USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank. Established in 2002, U.S. Century Bank is one of the largest community banks headquartered in Miami, and one of the largest community banks in the state of Florida. U.S. Century Bank is rated 5-Stars by BauerFinancial, the nation’s leading independent bank rating firm. U.S. Century Bank offers customers a wide range of financial products and services and supports numerous community organizations, including the Greater Miami Chamber of Commerce, the South Florida Hispanic Chamber of Commerce, and ChamberSouth. For more information or to find a banking center near you, please call (305) 715-5200 or visit www.uscentury.com.
Company profile
Ticker
USCB
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
SEC CIK
Corporate docs
Subsidiaries
U.S. Century Bank, a Florida chartered banking corporation. • Florida Peninsula Title LLC ...
IRS number
874070846
Latest filings (excl ownership)
10-Q
2024 Q1
Quarterly report
10 May 24
8-K
Results of Operations and Financial Condition
25 Apr 24
8-K
Uscb Financial Holdings, Inc. Declares
23 Apr 24
ARS
2023 FY
Annual report to shareholders
23 Apr 24
DEF 14A
Definitive proxy
23 Apr 24
10-K
2023 FY
Annual report
22 Mar 24
8-K
Quarterly Cash Dividend Program and Announces Declaration of First Cash Dividend
29 Jan 24
8-K
Results of Operations and Financial Condition
25 Jan 24
8-K
Other Events
2 Jan 24
8-K
U.S. Century Bank Names William Turner
7 Dec 23
Latest ownership filings
4
Robert B. Anderson
7 May 24
4
RAMON A RODRIGUEZ
2 May 24
4
Robert B. Anderson
1 May 24
4
ROBERT E. KAFAFIAN
30 Apr 24
4
Bernardo B. Jr. Fernandez
30 Apr 24
4
Robert B. Anderson
14 Mar 24
4
RAMON ABADIN
12 Mar 24
4
Robert B. Anderson
12 Mar 24
4
ANDRES COLLAZO
11 Mar 24
4
Maricarmen Logrono
11 Mar 24
Financial summary
Quarter (USD) | Sep 23 | Jun 23 | Mar 23 | Dec 22 | |
---|---|---|---|---|---|
Revenue | |||||
Cost of revenue | |||||
Operating income | |||||
Operating margin | |||||
Net income | |||||
Net profit margin | |||||
Cash on hand | |||||
Change in cash | |||||
Diluted EPS |
Annual (USD) | Dec 22 | Dec 21 | |
---|---|---|---|
Revenue | |||
Cost of revenue | |||
Operating income | |||
Operating margin | |||
Net income | |||
Net profit margin | |||
Cash on hand | |||
Change in cash | |||
Diluted EPS |
Cash burn rate (est.) | Burn method: Change in cash | Burn method: Operating income | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
---|---|---|---|---|---|---|
Cash on hand (at last report) | 33.44 mm | 33.44 mm | 33.44 mm | 33.44 mm | 33.44 mm | 33.44 mm |
Cash burn (monthly) | 17.95 mm | 3.32 mm | (no burn) | (no burn) | (no burn) | (no burn) |
Cash used (since last report) | 132.23 mm | 24.49 mm | n/a | n/a | n/a | n/a |
Cash remaining | -98.79 mm | 8.94 mm | n/a | n/a | n/a | n/a |
Runway (months of cash) | -5.5 | 2.7 | n/a | n/a | n/a | n/a |
Institutional ownership, Q4 2023
0.2% owned by funds/institutions
13F holders | Current |
---|---|
Total holders | 2 |
Opened positions | 0 |
Closed positions | 45 |
Increased positions | 0 |
Reduced positions | 1 |
13F shares | Current |
---|---|
Total value | 511.21 mm |
Total shares | 41.73 k |
Total puts | 0.00 |
Total calls | 0.00 |
Total put/call ratio | – |
Largest owners | Shares | Value |
---|---|---|
Raymond James & Associates | 41.69 k | $510.70 mm |
Nisa Investment Advisors | 41.00 | $502.00 k |
Recent insider trades
Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
---|---|---|---|---|---|---|---|---|---|---|
7 May 24 | Robert B. Anderson | Class A Voting Common Stock | Buy | Acquire P | No | No | 12.38 | 3,000 | 37.14 k | 74,408 |
6 May 24 | Robert B. Anderson | Class A Voting Common Stock | Buy | Acquire P | No | No | 11.91 | 3,000 | 35.73 k | 71,408 |
1 May 24 | Robert B. Anderson | Class A Voting Common Stock | Buy | Acquire P | No | No | 11.48 | 987 | 11.33 k | 68,408 |
30 Apr 24 | Robert B. Anderson | Class A Voting Common Stock | Buy | Acquire P | No | No | 11.14 | 19,289 | 214.88 k | 67,421 |
30 Apr 24 | Rodriguez Ramon A | Class A Voting Common Stock | Buy | Acquire P | No | No | 11.18 | 900 | 10.06 k | 4,400 |
22 Apr 24 | Robert E. Kafafian | Class A Voting Common Stock | Grant | Acquire A | No | No | 0 | 4,229 | 0.00 | 12,386 |
22 Apr 24 | Bernardo B. Jr. Fernandez | Class A Voting Common Stock | Grant | Acquire A | No | No | 0 | 940 | 0.00 | 1,940 |