AFL Aflac, Inc.
Aflac, Inc. is a holding company, which engages in the provision financial protection services. It operates through the Aflac Japan and Aflac United States (U.S.) segments. The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U.S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage. The company was founded by John Amos, Daniel Paul Amos, and William Amos on November 17, 1955 and is headquartered in Columbus, GA.
Company profile
Ticker
AFL
Exchange
Website
CEO
Daniel Paul Amos
Employees
Incorporated in
Location
Fiscal year end
Sector
Industry (SEC)
SEC CIK
Corporate docs
IRS number
581167100
AFL stock data
()
Calendar
25 Oct 19
12 Dec 19
31 Dec 19
News
Company financial data Financial data
| Quarter (USD) | Sep 19 | Jun 19 | Mar 19 | Dec 18 | |
|---|---|---|---|---|---|
| Revenue | 5.54B | 5.51B | 5.66B | 5.13B | |
| Net income | 777M | 817M | 928M | 525M | |
| Diluted EPS | 1.04 | 1.09 | 1.23 | 0.69 | |
| Net profit margin | 14.04% | 14.82% | 16.40% | 10.24% | |
| Operating income | 1.16B | 1.14B | 1.14B | 1.05B | |
| Net change in cash | 1.2B | 908M | |||
| Cash on hand | 4.22B | 3.02B | 4.34B |
| Annual (USD) | Dec 18 | Dec 17 | Dec 16 | Dec 15 | |
|---|---|---|---|---|---|
| Revenue | 21.76B | 21.67B | 22.56B | 20.87B | |
| Net income | 2.92B | 4.6B | 2.66B | 2.53B | |
| Diluted EPS | 3.77 | 5.77 | 3.21 | 5.85 | |
| Net profit margin | 13.42% | 21.25% | 11.79% | 12.14% | |
| Operating income | 4.35B | 4.09B | 4.12B | 4B | |
| Net change in cash | 846M | -1.37B | 509M | -308M | |
| Cash on hand | 4.34B | 3.49B | 4.86B | 4.35B |
Financial data from Aflac earnings reports
Financial report summary
?Management Discussion
- The Company defines adjusted earnings (a non-U.S. GAAP financial measure) as the profits derived from operations. The most comparative U.S. GAAP measure is net earnings. Adjusted earnings are adjusted revenues less benefits and adjusted expenses. The adjustments to both revenues and expenses account for certain items that cannot be predicted or that are outside management’s control. Adjusted revenues are U.S. GAAP total revenues excluding realized investment gains and losses, except for amortized hedge costs/income related to foreign currency exposure management strategies and net interest cash flows from derivatives associated with certain investment strategies. Adjusted expenses are U.S. GAAP total acquisition and operating expenses including the impact of interest cash flows from derivatives associated
Content analysis
?
| Positive | ||
| Negative | ||
| Uncertain | ||
| Constraining | ||
| Legalese | ||
| Litigous | ||
| Readability |
H.S. sophomore Bad
|
|
New words:
affirmed, aforementioned, alleged, building, calendar, clarification, depressed, JPC, JPI, lapsed, lawsuit, Notwithstanding, parallel, reissued, remedial, rest, retention, Subtopic, Supreme, temporarily, tentatively, violation, voluntary
Removed:
demanded, drawdown, Georgia, impair, investigate, prepayment, pursue, SLC, smaller, weaker
Financial reports
10-Q
2019 Q3
Quarterly report
25 Oct 19
10-Q
2019 Q2
Quarterly report
26 Jul 19
10-Q
2019 Q1
Quarterly report
26 Apr 19
10-K
2018 FY
Annual report
25 Feb 19
10-Q
2018 Q3
Quarterly report
1 Nov 18
10-Q
2018 Q2
Quarterly report
3 Aug 18
10-Q
2018 Q1
Quarterly report
4 May 18
10-K
2017 FY
Annual report
23 Feb 18
10-Q
2017 Q3
Quarterly report
2 Nov 17
10-Q
2017 Q2
Quarterly report
3 Aug 17
Current reports
8-K
Regulation FD Disclosure
2 Dec 19
8-K
Departure of Directors or Certain Officers
13 Nov 19
8-K
Declares Fourth Quarter Cash Dividend
25 Oct 19
8-K
Final Report on Voluntary Review of Cancer Insurance Solicitation by Japan Post Company and Japan Post Insurance
30 Sep 19
8-K
Regulation FD Disclosure
22 Aug 19
8-K
Regulation FD Disclosure
21 Aug 19
8-K
Other Events
14 Aug 19
8-K
Other Events
29 Jul 19
8-K
Declares Third Quarter Cash Dividend
25 Jul 19
8-K
Submission of Matters to a Vote of Security Holders
9 May 19
Registration and prospectus
FWP
Free writing prospectus
11 Dec 19
424B2
Prospectus for primary offering
5 Dec 19
424B2
Prospectus for primary offering
30 Oct 18
FWP
Free writing prospectus
29 Oct 18
424B2
Prospectus for primary offering
29 Oct 18
424B2
Prospectus for primary offering
15 Oct 18
FWP
Free writing prospectus
12 Oct 18
424B2
Prospectus for primary offering
5 Oct 18
S-3ASR
Automatic shelf registration
7 Sep 18
25-NSE
Exchange delisting
16 Nov 17
Proxies
DEFA14A
Additional proxy soliciting materials
22 Mar 19
DEF 14A
Definitive proxy
22 Mar 19
DEF 14A
Definitive proxy
23 Mar 18
DEFA14A
Additional proxy soliciting materials
23 Mar 18
DEFA14A
Additional proxy soliciting materials
27 Mar 17
DEFA14A
Additional proxy soliciting materials
23 Mar 17
DEF 14A
Definitive proxy
16 Mar 17
DEFA14A
Additional proxy soliciting materials
16 Mar 17
DEFA14A
Additional proxy soliciting materials
17 Mar 16
DEF 14A
Definitive proxy
17 Mar 16
Other
UPLOAD
Letter from SEC
22 May 17
CORRESP
Correspondence with SEC
11 May 17
UPLOAD
Letter from SEC
28 Apr 17
UPLOAD
Letter from SEC
29 Jun 16
CORRESP
Correspondence with SEC
23 Jun 16
UPLOAD
Letter from SEC
10 Jun 16
CORRESP
Correspondence with SEC
11 May 16
UPLOAD
Letter from SEC
28 Apr 16
UPLOAD
Letter from SEC
7 Aug 14
CORRESP
Correspondence with SEC
8 Jul 14