FCF First Commonwealth Financial Dashboard

First Commonwealth Financial Corp. is a financial holding company, which engages in the provision of a diversified array of consumer and commercial banking services through its bank subsidiary, First Commonwealth Bank (FCB). It also offers trust and wealth management services and offer insurance products through FCB and its other operating subsidiaries. The firm's consumer services include Internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts; interest-earning checking accounts; savings accounts; insured money market accounts; debit cards; investment certificates; fixed and variable rate certificates of deposit; secured and unsecured installment loans; construction and real estate loans; safe deposit facilities; credit lines with overdraft checking protection; and IRA accounts. Its commercial banking services include commercial lending, small and high-volume business checking accounts, on-line account management services, ACH origination, payroll direct deposit, commercial cash management services and repurchase agreements. The company was founded on November 15, 1982 and is headquartered in Indiana, PA.

Company profile

Ticker

FCF

Exchange

NYSE

Website

www.fcbanking.com/

CEO

Thomas Price

Incorporated

Pennsylvania

Location

Pennsylvania

Fiscal year end

Dec 31

Sector

Finance and Insurance > Commercial Banking

Industry (SIC)

National Commercial Banks

Citigroup • JPMorgan Chase & Co. • U.S. Bancorp. • PNC Financial Services • Shinhan Financial • Capital One Financial • Bank Of America • HSBC USA • Regions Financial • Keycorp ...

SEC CIK

0000712537

Corporate docs

Articles of Incorporation & Bylaws

IRS number

251428528

FCF stock data

S&P 500

1M 1Y 2Y 5Y

News

Pro users get this 30m faster

12 Financials Stocks Moving In Wednesday's Pre-Market Session

14 Apr 21

Benzinga's Top Ratings Upgrades, Downgrades For March 31, 2021

31 Mar 21

Stephens & Co. Initiates Coverage On First Commonwealth with Overweight Rating, Announces Price Target of $16.5

31 Mar 21

Stephens & Co. analyst Matt Breese initiates coverage on First Commonwealth (NYSE:FCF) with a Overweight rating and announces Price Target of $16.5.

Stocks That Hit 52-Week Highs On Friday

12 Mar 21

Stocks That Hit 52-Week Highs On Monday

8 Mar 21

Press releases

Pro users get this 30m faster

First Commonwealth to Host First Quarter 2021 Earnings Conference Call on Wednesday, April 28, 2021

13 Apr 21

INDIANA, Pa., April 13, 2021 (GLOBE NEWSWIRE) -- First Commonwealth Financial Corporation (NYSE:FCF) announced today that it will host a conference call on Wednesday, April 28, 2021 at 2:00 p.m. Eastern Time to discuss

First Commonwealth Announces Planned Retirement of David S. Dahlmann as Chair of the Board; Jon L. Gorney to be Elected Board Chair

25 Mar 21

INDIANA, Pa., March 25, 2021 (GLOBE NEWSWIRE) -- First Commonwealth Financial Corporation ("First Commonwealth") (NYSE:FCF) today announced that David S. Dahlmann plans to step down as Chair of the Board of First

First Commonwealth Financial Corp. (Pennsylvania) to Host Earnings Call

27 Jan 21

NEW YORK, NY / ACCESSWIRE / January 27, 2021 / First Commonwealth Financial Corp. (Pennsylvania) (NYSE:FCF) will be discussing their earnings results in their 2020 Fourth Quarter Earnings call to be held on January 27,

First Commonwealth Announces Fourth Quarter and Full Year 2020 Earnings; Declares Quarterly Dividend and Announces Share Repurchase Program

