Company profile

Ticker
AFL
Exchange
Website
CEO
Daniel Paul Amos
Employees
Incorporated in
Location
Fiscal year end
SEC CIK
IRS number
581167100

AFL stock data

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FINRA relative short interest over last month (20 trading days) ?

Calendar

21 Feb 20
4 Apr 20
31 Dec 20

News

Company financial data Financial data

Quarter (USD) Dec 19 Sep 19 Jun 19 Mar 19
Revenue 5.6B 5.54B 5.51B 5.66B
Net income 781M 777M 817M 928M
Diluted EPS 1.06 1.04 1.09 1.23
Net profit margin 13.94% 14.04% 14.82% 16.40%
Operating income 1.02B 1.16B 1.14B 1.14B
Net change in cash 680M 1.2B
Cash on hand 4.9B 4.22B 3.02B
Annual (USD) Dec 19 Dec 18 Dec 17 Dec 16
Revenue 22.31B 21.76B 21.67B 22.56B
Net income 3.3B 2.92B 4.6B 2.66B
Diluted EPS 4.43 3.77 5.77 3.21
Net profit margin 14.81% 13.42% 21.25% 11.79%
Operating income 4.46B 4.35B 4.09B 4.12B
Net change in cash 559M 846M -1.37B 509M
Cash on hand 4.9B 4.34B 3.49B 4.86B

Financial data from Aflac earnings reports

Date Owner Security Transaction Code $Price #Shares $Value #Remaining
23 Mar 20 Crawford Frederick John Common Stock Buy Aquire P 26.2936 25,000 657.34K 247,828
18 Feb 20 Masatoshi Koide Common Stock Sell Dispose S 51.75 1,467 75.92K 40,898
18 Feb 20 Charles D Lake Ii Common Stock Sell Dispose S 51.8097 16,530 856.41K 98,988
14 Feb 20 Charles D Lake Ii Common Stock Grant Aquire A 0 33,060 0 115,518
14 Feb 20 Teresa L White Common Stock Payment of exercise Dispose F 52.81 28,400 1.5M 114,044
14 Feb 20 Teresa L White Common Stock Grant Aquire A 0 69,158 0 142,444
14 Feb 20 Audrey B Tillman Common Stock Payment of exercise Dispose F 52.81 20,145 1.06M 130,143
14 Feb 20 Audrey B Tillman Common Stock Grant Aquire A 0 50,874 0 150,288
69.6% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 1075 1024 +5.0%
Opened positions 127 79 +60.8%
Closed positions 76 71 +7.0%
Increased positions 329 320 +2.8%
Reduced positions 430 416 +3.4%
13F shares
Current Prev Q Change
Total value 26.59B 24.13B +10.2%
Total shares 502.7M 462.07M +8.8%
Total puts 2.78M 1.98M +40.5%
Total calls 4.82M 4.63M +4.1%
Total put/call ratio 0.6 0.4 +35.0%
Largest owners
Shares Value Change
Vanguard 65.8M $3.48B -3.1%
BLK BlackRock 56.01M $2.96B +1.7%
JPPHY Japan Post 47.5M $2.51B NEW
STT State Street 38.5M $2.04B -0.5%
WFC Wells Fargo & Co. 15.88M $840.23M +3.3%
Geode Capital Management 10.95M $578.13M +1.8%
NTRS Northern Trust 9.3M $492.13M -0.7%
FMR 9.04M $478.04M -14.2%
APG Asset Management 8.84M $467.53M -6.5%
Norges Bank 6.62M $350.14M NEW
Largest transactions
Shares Bought/sold Change
JPPHY Japan Post 47.5M +47.5M NEW
Norges Bank 6.62M +6.62M NEW
Acadian Asset Management 0 -2.32M EXIT
Vanguard 65.8M -2.13M -3.1%
Rockefeller Capital Management 1.74M +1.71M +7240.8%
Schroder Investment Management 2.4M +1.71M +246.1%
Aqr Capital Management 3.83M -1.64M -30.0%
Citadel Advisors 1.62M +1.62M +36235.7%
FMR 9.04M -1.5M -14.2%
Merian Global Investors 0 -1.27M EXIT

