FCF First Commonwealth Financial Corp.
First Commonwealth Financial Corp. is a financial holding company, which engages in the provision of a diversified array of consumer and commercial banking services through its bank subsidiary, First Commonwealth Bank (FCB). It also offers trust and wealth management services and offer insurance products through FCB and its other operating subsidiaries. The firm's consumer services include Internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts; interest-earning checking accounts; savings accounts; insured money market accounts; debit cards; investment certificates; fixed and variable rate certificates of deposit; secured and unsecured installment loans; construction and real estate loans; safe deposit facilities; credit lines with overdraft checking protection; and IRA accounts. Its commercial banking services include commercial lending, small and high-volume business checking accounts, on-line account management services, ACH origination, payroll direct deposit, commercial cash management services and repurchase agreements. The company was founded on November 15, 1982 and is headquartered in Indiana, PA.
Company profile
Ticker
FCF
Exchange
Website
CEO
Thomas Michael Price
Employees
Incorporated in
Location
Fiscal year end
Sector
Industry (SEC)
SEC CIK
Corporate docs
IRS number
251428528
FCF stock data
()
Investment data
Securities sold
Number of investors
| Top 50 of 143 long holdings End of quarter 31 Mar 20 |
Value |
#Shares |
Prev Q |
Change %, QoQ |
|---|---|---|---|---|
| $39.47M | 152.73K | 114.13K | +33.8 | |
| $7.89M | 147.63K | 121.03K | +22.0 | |
| $6.7M | 26.34K | 24.58K | +7.2 | |
| $6.5M | 237.98K | 237.98K | 0 | |
| $5.99M | 655.84K | 656.56K | -0.1 | |
| $5.79M | 50.6K | 38.03K | +33.0 | |
| $5.47M | 94.79K | 78.81K | +20.3 | |
| $3.74M | 23.73K | 21.86K | +8.5 | |
| $3.24M | 143.46K | 99.15K | +44.7 | |
| $3M | 69.54K | 35.29K | +97.1 | |
| $2.66M | 36.23K | 32.76K | +10.6 | |
| $2.51M | 27.87K | 24.26K | +14.9 | |
| $2.28M | 66.86K | 50.69K | +31.9 | |
| $1.8M | 41.56K | NEW | ||
| $1.7M | 12.94K | 10.34K | +25.2 | |
| $1.66M | 56.93K | 49.15K | +15.8 | |
| $1.65M | 1.42K | 1.33K | +6.9 | |
| $1.48M | 9.17K | 8.82K | +4.0 | |
| $1.43M | 5.03K | NEW | ||
| $1.39M | 8.42K | 8.88K | -5.2 | |
| $1.35M | 28.02K | 21.8K | +28.5 | |
| $1.35M | 11.89K | 11.54K | +3.0 | |
| $1.29M | 23.94K | 18.08K | +32.5 | |
| $1.28M | 13.37K | 13.1K | +2.1 | |
| $1.09M | 559 | 317 | +76.3 | |
| $1.01M | 6.89K | 6.89K | 0 | |
| $984K | 16.31K | 20.23K | -19.4 | |
| $977K | 10.51K | 11.51K | -8.7 | |
| $960K | 17.22K | 14.18K | +21.4 | |
| $940K | 5.66K | 5.66K | 0 | |
| $936K | 2.98K | 3.16K | -5.7 | |
| $933K | 7.77K | 5.77K | +34.7 | |
| $897K | 13.25K | 13.26K | -0.0 | |
| $889K | 4.76K | 3.08K | +54.4 | |
| $887K | 22.57K | 13.41K | +68.3 | |
| $886K | 25.75K | 24.56K | +4.8 | |
| $865K | 5.19K | 4.8K | +8.0 | |
| $815K | 4.99K | 4.22K | +18.3 | |
| $793K | 3.35K | 3.28K | +1.9 | |
| $784K | 13.7K | NEW | ||
| $772K | 5.46K | 4.37K | +24.9 | |
| $752K | 13.89K | 8.86K | +56.8 | |
| $746K | 7.73K | 6.89K | +12.1 | |
| $710K | 4.93K | 4.12K | +19.9 | |
|
SPDR S&P 500 Etf TR
|
$702K | 2.72K | 2.73K | -0.1 |
| $679K | 9.37K | 7.94K | +18.1 | |
| $677K | 9.68K | 11.25K | -13.9 | |
| $668K | 7.41K | 7.24K | +2.3 | |
|
Invesco QQQ TR
|
$663K | 3.48K | 3.48K | 0 |
| $653K | 7.38K | 7.43K | -0.7 |
Holdings list only includes long positions.
Only includes long positions.
