Company profile

William Bradford Kessel
Incorporated in
Fiscal year end
Industry (SEC)
IRS number

IBCP stock data



6 Mar 20
3 Apr 20
31 Dec 20


Company financial data Financial data

Quarter (USD) Dec 19 Sep 19 Jun 19 Mar 19
Revenue 6.61M 6.83M 6.51M 6M
Net income 13.88M 12.45M 10.73M 9.38M
Diluted EPS 0.6 0.55 0.46 0.39
Net profit margin 210% 182% 165% 156%
Net change in cash -17.11M 27.28M -16.49M 1.38M
Cash on hand 65.3M 82.42M 55.14M 71.62M
Annual (USD) Dec 19 Dec 18 Dec 17 Dec 16
Revenue 25.95M 27.13M
Net income 46.44M 39.84M 20.48M 22.77M
Diluted EPS 2 1.68 0.95 1.05
Net profit margin 179% 147%
Net change in cash -4.94M 15.51M -28.46M -2.59M
Cash on hand 65.3M 70.24M 54.74M 83.19M

Financial data from company earnings reports

Date Owner Security Transaction Code $Price #Shares $Value #Remaining
1 Apr 20 Boer William J Common Stock Grant Aquire A 12.87 641 8.25K 31,487
16 Mar 20 Christina Keller Common Stock Buy Aquire P 14.1281 1,267 17.9K 3,053
12 Mar 20 Kessel William B Common Stock Buy Aquire P 15 200 3K 120,474
11 Mar 20 Christina Keller Common Stock Buy Aquire P 16.445 1,076 17.69K 1,786
11 Mar 20 Matthew J Missad Common Stock Buy Aquire P 16.2366 3,000 48.71K 7,326
81.6% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 129 132 -2.3%
Opened positions 13 12 +8.3%
Closed positions 16 15 +6.7%
Increased positions 51 49 +4.1%
Reduced positions 42 38 +10.5%
13F shares
Current Prev Q Change
Total value 771.88M 1.45B -46.7%
Total shares 18.34M 18.17M +0.9%
Total puts 12.5K 40.83K -69.4%
Total calls 156.8K 283.33K -44.7%
Total put/call ratio 0.1 0.1 -44.7%
Largest owners
Shares Value Change
BLK BlackRock 1.94M $43.97M +1.8%
Vanguard 1.13M $25.5M +1.4%
Renaissance Technologies 1.06M $24.11M +5.0%
Russell Investments 912.93K $20.68M +2.8%
LSV Asset Management 901K $20.41M +6.3%
FJ Capital Management 826K $18.7M +12.5%
STT State Street 674.98K $15.29M +1.9%
Maltese Capital Management 655.11K $14.84M -12.6%
PL Capital Advisors 617.29K $13.98M -32.7%
Dimensional Fund Advisors 476.42K $10.79M -0.2%
Largest transactions
Shares Bought/sold Change
PL Capital Advisors 617.29K -300K -32.7%
American Century Companies 56.95K -201.81K -78.0%
FMR 177.89K +104.83K +143.5%
BMO Bank Of Montreal 157.1K +101.95K +184.9%
GS The Goldman Sachs Group, Inc. 213.89K +95.5K +80.7%
Maltese Capital Management 655.11K -94.41K -12.6%
FJ Capital Management 826K +92K +12.5%
Acadian Asset Management 358.93K +73.33K +25.7%
Walleye Trading 71.68K +71.68K NEW
THB Asset Management 150.11K -69.68K -31.7%

Financial report summary

Content analysis ?
H.S. freshman Avg
New words: advanced, agent, ARRC, bond, calendar, calibration, CBLR, CECL, chapter, compelling, comprised, divided, division, Effingham, Erickson, FASB, greatly, Interbank, Kingdom, Kruse, language, LIBOR, lifetime, London, measure, Merchant, Midland, overnight, pandemic, persuading, Ronia, simplified, SOFR, steering, substitute, successor, taxable, Toledo, Treasurer
Removed: agreed, amendment, began, Circuit, complaint, contractually, controlled, County, Court, defending, deny, entered, estimated, facility, indemnification, indemnify, knowledge, likelihood, notification, pro, rata, reached, recently, Robert, sequencing, Shuster, tentative, treatment, Wayne