GABC German American Bancorp
German American Bancorp, Inc. is a holding company, which engages in owning a trust, brokerage, and financial planning through German American Financial Advisors & Trust Co., and German American Insurance, Inc. It operates through the following business segments: Core Banking; Trust and Investment Advisory Services; Insurance Operations; and Other. The Core Banking segment involves attracting deposits from the general public and using such funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, primarily in the local market of the company. The Trust and Investment Advisory Service segment provides trust, investment advisory, and brokerage services to customers. The Insurance Operations segment offers a full range of personal and corporate property and casualty insurance products, primarily in the local market of the subsidiary of the company. The Other segment refers to the primary differences between segment amounts and consolidated totals. The company was founded in 1982 and is headquartered in Jasper, IN.
Company profile
Ticker
GABC
Exchange
Website
CEO
Mark A. Schroeder
Employees
Incorporated
Location
Fiscal year end
Sector
Industry (SIC)
Former names
GERMAN AMERICAN BANCORP
SEC CIK
Corporate docs
IRS number
351547518
GABC stock data
()
Investment data
| Top 50 of 91 long holdings End of quarter 31 Dec 20 |
Value |
#Shares |
Prev Q |
Change %, QoQ |
|---|---|---|---|---|
| $47.56M | 404.26K | 383.74K | +5.3 | |
| $46.13M | 672.95K | 608.21K | +10.6 | |
| $45.86M | 864.65K | 780.87K | +10.7 | |
| $40.72M | 108.92K | 99.83K | +9.1 | |
| $30.61M | 156.13K | 141.31K | +10.5 | |
| $26.8M | 201.99K | 184.2K | +9.7 | |
| $20.71M | 93.09K | 84.49K | +10.2 | |
| $19.81M | 6.08K | 5.41K | +12.4 | |
| $14.06M | 8.02K | 7.13K | +12.6 | |
| $11.59M | 132.74K | 126.06K | +5.3 | |
| $9.53M | 26.71K | 24.37K | +9.6 | |
| $9.08M | 25.89K | 23.7K | +9.2 | |
| $8.43M | 66.31K | 60.07K | +10.4 | |
| $8M | 29.28K | 26.51K | +10.4 | |
| $7.49M | 53.81K | 48.25K | +11.5 | |
| $7.12M | 45.23K | 39.82K | +13.6 | |
| $7.09M | 80.07K | 67.8K | +18.1 | |
| $6.86M | 62.63K | 58.04K | +7.9 | |
| $6.67M | 17.7K | 15.82K | +11.9 | |
| $6.61M | 80.78K | 72.98K | +10.7 | |
| $6.47M | 35.71K | 29.34K | +21.7 | |
| $6.27M | 91.55K | 81.43K | +12.4 | |
| $6.22M | 8.63K | 7.71K | +11.9 | |
| $5.72M | 127.85K | 118.04K | +8.3 | |
| $5.48M | 72.9K | 65.84K | +10.7 | |
| $5.45M | 46.47K | 43.19K | +7.6 | |
| $5.28M | 37.32K | 36.87K | +1.2 | |
| $5.2M | 48.62K | 43.07K | +12.9 | |
| $5.12M | 23.87K | 20.82K | +14.6 | |
| $5.08M | 92.56K | 79.64K | +16.2 | |
| $5.01M | 77.43K | 68.59K | +12.9 | |
| $4.74M | 22.29K | 20.24K | +10.1 | |
| $4.62M | 74.98K | 73.87K | +1.5 | |
| $4.23M | 114.91K | 105.21K | +9.2 | |
| $4M | 43.03K | 38.81K | +10.9 | |
| $3.8M | 60.59K | 54.34K | +11.5 | |
| $3.51M | 16.39K | 15.76K | +4.0 | |
| $3.31M | 34.11K | 32.42K | +5.2 | |
| $3.19M | 46.63K | 43.82K | +6.4 | |
| $2.73M | 34.95K | 35.15K | -0.6 | |
| $2.69M | 81.41K | 85.64K | -4.9 | |
| $2.13M | 51.67K | 56.21K | -8.1 | |
| $2.08M | 19.37K | 18.93K | +2.3 | |
| $1.86M | 31.99K | 35.59K | -10.1 | |
| $1.62M | 40.41K | 36.44K | +10.9 | |
| $1.61M | 22.56K | 20.68K | +9.1 | |
| $1.53M | 21.89K | 18.89K | +15.9 | |
| $1.18M | 39.92K | 15.34K | +160.2 | |
| $1.07M | 4.03K | 3.42K | +17.9 | |
| $1.03M | 4.71K | 4.12K | +14.3 |
Holdings list only includes long positions.