26 Jan 21

Investment data

Data from SEC filings

Securities sold

Number of investors

Top 50 of 154 long holdings End of quarter 31 Dec 20	Value	#Shares	Prev Q	Change %, QoQ
Ishares TR (CORE S&P500 ETF)	$51M	135.85K	138.22K	-1.7
Ishares TR (MSCI EAFE ETF)	$13.76M	188.65K	199.85K	-5.6
AAPL Apple Inc	$12.24M	92.25K	98.88K	-6.7
Ishares TR (RUSSELL 2000 ETF)	$11.09M	56.55K	65.07K	-13.1
FCF First Comwlth Finl Corp Pa	$6.79M	620.56K	628.46K	-1.3
STBA S & T Bancorp Inc	$5.75M	231.53K	231.53K	0
MSFT Microsoft Corp	$4.9M	22.02K	24.08K	-8.6
Proshares TR	$3.85M	48.23K	50.73K	-4.9
Ishares TR (MSCI EMG MKT ETF)	$3.29M	63.72K	72.18K	-11.7
IBB Ishares TR	$3.26M	110.66K	105.83K	+4.6
Ishares TR (SELECT DIVID ETF)	$3.21M	33.38K	33.75K	-1.1
JPM Jpmorgan Chase & Co	$3.07M	24.13K	32.28K	-25.3
Ishares TR (S&P 500 GRWT ETF)	$2.74M	42.89K	11.35K	+278.0
Ishares TR (RUS MID CAP ETF)	$2.73M	39.87K	63.68K	-37.4
GOOG Alphabet Inc	$2.63M	1.5K	1.5K	+0.1
Vanguard Index FDS (GROWTH ETF)	$2.3M	9.07K	7.74K	+17.2
AMZN Amazon Com Inc	$2.09M	641	762	-15.9
TMO Thermo Fisher Scientific Inc	$2.04M	4.39K	4.53K	-3.2
QCOM Qualcomm Inc	$1.85M	12.15K	12.62K	-3.7
JNJ Johnson & Johnson	$1.83M	11.65K	13.65K	-14.6
Vanguard Index FDS (VALUE ETF)	$1.81M	15.22K	12.49K	+21.8
MCD Mcdonalds Corp	$1.74M	8.13K	8.83K	-8.0
FB Facebook Inc	$1.71M	6.26K	6.06K	+3.4
VZ Verizon Communications Inc	$1.7M	28.98K	19.84K	+46.1
NSC Norfolk Southn Corp	$1.64M	6.89K	6.89K	0
JAGG J P Morgan Exchange-traded F	$1.58M	27.22K	28.62K	-4.9
TGT Target Corp	$1.57M	8.88K	9.94K	-10.6
V Visa Inc	$1.53M	7K	7.01K	-0.1
WMT Walmart Inc	$1.49M	10.36K	10.77K	-3.8
AVGO Broadcom Inc	$1.47M	3.37K	3.36K	+0.1
ORCL Oracle Corp	$1.47M	22.66K	27.59K	-17.9
SPY SPDR S&P 500 Etf TR	$1.45M	3.87K	3.87K	0
CMCSA Comcast Corp New	$1.42M	27K	28.53K	-5.4
PNC PNC Finl SVCS Group Inc	$1.42M	9.5K	15.11K	-37.1
T At&t Inc	$1.3M	45.23K	53.38K	-15.3
Vanguard World FDS	$1.27M	5.66K	5.66K	0
QQQ Invesco QQQ TR	$1.26M	4.01K	4.09K	-1.8
BMY Bristol-myers Squibb Co	$1.19M	19.25K	22.82K	-15.6
Ishares TR (CORE S&P TTL STK)	$1.18M	13.7K	13.7K	0
DIS Disney Walt Co	$1.17M	6.43K		NEW
ACN Accenture PLC Ireland	$1.16M	4.45K	4.78K	-7.1
PG Procter and Gamble Co	$1.14M	8.2K	8.36K	-1.9
HUM Humana Inc	$1.08M	2.64K	2.65K	-0.4
UNH Unitedhealth Group Inc	$1.08M	3.07K	3.1K	-0.8
PEP Pepsico Inc	$1.04M	7.01K	8.66K	-19.1
SYK Stryker Corporation	$1.01M	4.12K	4.3K	-4.1
Ishares TR (RUS 2000 VAL ETF)	$964K	7.32K	4.04K	+81.0
ROK Rockwell Automation Inc	$957K	3.81K	3.81K	0
MDT Medtronic PLC	$947K	8.09K	8.49K	-4.8
CVX Chevron Corp New	$943K	11.18K	10.21K	+9.5

First Commonwealth Financial holdings history Holdings history

Holdings list only includes long positions. Only includes long positions.

Calendar

1 Mar 21

21 Apr 21

31 Dec 21

Financial summary

Financial statements Chart FCF financial data

Quarter (USD)	Dec 20	Sep 20	Jun 20	Mar 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Annual (USD)	Dec 20	Dec 19	Dec 18	Dec 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Cash burn rate (estimated)	Burn method: Change in cash		Burn method: Operating income/loss		Burn method: FCF (opex + capex)
	Last Q	Avg 4Q	Last Q	Avg 4Q	Last Q	Avg 4Q
Cash on hand (at last report)	356.58M	356.58M	356.58M	356.58M	356.58M	356.58M
Cash burn (monthly)	7.84M	(positive/no burn)	(positive/no burn)	(positive/no burn)	(positive/no burn)	(positive/no burn)
Cash used (since last report)	29.03M	n/a	n/a	n/a	n/a	n/a
Cash remaining	327.55M	n/a	n/a	n/a	n/a	n/a
Runway (months of cash)	41.8	n/a	n/a	n/a	n/a	n/a

Beta Read what these cash burn values mean

Recent insider trades

FCF insider ownership history Insider history

Date	Owner	Security	Transaction	Code	Indirect	10b5-1	$Price	#Shares	$Value	#Remaining
12 Mar 21	Brian G Karrip	Common Stock	Gift	Dispose G	No	No	0	2,500	0	46,493
5 Mar 21	Tomb Matthew C	Common Stock	Sell	Dispose S	No	No	14.5	2,500	36.25K	51,569
26 Feb 21	Brian G Karrip	Common Stock	Sell	Dispose S	No	No	13.69	8,000	109.52K	48,993
23 Feb 21	Price T Michael	Common Stock	Payment of exercise	Dispose F	No	No	0	6,520	0	295,463
23 Feb 21	Price T Michael	Common Stock	Grant	Aquire A	No	No	0	16,325	0	301,983
23 Feb 21	Price T Michael	RSU Common Stock	Grant	Aquire A	No	No	0	12,150	0	33,650
23 Feb 21	Price T Michael	RSU Common Stock	Option exercise	Dispose M	No	No	0	8,450	0	0
23 Feb 21	Jane Grebenc	Common Stock	Payment of exercise	Dispose F	No	No	0	5,763	0	118,811
23 Feb 21	Jane Grebenc	Common Stock	Grant	Aquire A	No	No	0	12,075	0	123,629
23 Feb 21	Jane Grebenc	RSU Common Stock	Grant	Aquire A	No	No	0	8,450	0	23,450

