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GABC German American Bancorp

German American Bancorp, Inc. is a holding company, which engages in owning a trust, brokerage, and financial planning through German American Financial Advisors & Trust Co., and German American Insurance, Inc. It operates through the following business segments: Core Banking; Trust and Investment Advisory Services; Insurance Operations; and Other. The Core Banking segment involves attracting deposits from the general public and using such funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, primarily in the local market of the company. The Trust and Investment Advisory Service segment provides trust, investment advisory, and brokerage services to customers. The Insurance Operations segment offers a full range of personal and corporate property and casualty insurance products, primarily in the local market of the subsidiary of the company. The Other segment refers to the primary differences between segment amounts and consolidated totals. The company was founded in 1982 and is headquartered in Jasper, IN.

Company profile

Ticker
GABC
Exchange
CEO
Mark A. Schroeder
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
Former names
GERMAN AMERICAN BANCORP
SEC CIK
IRS number
351547518

GABC stock data

(
)

Investment data

Data from SEC filings
Top 50 of 91 long holdings
End of quarter 31 Dec 20
Value
 
#Shares
 
Prev Q
 
Change
%, QoQ
$47.56M 404.26K 383.74K +5.3
$46.13M 672.95K 608.21K +10.6
$45.86M 864.65K 780.87K +10.7
$40.72M 108.92K 99.83K +9.1
$30.61M 156.13K 141.31K +10.5
$26.8M 201.99K 184.2K +9.7
$20.71M 93.09K 84.49K +10.2
$19.81M 6.08K 5.41K +12.4
$14.06M 8.02K 7.13K +12.6
$11.59M 132.74K 126.06K +5.3
$9.53M 26.71K 24.37K +9.6
$9.08M 25.89K 23.7K +9.2
$8.43M 66.31K 60.07K +10.4
$8M 29.28K 26.51K +10.4
$7.49M 53.81K 48.25K +11.5
$7.12M 45.23K 39.82K +13.6
$7.09M 80.07K 67.8K +18.1
$6.86M 62.63K 58.04K +7.9
$6.67M 17.7K 15.82K +11.9
$6.61M 80.78K 72.98K +10.7
$6.47M 35.71K 29.34K +21.7
$6.27M 91.55K 81.43K +12.4
$6.22M 8.63K 7.71K +11.9
$5.72M 127.85K 118.04K +8.3
$5.48M 72.9K 65.84K +10.7
$5.45M 46.47K 43.19K +7.6
$5.28M 37.32K 36.87K +1.2
$5.2M 48.62K 43.07K +12.9
$5.12M 23.87K 20.82K +14.6
$5.08M 92.56K 79.64K +16.2
$5.01M 77.43K 68.59K +12.9
$4.74M 22.29K 20.24K +10.1
$4.62M 74.98K 73.87K +1.5
$4.23M 114.91K 105.21K +9.2
$4M 43.03K 38.81K +10.9
$3.8M 60.59K 54.34K +11.5
$3.51M 16.39K 15.76K +4.0
$3.31M 34.11K 32.42K +5.2
$3.19M 46.63K 43.82K +6.4
$2.73M 34.95K 35.15K -0.6
$2.69M 81.41K 85.64K -4.9
$2.13M 51.67K 56.21K -8.1
$2.08M 19.37K 18.93K +2.3
$1.86M 31.99K 35.59K -10.1
$1.62M 40.41K 36.44K +10.9
$1.61M 22.56K 20.68K +9.1
$1.53M 21.89K 18.89K +15.9
$1.18M 39.92K 15.34K +160.2
$1.07M 4.03K 3.42K +17.9
$1.03M 4.71K 4.12K +14.3
Holdings list only includes long positions. Only includes long positions.

Calendar

25 Feb 21
21 Apr 21
31 Dec 21
Quarter (USD)
Dec 20 Sep 20 Jun 20 Mar 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD)
Dec 20 Dec 19 Dec 18 Dec 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
15 Apr 21 Bawel Zachary W Common Stock Buy Aquire P No No 45.36 56 2.54K 9,722
15 Apr 21 Kelly Jason M Common Stock Buy Aquire P No No 45.36 75 3.4K 5,032
15 Apr 21 Ramsey Chris A Common Stock Buy Aquire P No No 45.36 37 1.68K 24,694
15 Apr 21 Ryan Christina M Common Stock Buy Aquire P No No 45.36 40 1.81K 5,324
15 Apr 21 Seger Thomas W Common Stock Buy Aquire P Yes No 45.36 75 3.4K 344,854

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

42.7% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 104 100 +4.0%
Opened positions 10 6 +66.7%
Closed positions 6 10 -40.0%
Increased positions 33 23 +43.5%
Reduced positions 30 38 -21.1%
13F shares
Current Prev Q Change
Total value 3.27B 3.26B +0.4%
Total shares 11.3M 11.13M +1.5%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners
Shares Value Change
BLK Blackrock 1.93M $63.79M +3.6%
Vanguard 1.26M $41.58M +6.8%
Champlain Investment Partners 1.24M $40.94M +3.3%
Dimensional Fund Advisors 1.02M $33.75M -0.7%
GS Goldman Sachs 737.12K $24.39M -1.0%
BEN Franklin Resources 687.94K $22.76M +0.3%
STT State Street 507.49K $16.79M -3.0%
NTRS Northern Trust 430.7K $14.25M -2.3%
Manufacturers Life Insurance Company, The 412.02K $13.63M -1.1%
Geode Capital Management 396.52K $13.12M +1.2%
Largest transactions
Shares Bought/sold Change
Kennedy Capital Management 0 -135.8K EXIT
Mesirow Financial Investment Management - Equity Management 90.45K +90.45K NEW
Vanguard 1.26M +80.16K +6.8%
BLK Blackrock 1.93M +66.96K +3.6%
JPM JPMorgan Chase & Co. 75.33K +50.79K +207.0%
Royce & Associates 222.2K +50.46K +29.4%
First Trust Advisors 21.47K -39.92K -65.0%
Champlain Investment Partners 1.24M +39.25K +3.3%
Renaissance Technologies 223.5K -34.6K -13.4%
Tower Research Capital 3.12K -20.22K -86.6%

Financial report summary

?
Competition
Fintech
Management Discussion
  • Net income for the year ended December 31, 2020 totaled $62,210,000, or $2.34 per share, an increase of $2,988,000, or approximately 2% on a per share basis, from the year ended December 31, 2019 net income of $59,222,000, or $2.29 per share.
  • Net income for the year ended December 31, 2019 totaled $59,222,000, or $2.29 per share, an increase of $12,693,000, or approximately 15% on a per share basis, from the year ended December 31, 2018 net income of $46,529,000, or $1.99 per share.
  • Net interest income is the Company’s single largest source of earnings, and represents the difference between interest and fees realized on earning assets, less interest paid on deposits and borrowed funds. Several factors contribute to the determination of net interest income and net interest margin, including the volume and mix of earning assets, interest rates, and income taxes. Many factors affecting net interest income are subject to control by management policies and actions. Factors beyond the control of management include the general level of credit and deposit demand, Federal Reserve Board monetary policy, and changes in tax laws.
Content analysis
?
Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability
H.S. sophomore Avg
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