Financial report summary

?
Competition
AegonCNO Financial
Risks
  • Sales of the Company's products and services are dependent on its ability to attract, retain and support a network of qualified sales associates, brokers and employees in the U.S. and sales associates and other distribution partners in Japan.
  • Competition could adversely affect the Company's ability to increase or maintain its market share or profitability.
  • If future policy benefits, claims or expenses exceed those anticipated in establishing premiums and reserves, the Company's financial results would be adversely affected.
  • The success of the Company's business depends in part on effective information technology systems and on continuing to develop and implement improvements in technology.
  • Defaults, downgrades, widening credit spreads or other events impairing the value of the fixed maturity securities and loan receivables in the Company's investment portfolio may reduce the Company's earnings and capital position.
  • The Company is exposed to significant interest rate risk, which may adversely affect its results of operations, financial condition and liquidity.
  • Lack of availability of acceptable yen-denominated investments could adversely affect the Company's results of operations, financial position or liquidity.
  • If the Company fails to comply with restrictions on customer privacy and information security, including taking steps to ensure that its third-party service providers and business associates who access, store, process or transmit sensitive customer information maintain its security, integrity, confidentiality and availability, the Company's reputation and business operations could be materially adversely affected.
  • Interruption in telecommunication, information technology and other operational systems, or a failure to maintain the security, confidentiality, integrity or privacy of sensitive data residing on such systems, could harm the Company's business.
  • Catastrophic events could adversely affect the Company's financial condition and results of operations as well as the availability of the Company’s infrastructure and systems.
  • Events, including those external to the Company's operations, could damage the Company's reputation.
  • Extensive regulation and changes in legislation can impact profitability and growth.
  • Tax rates applicable to the Company may change.
  • A decline in the creditworthiness of other financial institutions could adversely affect the Company.
  • The determination of the amount of impairments taken on the Company's investments is based on significant valuation judgments and could materially impact its results of operations or financial position.
  • U.S. tax audit risk related to conversion of the Japan branch to a subsidiary could adversely impact the Company's financial position.
  • Any decrease in the Company's financial strength or debt ratings may have an adverse effect on its competitive position and access to liquidity and capital.
  • The Company's risk management policies and procedures may prove to be ineffective and leave the Company exposed to unidentified or unanticipated risk, which could adversely affect the Company's businesses or result in losses.
  • The concentration of the Company's investment portfolios in any particular single-issuer or sector of the economy may have an adverse effect on the Company's financial position or results of operations.
  • The valuation of the Company's investments and derivatives includes methodologies, estimations and assumptions which are subject to differing interpretations and could result in changes to investment valuations that may adversely affect the Company's results of operations or financial condition.
  • The Company depends heavily on key management personnel, and the loss of services of one or more of its key executives could harm the Company's business.
  • The Company faces risks related to litigation, regulatory investigations and inquiry and other matters.
  • Allegations or determinations of agent misclassification could adversely affect the Company’s results of operations, financial condition and liquidity.
Management Discussion
  • The Company earns its revenues principally from insurance premiums and investments. The Company’s operating expenses primarily consist of insurance benefits provided and reserves established for anticipated future insurance benefits, general business expenses, commissions and other costs of selling and servicing its products. Profitability for the Company depends principally on its ability to price its insurance products at a level that enables the Company to earn a margin over the costs associated with providing benefits and administering those products. Profitability also depends on, among other items, actuarial and policyholder behavior experience on insurance products, and the Company's ability to attract and retain customer assets, generate and maintain favorable investment results, effectively deploy capital and utilize tax capacity, and manage expenses.
Content analysis ?
Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability
H.S. freshman Bad
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