Only includes long positions.
Calendar
25 Feb 21
21 Apr 21
31 Dec 21
Financial summary
Quarter (USD) |
Dec 20 | Sep 20 | Jun 20 | Mar 20 | |
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| Diluted EPS |
Annual (USD) |
Dec 20 | Dec 19 | Dec 18 | Dec 17 | |
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| Revenue | |||||
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Financial data from company earnings reports.
Recent insider trades
| Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
|---|---|---|---|---|---|---|---|---|---|---|
| 15 Apr 21 | Bawel Zachary W | Common Stock | Buy | Aquire P | No | No | 45.36 | 56 | 2.54K | 9,722 |
| 15 Apr 21 | Kelly Jason M | Common Stock | Buy | Aquire P | No | No | 45.36 | 75 | 3.4K | 5,032 |
| 15 Apr 21 | Ramsey Chris A | Common Stock | Buy | Aquire P | No | No | 45.36 | 37 | 1.68K | 24,694 |
| 15 Apr 21 | Ryan Christina M | Common Stock | Buy | Aquire P | No | No | 45.36 | 40 | 1.81K | 5,324 |
| 15 Apr 21 | Seger Thomas W | Common Stock | Buy | Aquire P | Yes | No | 45.36 | 75 | 3.4K | 344,854 |
Institutional ownership Q4 2020
Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.
42.7% owned by funds/institutions
13F holders |
Current |
|---|---|
| Total holders | 104 |
| Opened positions | 10 |
| Closed positions | 6 |
| Increased positions | 33 |
| Reduced positions | 30 |
13F shares |
Current |
|---|---|
| Total value | 3.27B |
| Total shares | 11.3M |
| Total puts | 0 |
| Total calls | 0 |
| Total put/call ratio | – |
Largest owners |
Shares | Value |
|---|---|---|
| BLK Blackrock | 1.93M | $63.79M |
| Vanguard | 1.26M | $41.58M |
| Champlain Investment Partners | 1.24M | $40.94M |
| Dimensional Fund Advisors | 1.02M | $33.75M |
| GS Goldman Sachs | 737.12K | $24.39M |
| BEN Franklin Resources | 687.94K | $22.76M |
| STT State Street | 507.49K | $16.79M |
| NTRS Northern Trust | 430.7K | $14.25M |
| Manufacturers Life Insurance Company, The | 412.02K | $13.63M |
| Geode Capital Management | 396.52K | $13.12M |
Financial report summary
?Competition
FintechManagement Discussion
- Net income for the year ended December 31, 2020 totaled $62,210,000, or $2.34 per share, an increase of $2,988,000, or approximately 2% on a per share basis, from the year ended December 31, 2019 net income of $59,222,000, or $2.29 per share.
- Net income for the year ended December 31, 2019 totaled $59,222,000, or $2.29 per share, an increase of $12,693,000, or approximately 15% on a per share basis, from the year ended December 31, 2018 net income of $46,529,000, or $1.99 per share.
- Net interest income is the Company’s single largest source of earnings, and represents the difference between interest and fees realized on earning assets, less interest paid on deposits and borrowed funds. Several factors contribute to the determination of net interest income and net interest margin, including the volume and mix of earning assets, interest rates, and income taxes. Many factors affecting net interest income are subject to control by management policies and actions. Factors beyond the control of management include the general level of credit and deposit demand, Federal Reserve Board monetary policy, and changes in tax laws.
