RNST Renasant

Renasant Corp. is a bank holding company, which engages in the provision of financial, fiduciary, and insurance services through its the Renasant Bank. It operates through the following segments: Community Banks, Insurance and Wealth Management. The Community Banks segment delivers banking and financial services to individuals and small to medium sized businesses including checking and savings accounts, business and personal loans, interim construction loans, specialty commercial lending, as well as safe deposit and night depository facilities. The Insurance segment includes full service insurance agency offering lines of commercial and personal insurance. The Wealth Management segment provides fiduciary services and administer qualified retirement plans, profit sharing and other employee benefit plans, personal trusts and estates. The company was founded in 1982 and is headquartered in Tupelo, MS.
Company profile
Ticker
RNST
Exchange
Website
CEO
C. Mitchell Waycaster
Employees
Incorporated
Location
Fiscal year end
Sector
Industry (SIC)
Former names
PEOPLES HOLDING CO
SEC CIK
Corporate docs
IRS number
640676974
RNST stock data
()
Investment data
Securities sold
Number of investors
Calendar
26 Feb 21
17 Apr 21
31 Dec 21
Financial summary
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Financial data from Renasant earnings reports.
Recent insider trades
Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
---|---|---|---|---|---|---|---|---|---|---|
31 Mar 21 | Shmerling Michael D | Phantom Stock Common Stock | Grant | Aquire A | No | No | 40.17 | 410.79 | 16.5K | 23,658.45 |
31 Mar 21 | Gray James W | Phantom Stock Common Stock | Grant | Aquire A | No | No | 44.72 | 559.03 | 25K | 5,919.59 |
31 Mar 21 | Deer Jill V | Phantom Stock Common Stock | Grant | Aquire A | No | No | 40.17 | 91.8 | 3.69K | 5,468.97 |
31 Mar 21 | Suggs Sean M. | Phantom Stock Common Stock | Grant | Aquire A | No | No | 40.17 | 354.77 | 14.25K | 2,893.62 |
31 Mar 21 | Mcgraw Edward Robinson | Phantom Stock Common Stock | Grant | Aquire A | No | No | 39.67 | 45.37 | 1.8K | 8,256.04 |
Institutional ownership Q4 2020
Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.
82.6% owned by funds/institutions
13F holders |
Current |
---|---|
Total holders | 167 |
Opened positions | 46 |
Closed positions | 21 |
Increased positions | 52 |
Reduced positions | 41 |
13F shares |
Current |
---|---|
Total value | 1.56B |
Total shares | 46.43M |
Total puts | 0 |
Total calls | 33.6K |
Total put/call ratio | – |
Largest owners |
Shares | Value |
---|---|---|
BLK Blackrock | 8.29M | $279.08M |
Vanguard | 5.69M | $191.58M |
Dimensional Fund Advisors | 3.8M | $127.98M |
Victory Capital Management | 3.29M | $110.68M |
STT State Street | 2.02M | $68.57M |
GS Goldman Sachs | 2.02M | $67.98M |
WFC Wells Fargo & Co. | 1.81M | $60.84M |
WHG Westwood | 1.14M | $38.23M |
Channing Capital Management | 1.08M | $36.5M |
Frontier Capital Management | 1.07M | $35.95M |
Financial report summary
?Management Discussion
- Net income for the year ended December 31, 2020 was $83,651 compared to net income of $167,596 for the year ended December 31, 2019. Basic earnings per share for the year ended December 31, 2020 was $1.49 as compared to $2.89 for the year ended December 31, 2019. Diluted earnings per share for the year ended December 31, 2020 was $1.48 as compared to $2.88 for the year ended December 31, 2019.
- Net interest income, the difference between interest earned on assets and the cost of interest-bearing liabilities, is the largest component of our net income, comprising 64.80% of total net revenue in 2020. Total net revenue consists of net interest income on a fully taxable equivalent basis and noninterest income. The primary concerns in managing net interest income are the volume, mix and repricing of assets and liabilities.
- Net interest income decreased 3.80% to $426,797 for 2020 compared to $443,657 in 2019. On a tax equivalent basis, net interest income decreased $16,304 to $433,682 in 2020 as compared to $449,986 in 2019. Net interest margin was 3.44% for 2020 as compared to 4.08% for 2019.