Data from 3, 4 and 5 filings. Stock values as filed, not updated for current price.

Institutional ownership Q4 2020

FCF institutional ownership history Ownership history

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

66.8% owned by funds/institutions

13F holders	Current	Prev Q	Change
Total holders	174	176	-1.1%
Opened positions	23	33	-30.3%
Closed positions	25	14	+78.6%
Increased positions	50	57	-12.3%
Reduced positions	65	55	+18.2%

13F shares	Current	Prev Q	Change
Total value	710.98M	499.79M	+42.3%
Total shares	64.23M	64.55M	-0.5%
Total puts	14.5K	43.1K	-66.4%
Total calls	21.6K	0	NEW
Total put/call ratio	0.7	Infinity	NaN%

Largest owners	Shares	Value	Change
BLK Blackrock	14.15M	$154.77M	-0.5%
Vanguard	10.43M	$114.09M	+0.6%
Dimensional Fund Advisors	6.76M	$73.95M	-1.3%
STT State Street	3.48M	$38.1M	+2.4%
JPM JPMorgan Chase & Co.	1.97M	$21.54M	+2.5%
NTRS Northern Trust	1.89M	$20.72M	-3.8%
Charles Schwab Investment Management	1.68M	$18.34M	+1.6%
Geode Capital Management	1.59M	$17.39M	+10.5%
BK Bank Of New York Mellon	1.46M	$15.95M	+3.9%
Norges Bank	1.2M	$13.12M	NEW

Largest transactions	Shares	Bought/sold	Change
Norges Bank	1.2M	+1.2M	NEW
BMO Bank of Montreal	1.02M	+453.89K	+80.3%
Arrowstreet Capital, Limited Partnership	607.35K	-390.19K	-39.1%
Millennium Management	355.19K	-381.96K	-51.8%
Renaissance Technologies	450.1K	-353.66K	-44.0%
Assenagon Asset Management	0	-216.2K	EXIT
Healthcare Of Ontario Pension Plan Trust Fund	199.4K	+190.42K	+2119.7%
Citadel Advisors	21.17K	-179.63K	-89.5%
Acadian Asset Management	0	-161.93K	EXIT
Geode Capital Management	1.59M	+151.23K	+10.5%

Data from 13F filings. Stock values as filed, not updated for current price. Long positions only.

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. sophomore Avg

New words: accommodate, achieved, ACL, adjstment, aggravate, AMERIBOR, analytical, answered, apportionment, artificial, attempted, captured, carefully, caught, CEO, Chairman, champion, characterized, choose, cleaning, color, conceptual, constantly, content, defend, defendant, discovered, disseminated, downturn, elevated, eleven, encouraged, energy, entail, entertainment, entirety, epidemic, exacerbated, excellence, exerted, explained, extraordinary, faster, forbearance, forgivable, forgiven, fuel, gender, greatest, harassment, harm, highest, Hotline, household, impossible, injustice, inspire, intelligence, internationally, interrelated, introduction, job, launched, listen, live, magnified, malfeasance, media, messaging, misappropriation, misconduct, mitigate, motivate, multifamily, navigated, nearby, necessitate, Nonowner, nonperfomring, onset, onsite, orientation, overdrawn, owner, page, pandemic, Paycheck, peak, perception, physical, PPP, premise, preserve, pressure, professional, proliferation, race, racial, recalculating, recreational, religion, remote, removing, repair, resource, revert, rewarding, sanitizer, SBA, Secrecy, sentiment, sex, sexual, shifting, simplicity, slower, social, speed, statewide, streamlined, strive, strong, student, sudden, survey, talent, TDR, temperature, training, true, unexpectedly, unforeseen, unintended, valuable, vigorously, viii, virtually, voluntary, vulnerable, week, weekly, women, workforce, workplace, worldwide, xi, xii

Removed: abroad, AMT, charging, CMO, Codification, deal, deductible, eliminating, encounter, environmental, extensive, favorably, foreclose, foreclosure, hazard, improper, improve, initially, initiating, injury, insufficient, interconnected, interrupted, judgmental, lack, legislative, liable, Likewise, measurable, migrate, migration, NA, predictive, procedure, realizable, recession, recoup, remediation, replaced, Simplifying, step, stricter, stringent, suspended, systemic, title, toxic, unimpaired, utilization, weather, XIII

From filing 10-K 2020 FY