Company profile

Ticker
SGB
Exchange
CEO
George DeWitt Drew
Employees
Incorporated in
Location
Fiscal year end
Industry (SEC)
SEC CIK
IRS number
581392259

SGB stock data

(
)

Calendar

13 Aug 19
19 Oct 19
31 Dec 19

News

Company financial data Financial data

Quarter (USD) Jun 19 Mar 19 Dec 18 Sep 18
Net income 1.3M 1.23M 1.12M 1.14M
Diluted EPS 0.51 0.48 0.44 0.45
Net change in cash -18.39M 13.52M 9.98M -10.5M
Cash on hand 30.62M 49.02M 35.5M 25.52M
Annual (USD) Dec 18 Dec 17 Dec 16 Dec 15
Net income 4.65M 3.81M 4.03M 3.37M
Diluted EPS 1.83 1.49 1.58 1.32
Operating income 5.32K 5.43M 5.19M 4.2M
Net change in cash 420.36K 8.56M -4.56M 18.52M
Cash on hand 35.5M 35.08M 26.52M 31.08M

Financial data from company earnings reports

Financial report summary

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Competition
WorthBaker
Management Discussion
  • The Corporation’s results of operations are determined by its ability to effectively manage interest income and expense, to minimize loan and investment losses, to generate noninterest income and to control noninterest expense. Since interest rates are determined by market forces and economic conditions beyond the control of the Corporation, the ability to generate net interest income is dependent upon the Bank’s ability to obtain an adequate spread between the rate earned on interest-earning assets and the rate paid on interest-bearing liabilities. Thus, the key performance measure for net interest income is the interest margin or net yield, which is taxable-equivalent net interest income divided by average earning assets.
Content analysis ?
Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability
H.S. freshman Bad
New words: door, parcel, shift, thirteen, vacant
Removed: addressed, decrease, disclosing, Error, goodwill, hypothetical, intention, Joint, North, perform, phase, summarize, unit