Calendar
8 May 20
10 Jul 20
31 Dec 20
News
Company financial data Financial data
| Quarter (USD) | Mar 20 | Dec 19 | Sep 19 | Jun 19 | |
|---|---|---|---|---|---|
| Revenue | 79.33M | 81.04M | 82.58M | 82.06M | |
| Net income | 4.73M | 26.82M | 26.64M | 27.28M | |
| Diluted EPS | 0.05 | 0.27 | 0.27 | 0.28 | |
| Net profit margin | 5.96% | 33.10% | 32.27% | 33.25% | |
| Net change in cash | 12.32M | -6.79M | 32.37M | -27.61M | |
| Cash on hand | 134.18M | 121.86M | 128.65M | 96.28M |
| Annual (USD) | Dec 19 | Dec 18 | Dec 17 | Dec 16 | |
|---|---|---|---|---|---|
| Revenue | 325.26M | 292.26M | 250.55M | 217.61M | |
| Net income | 105.33M | 107.5M | 55.17M | 59.59M | |
| Diluted EPS | 1.07 | 1.08 | 0.58 | 0.67 | |
| Net profit margin | 32.38% | 36.78% | 22.02% | 27.38% | |
| Net change in cash | 22.91M | -8.35M | -8.39M | 46.23M | |
| Cash on hand | 121.86M | 98.95M | 107.29M | 115.68M |
Financial data from company earnings reports
Recent insider trades
| Date | Owner | Security | Transaction | Code | 10b5-1 | $Price | #Shares | $Value | #Remaining |
|---|---|---|---|---|---|---|---|---|---|
| 19 May 20 | Wolfe Stephen A | Common Stock | Buy | Aquire P | No | 7.5112 | 1,330 | 9.99K | 10,593 |
| 13 May 20 | Tomb Matthew C | Common Stock | Buy | Aquire P | No | 6.93 | 4,000 | 27.72K | 63,647 |
| 28 Apr 20 | Charley Ray T | Common Stock | Grant | Aquire A | No | 9.25 | 3,459 | 32K | 285,971 |
| 28 Apr 20 | Claus Gary R | Common Stock | Grant | Aquire A | No | 9.25 | 3,459 | 32K | 42,121 |
| 28 Apr 20 | Johnson Bart E | Common Stock | Grant | Aquire A | No | 9.25 | 3,353 | 31.02K | 59,675 |
Institutional ownership Q1 2020
68.1% owned by funds/institutions
13F holders |
Current |
|---|---|
| Total holders | 158 |
| Opened positions | 16 |
| Closed positions | 30 |
| Increased positions | 55 |
| Reduced positions | 55 |
13F shares |
Current |
|---|---|
| Total value | 2.66B |
| Total shares | 66.74M |
| Total puts | 0 |
| Total calls | 0 |
| Total put/call ratio | – |
Largest owners |
Shares | Value |
|---|---|---|
| BLK BlackRock | 14.4M | $131.61M |
| Vanguard | 10.97M | $100.3M |
| Dimensional Fund Advisors | 7.06M | $64.51M |
| STT State Street | 3.42M | $31.26M |
| Victory Capital Management | 2.17M | $19.84M |
| JPM JPMorgan Chase & Co. | 2.06M | $18.78M |
| NTRS Northern Trust | 1.63M | $14.9M |
| IVZ Invesco | 1.57M | $14.38M |
| BK Bank Of New York Mellon | 1.53M | $13.94M |
| Waldron Private Wealth | 1.42M | $12.96M |
Content analysis
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| Positive | ||
| Negative | ||
| Uncertain | ||
| Constraining | ||
| Legalese | ||
| Litigous | ||
| Readability |
H.S. sophomore Avg
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New words:
Aid, automobile, began, build, created, delay, distancing, emergency, exceeded, family, forbearance, foreclosure, forgivable, forgiven, global, granted, involuntary, joint, living, pandemic, Paycheck, paydown, payroll, permanent, PPP, prevailing, relief, seek, senior, sheltering, Similarly, size, social, solution, supply, TDR, temporarily, temporary, unemployment, unpredictable, work, workforce
Removed:
administrative, auction, bearing, classify, College, deductible, disclosing, eliminating, elimination, enabling, favorable, February, Foundation, Garfield, Haven, hierarchy, increasing, intention, July, leased, Lewisburg, liquidated, local, merger, municipal, occupancy, passed, payoff, performing, pooled, preferred, PreSTL, production, reclassified, relocation, repossession, roll, Simplifying, slightly, step, stranded, successful, supplement, suspend, Targeted, testing, understand, Williamsport, XIV
