Company profile

Ticker
DNBF
Exchange
CEO
William J. Hieb
Employees
Incorporated in
Location
Fiscal year end
Sector
Industry (SEC)
SEC CIK
IRS number
232222567

DNBF stock data

(
)

Calendar

5 Aug 19
24 Aug 19
31 Dec 19

News

Company financial data Financial data

Quarter (USD) Jun 19 Mar 19 Dec 18 Sep 18
Net income 2.59M 2.59M 3M 3.02M
Diluted EPS 0.6 0.6 0.69 0.7
Net change in cash 6.62M -22.75M
Cash on hand 17.32M 10.7M
Annual (USD) Dec 18 Dec 17 Dec 16 Dec 15
Net income 10.68M 7.95M 4.98M 5.14M
Diluted EPS 2.48 1.85 1.55 1.79
Net change in cash 6.4M -11.19M 984K 8.62M
Cash on hand 17.32M 10.92M 22.1M 21.12M

Financial data from company earnings reports

Financial report summary

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Management Discussion
  • Net income for the three and six month periods ended June 30, 2019 was $2.6 million and $5.2 million, or $0.60 and $1.20 per diluted share, respectively, compared to $2.0 million and $4.7 million, or $0.47 and $1.08 per diluted share, for the same period in 2018. The $538,000 increase in net income in the second quarter of 2019 compared to the second quarter of 2018 was primarily attributable to a $447,000 increase in net interest income before provision (primarily due to increased interest income on loans), a $275,000 decrease in provision for credit losses, a $28,000 decrease in non-interest expense (primarily due to decreased salaries and employee benefits expenses), and a $12,000 increase in non-interest income, offset by a $224,000 increase in income tax expense. The $512,000 increase in net income during the six month period ended June 30, 2019 compared to the six month period ended June 30, 2018 was primarily attributable to an $818,000 increase in net interest income before provision (primarily due to increased interest income on loans), a $450,000 decrease in provision for credit loss, and a $13,000 increase in non-interest income, offset by a $520,000 increase in non-interest expense (primarily due to $519,000 of transaction costs related to the pending merger with S&T) and a $249,000 increase in income tax expense. 
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