State Farm Mutual Automobile Insurance Co

A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.

The method and system may be used to provide an indication of a color value for a particular siding sample and to color match a specific siding product to the color value of the siding sample.

A system for reconstructing a vehicular crash (i) receives sensor data of a vehicular crash from at least one mobile device associated with a user; (ii) generates a scenario model of the vehicular crash based upon the received sensor data; (iii) transmits the scenario model to a user computer device associated with the user; (iv) receives a confirmation of the scenario model from the user computer device; (v) stores the scenario model; and (vi) may generate at least one insurance claim form based upon the scenario model.

A system for capturing images of damage to an object configured to (i) store an orientation model associated with an object; (ii) receive, from a user, a request to analyze damage to the object; (iii) instruct the user to position a camera at a first position relative to the object; (iv) receive an image of the object from the camera; (v) determine whether the received image is properly framed; (vi) if the received image is not properly framed, instruct the user to adjust the position of the camera; and (vii) if the received image is properly framed, instruct the user to position the camera at a second position relative to the object.

Methods and systems for monitoring use and determining risk associated with operation of autonomous vehicles are provided.