and regulations could result in fines or sanctions.
  • Natural disasters, acts of terrorism, global market disruptions and other external events could harm our business.
  • Federal Reserve Board regulations and policy effectively prohibit Bogota Financial, MHC from waiving the receipt of dividends, which will likely preclude us from paying any dividends on our common stock.
  • Our common stock is not heavily traded, and the stock price may fluctuate significantly.
  • Bogota Financial, MHC’s majority control of our common stock enables it to exercise voting control over most matters put to a vote of stockholders and will prevent stockholders from forcing a sale or a second-step conversion transaction you may find advantageous.
  • We are an emerging growth company and have elected to comply only with the reduced reporting and disclosure requirements applicable to emerging growth companies. As such, our common stock may be less attractive to investors.
  • Even if we no longer qualify as an emerging growth company, as a smaller reporting company, we would still be eligible to use reduced disclosure requirements, which may make our common stock less attractive to investors.
  • Various factors may make takeover attempts more difficult to achieve.
Content analysis
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H.S. freshman Avg
New words: accelerated, acquisition, ASC, August, bargain, bill, book, branch, calendar, carryover, Explanation, gain, Hasbrouck, intangible, land, law, mark, merged, occupancy, payable, prepay, reduction, round, supplemented, tangible
Removed: applied, apply, certificate, changeable, commerce, conducted, curtailed, decreasing, defendant, Excluding, FDIC, implementation, lessor, organizational, plaintiff, qualify, reducing, relate, returned, SEC, subscription, target, unfilled