IHC Independence Holding Co
Independence Holding Co. engages in underwriting, administering and distributing group & individual specialty products, including disability, supplemental health, pet, and group life insurance through its subsidiaries. It operates through the following segments: Medical Stop-Loss, Specialty Health, Group Disability, and Individual Accident and Health, and Other. The Medical Stop-Loss segment are short-duration and accounted for based on actuarial estimates of the amount of loss inherent in that period's claims or open claims for prior periods, including losses incurred for claims that have not been reported. The Specialty Health segment is the liability for policy benefits and claims for fully insured medical and dental business and are established using historical claim development patterns. The Group Disability segment is comprised of long term disability and disability benefits law. The Individual Accident and Health and Other segment is a combination of closed lines of business as well as certain small existing lines. The company was founded in 1980 and is headquartered in Stamford, CT.
Company profile
Ticker
IHC
Exchange
CEO
Roy T. K. Thung
Employees
Incorporated in
Location
Fiscal year end
Sector
Industry (SEC)
SEC CIK
Corporate docs
IRS number
581407235
IHC stock data
()
Calendar
8 Aug 19
24 Aug 19
31 Dec 19
News
Company financial data Financial data
| Quarter (USD) | Dec 16 | Sep 16 | Jun 16 | Mar 16 | |
|---|---|---|---|---|---|
| Revenue | 78.87M | 78.54M | 77.7M | 75.9M | |
| Net income | 8.53M | 4.32M | 4.44M | 106.01M | |
| Diluted EPS | 0.49 | 0.25 | 0.26 | 6.08 | |
| Net profit margin | 10.81% | 5.50% | 5.71% | 140% | |
| Operating income | |||||
| Net change in cash | -57.2M | 52.58M | -119.07M | 128.2M | |
| Cash on hand | 22.01M | 79.21M | 26.62M | 145.7M |
| Annual (USD) | Dec 16 | Dec 15 | Dec 14 | |
|---|---|---|---|---|
| Revenue | 311M | 530.5M | 530.35M | |
| Net income | 123.3M | 29.94M | 16.29M | |
| Diluted EPS | 7.09 | 1.71 | 0.92 | |
| Net profit margin | 39.65% | 5.64% | 3.07% | |
| Operating income | 48.19M | 23.31M | ||
| Net change in cash | 4.51M | -5.91M | ||
| Cash on hand | 22.01M | 17.5M | 23.41M |
Financial data from company earnings reports
Content analysis
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| Constraining | ||
| Legalese | ||
| Litigous | ||
| Readability |
H.S. sophomore Avg
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New words:
agreeable, Appeal, brand, Circuit, Columbia, communicated, compliance, conduct, confidential, Dakota, eligible, exam, FCE, Figo, HIO, irrevocably, judgment, matter, MCE, monetary, multistate, mutually, Notice, partly, proactively, provisional, reach, referral, resolve, RSA, South, STD
Removed:
deductible, international, modified, opportunity
Financial reports
10-Q
2019 Q2
Quarterly report
8 Aug 19
10-Q
2019 Q1
Quarterly report
8 May 19
10-K/A
2018 FY
Annual report (amended)
29 Apr 19
10-K
2018 FY
Annual report
15 Mar 19
10-Q
2018 Q3
Quarterly report
8 Nov 18
10-Q
2018 Q2
Quarterly report
9 Aug 18
10-Q
2018 Q1
Quarterly report
10 May 18
10-K/A
2017 FY
Annual report (amended)
30 Apr 18
10-K
2017 FY
Annual report
26 Mar 18
10-Q
2017 Q3
Quarterly report
9 Nov 17
Current reports
8-K
Results of Operations and Financial Condition
7 Aug 19
8-K
Results of Operations and Financial Condition
8 May 19
8-K
Regulation FD Disclosure
18 Mar 19
8-K
Results of Operations and Financial Condition
13 Mar 19
8-K
Submission of Matters to a Vote of Security Holders
13 Nov 18
8-K
1 201 8 Annual Meeting of Stockholders November 1 2 , 201 8 Independence Holding Company © 2017 The IHC Group
13 Nov 18
8-K
Results of Operations and Financial Condition
8 Nov 18
8-K
Other Events
25 Sep 18
8-K
Results of Operations and Financial Condition
7 Aug 18
8-K
Results of Operations and Financial Condition
10 May 18
Registration and prospectus
S-8
Registration of securities for employees
23 May 17
SC 13E3/A
Going private transaction (amended)
8 Sep 16
SC 13E3/A
Going private transaction (amended)
2 Aug 16
SC 13E3/A
Going private transaction (amended)
29 Jul 16
SC 13E3/A
Going private transaction (amended)
28 Jul 16
SC 13E3/A
Going private transaction (amended)
25 Jul 16
SC 13E3
Going private transaction
28 Jun 16
POS AM
Prospectus update (post-effective amendment)
15 Nov 13
S-3/A
Shelf registration (amended)
8 Nov 13
SC TO-T/A
Third party tender offer statement (amended)
4 Oct 13
Proxies
DEFA14A
Additional proxy soliciting materials
3 Oct 18
DEF 14A
Definitive proxy
3 Oct 18
DEF 14A
Definitive proxy
26 Sep 17
DEFA14A
Additional proxy soliciting materials
26 Sep 17
DEF 14A
Definitive proxy
11 Oct 16
DEFA14A
Additional proxy soliciting materials
11 Oct 16
DEFA14A
Additional proxy soliciting materials
13 Apr 15
DEF 14A
Definitive proxy
2 Apr 15
DEFA14A
Additional proxy soliciting materials
2 Apr 15
DEF 14A
Definitive proxy
31 Mar 14
Other
CORRESP
Correspondence with SEC
28 Jul 16
CORRESP
Correspondence with SEC
25 Jul 16
EFFECT
Notice of effectiveness
15 Nov 13
CORRESP
Correspondence with SEC
13 Sep 13
CORRESP
Correspondence with SEC
15 Jul 11
EFFECT
Notice of effectiveness
15 Jul 11
CORRESP
Correspondence with SEC
13 Jul 11
CORRESP
Correspondence with SEC
23 Jun 11
UPLOAD
Letter from SEC
21 Jun 11
UPLOAD
Letter from SEC
24 May 11