Content analysis
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| Positive | ||
| Negative | ||
| Uncertain | ||
| Constraining | ||
| Legalese | ||
| Litigous | ||
| Readability |
H.S. sophomore Avg
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New words:
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Removed:
accountable, accretable, administrative, aggregating, alternatively, amortize, annualized, approximate, assume, awarded, block, callable, carryover, clarify, commencement, complied, Computershare, construction, consuming, Contact, decreasing, draft, earliest, Eckerle, ensuring, expensive, expiration, facilitated, financed, FR, grandfathered, heightening, household, imprecise, judgmental, lessee, Madison, manual, modifying, move, multi, MutualFirst, negotiated, netted, nonaccretable, obligate, occupied, opportunistic, organic, OTTI, page, preparing, privately, prospectively, quantity, reclassification, reflective, retainer, revalued, seller, shortened, speed, split, strain, stranded, stricter, structured, subsequently, Subtopic, succeeding, supplement, temporarily, underperform, unearned, usability, validated, warrant, worse
Financial reports
10-K
2020 FY
Annual report
25 Feb 21
10-Q
2020 Q3
Quarterly report
6 Nov 20
10-Q
2020 Q2
Quarterly report
6 Aug 20
10-Q
2020 Q1
Quarterly report
10 May 20
10-K
2019 FY
Annual report
2 Mar 20
10-Q
2019 Q3
Quarterly report
8 Nov 19
10-Q
2019 Q2
Quarterly report
9 Aug 19
10-Q
2019 Q1
Quarterly report
9 May 19
10-K
2018 FY
Annual report
1 Mar 19
10-Q
2018 Q3
Quarterly report
9 Nov 18
Current reports
8-K
Departure of Directors or Certain Officers
5 Apr 21
8-K
Departure of Directors or Certain Officers
12 Mar 21
8-K
Cost Associated with Exit or Disposal Activities
12 Mar 21
8-K
Regulation FD Disclosure
3 Feb 21
8-K
Results of Operations and Financial Condition
26 Jan 21
8-K
Regulation FD Disclosure
6 Nov 20
8-K
Results of Operations and Financial Condition
27 Oct 20
8-K
Regulation FD Disclosure
8 Sep 20
8-K
Regulation FD Disclosure
28 Jul 20
8-K
Results of Operations and Financial Condition
28 Jul 20
Registration and prospectus
424B3
Prospectus supplement
1 Oct 19
S-4/A
Registration of securities issued in business combination transactions (amended)
26 Sep 19
S-4
Registration of securities issued in business combination transactions
18 Sep 19
S-8
Registration of securities for employees
27 Jun 19
424B3
Prospectus supplement
3 May 19
S-4/A
Registration of securities issued in business combination transactions (amended)
29 Apr 19
S-4
Registration of securities issued in business combination transactions
19 Apr 19
425
Business combination disclosure
21 Feb 19
425
Business combination disclosure
21 Feb 19
425
Business combination disclosure
3 Sep 18
Proxies
DEF 14A
Definitive proxy
29 Mar 21
DEFA14A
Additional proxy soliciting materials
12 May 20
DEF 14A
Definitive proxy
6 Apr 20
PRE 14A
Preliminary proxy
24 Mar 20
DEF 14A
Definitive proxy
1 Apr 19
DEF 14A
Definitive proxy
25 Mar 18
DEF 14A
Definitive proxy
23 Mar 17
DEF 14A
Definitive proxy
28 Mar 16
DEF 14A
Definitive proxy
30 Mar 15
DEF 14A
Definitive proxy
30 Mar 14
Other
UPLOAD
Letter from SEC
15 Dec 19
CORRESP
Correspondence with SEC
21 Nov 19
UPLOAD
Letter from SEC
20 Nov 19
EFFECT
Notice of effectiveness
1 Oct 19
CORRESP
Correspondence with SEC
25 Sep 19
UPLOAD
Letter from SEC
23 Sep 19
EFFECT
Notice of effectiveness
3 May 19
CORRESP
Correspondence with SEC
29 Apr 19
UPLOAD
Letter from SEC
22 Apr 19
EFFECT
Notice of effectiveness
27 Jul 18
Ownership
4
GERMAN AMERICAN BANCORP / Raymond Ward Snowden ownership change
19 Apr 21
4
GERMAN AMERICAN BANCORP / JACK SHEIDLER ownership change
19 Apr 21
4
GERMAN AMERICAN BANCORP / THOMAS W SEGER ownership change
19 Apr 21
4
GERMAN AMERICAN BANCORP / Christina M Ryan ownership change
19 Apr 21
4
GERMAN AMERICAN BANCORP / Chris A Ramsey ownership change
19 Apr 21
4
GERMAN AMERICAN BANCORP / JASON M KELLY ownership change
19 Apr 21
4
GERMAN AMERICAN BANCORP / Zachary W Bawel ownership change
19 Apr 21
5
GERMAN AMERICAN BANCORP / CLAY W EWING ownership change
5 Apr 21
4
GERMAN AMERICAN BANCORP / U BUTCH KLEM ownership change
29 Mar 21
4
GERMAN AMERICAN BANCORP / Lee A Mitchell ownership change
22 Mar 21
Reddit threads
Daily Discussion Thread - February 9th, 2021
9 Feb 21
Daily Discussion Thread - February 8th, 2021
8 Feb 21
Daily Discussion Thread - January 25th, 2021
25 Jan 21
Daily Discussion Thread - January 22nd, 2021
22 Jan 21
Daily Discussion Thread - November 9th, 2020
9 Nov 20
Daily Discussion Thread - November 6th, 2020
6 Nov 20