Financial reports
10-Q
2020 Q1
Quarterly report
8 May 20
10-K
2019 FY
Annual report
29 Feb 20
10-Q
2019 Q3
Quarterly report
8 Nov 19
10-Q
2019 Q2
Quarterly report
7 Aug 19
10-Q
2019 Q1
Quarterly report
7 May 19
10-K
2018 FY
Annual report
1 Mar 19
10-Q
2018 Q3
Quarterly report
8 Nov 18
10-Q
2018 Q2
Quarterly report
8 Aug 18
10-Q
2018 Q1
Quarterly report
9 May 18
10-K
2017 FY
Annual report
1 Mar 18
Current reports
8-K
2020 FY
Submission of Matters to a Vote of Security Holders
1 May 20
8-K
2020 FY
First Commonwealth Announces First Quarter 2020 Earnings; Declares Quarterly Dividend
28 Apr 20
8-K
2019 FY
Results of Operations and Financial Condition
28 Jan 20
8-K
Departure of Directors or Certain Officers
19 Nov 19
8-K
2019 Q3
First Commonwealth Announces Third Quarter 2019 Earnings; Declares Quarterly Dividend
30 Oct 19
8-K
First Commonwealth Announces Second Quarter 2019 Earnings; Declares Quarterly Dividend
23 Jul 19
8-K
Submission of Matters to a Vote of Security Holders
25 Apr 19
8-K
First Commonwealth Announces Strong First Quarter 2019 Earnings; Declares Quarterly Dividend
23 Apr 19
8-K
First Commonwealth to Acquire 14 Santander Bank Branches in Central Pennsylvania
22 Apr 19
8-K
First Commonwealth Announces Share Repurchase Program
4 Mar 19
Registration and prospectus
S-8
Registration of securities for employees
15 May 20
S-3ASR
Automatic shelf registration
8 Aug 18
424B7
Prospectus with selling stockholder info
11 May 18
D
$41.56M in equity, sold $41.56M, 2 investors
9 May 18
424B3
Prospectus supplement
27 Jan 17
425
Business combination disclosure
23 Jan 17
S-4/A
Registration of securities issued in business combination transactions (amended)
19 Jan 17
S-4/A
Registration of securities issued in business combination transactions (amended)
6 Jan 17
S-4
Registration of securities issued in business combination transactions
18 Nov 16
425
Business combination disclosure
27 Oct 16
Proxies
DEFA14A
Additional proxy soliciting materials
31 Mar 20
DEFA14A
Additional proxy soliciting materials
18 Mar 20
DEF 14A
Definitive proxy
18 Mar 20
DEFA14A
Additional proxy soliciting materials
14 Mar 19
DEF 14A
Definitive proxy
14 Mar 19
DEF 14A
Definitive proxy
15 Mar 18
DEFA14A
Additional proxy soliciting materials
15 Mar 18
DEF 14A
Definitive proxy
16 Mar 17
DEFA14A
Additional proxy soliciting materials
16 Mar 17
DEF 14A
Definitive proxy
17 Mar 16
Other
EFFECT
Notice of effectiveness
25 Jan 17
CORRESP
Correspondence with SEC
23 Jan 17
CORRESP
Correspondence with SEC
6 Jan 17
UPLOAD
Letter from SEC
12 Dec 16
UPLOAD
Letter from SEC
15 Oct 14
CORRESP
Correspondence with SEC
6 Oct 14
UPLOAD
Letter from SEC
23 Sep 14
EFFECT
Notice of effectiveness
12 Apr 10
EFFECT
Notice of effectiveness
10 Mar 10
UPLOAD
Letter from SEC
10 Sep 09
Ownership
4
FIRST COMMONWEALTH FINANCIAL / Stephen A Wolfe ownership change
19 May 20
13F-HR
Quarterly holdings report by institutional manager
14 May 20
4
FIRST COMMONWEALTH FINANCIAL / Matthew C Tomb ownership change
13 May 20
4
FIRST COMMONWEALTH FINANCIAL / Stephen A Wolfe ownership change
30 Apr 20
4
FIRST COMMONWEALTH FINANCIAL / ARADHNA M OLIPHANT ownership change
30 Apr 20
4
FIRST COMMONWEALTH FINANCIAL / Bart E Johnson ownership change
29 Apr 20
4
FIRST COMMONWEALTH FINANCIAL / JON L GORNEY ownership change
29 Apr 20
4
FIRST COMMONWEALTH FINANCIAL / Gary R Claus ownership change
29 Apr 20
4
FIRST COMMONWEALTH FINANCIAL / RAY T CHARLEY ownership change
29 Apr 20
4
FIRST COMMONWEALTH FINANCIAL / DAVID W GREENFIELD ownership change
29 Apr 20