Content analysis
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H.S. sophomore Avg
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New words:
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Removed:
accomplish, accretable, acquiree, administer, Albany, approached, callable, cautioned, Chapman, collect, combining, considerable, costing, declared, deductible, deleveraging, developing, Differential, digital, diligent, disallowed, divest, earliest, eliminate, enterprise, evolve, examined, expired, expressly, extinguishment, finalizing, focal, foregone, geographically, HFHC, illustrated, impracticable, intermediate, issuing, Kevin, labor, limitation, Maryland, match, merged, modifying, objective, obtainable, opened, organically, OTTI, outbound, permanently, permitting, prepare, prepayable, protecting, RBC, reach, realizable, reflecting, replacing, revaluation, revalued, reviewing, run, segmentation, separated, settled, shortening, simplify, speak, subjectivity, surviving, tab, targeted, tasked, traditional, unchanged, undue, unrelated, unseasonal, upgrade, USA, venture, zoning
Financial reports
10-K
2020 FY
Annual report
26 Feb 21
10-Q
2020 Q3
Quarterly report
9 Nov 20
10-Q
2020 Q2
Quarterly report
5 Aug 20
10-Q
2020 Q1
Quarterly report
6 May 20
10-K
2019 FY
Annual report
26 Feb 20
10-Q
2019 Q3
Quarterly report
7 Nov 19
10-Q
2019 Q2
Quarterly report
7 Aug 19
10-Q
2019 Q1
Quarterly report
8 May 19
10-K
2018 FY
Annual report
27 Feb 19
10-Q
2018 Q3
Quarterly report
7 Nov 18
Current reports
8-K
Fourth Quarter 2020 Investor Presentation
10 Feb 21
8-K
Renasant Corporation Announces Earnings for the Fourth Quarter of 2020
26 Jan 21
8-K
Departure of Directors or Certain Officers
18 Dec 20
8-K
Third Quarter 2020 Investor Presentation
9 Nov 20
8-K
Renasant Corporation Announces Earnings for the Third Quarter of 2020
27 Oct 20
8-K
Q2 2020 Investor Presentation
10 Sep 20
8-K
Entry into a Material Definitive Agreement
3 Sep 20
8-K
Regulation FD Disclosure
26 Aug 20
8-K
Q2 2020 Investor Presentation
10 Aug 20
8-K
Departure of Directors or Certain Officers
31 Jul 20
Registration and prospectus
S-8
Registration of securities for employees
22 Jan 21
424B5
Prospectus supplement for primary offering
1 Sep 20
FWP
Free writing prospectus
31 Aug 20
FWP
Free writing prospectus
31 Aug 20
424B5
Prospectus supplement for primary offering
31 Aug 20
S-8
Registration of securities for employees
18 May 20
S-3ASR
Automatic shelf registration
16 Sep 18
424B3
Prospectus supplement
27 Jun 18
S-4/A
Registration of securities issued in business combination transactions (amended)
22 Jun 18
S-4
Registration of securities issued in business combination transactions
1 Jun 18
Proxies
DEFA14A
Additional proxy soliciting materials
18 Mar 21
DEF 14A
Definitive proxy
18 Mar 21
DEFA14A
Additional proxy soliciting materials
14 Apr 20
DEFA14A
Additional proxy soliciting materials
19 Mar 20
DEF 14A
Definitive proxy
19 Mar 20
DEFA14A
Additional proxy soliciting materials
14 Mar 19
DEF 14A
Definitive proxy
14 Mar 19
DEF 14A
Definitive proxy
14 Mar 18
DEFA14A
Additional proxy soliciting materials
14 Mar 18
DEF 14A
Definitive proxy
15 Mar 17
Other
EFFECT
Notice of effectiveness
27 Jun 18
UPLOAD
Letter from SEC
8 May 18
UPLOAD
Letter from SEC
7 May 18
CORRESP
Correspondence with SEC
3 May 18
EFFECT
Notice of effectiveness
27 Apr 17
CORRESP
Correspondence with SEC
26 Apr 17
UPLOAD
Letter from SEC
27 Mar 17
EFFECT
Notice of effectiveness
7 Feb 16
CORRESP
Correspondence with SEC
4 Feb 16
CORRESP
Correspondence with SEC
28 Jan 16
Ownership
4
RENASANT / Tracey Morant Adams ownership change
1 Apr 21
4
RENASANT / Fred F Sharpe ownership change
1 Apr 21
4
RENASANT / Curtis J Perry ownership change
1 Apr 21
4
RENASANT / EDWARD ROBINSON MCGRAW ownership change
1 Apr 21
4
RENASANT / Sean M. Suggs ownership change
1 Apr 21
4
RENASANT / Jill V Deer ownership change
1 Apr 21
4
RENASANT / JAMES W GRAY ownership change
1 Apr 21
4
RENASANT / MICHAEL D SHMERLING ownership change
1 Apr 21
4
RENASANT / R RICK HART ownership change
22 Mar 21
4
RENASANT / Mary John Witt ownership change
12 Mar 21
Transcripts
2020 Q4
Earnings call transcript
27 Jan 21
2020 Q3
Earnings call transcript
28 Oct 20
2020 Q2
Earnings call transcript
28 Jul 20
2020 Q1
Earnings call transcript
29 Apr 20
2019 Q4
Earnings call transcript
22 Jan 20
2019 Q3
Earnings call transcript
22 Oct 19
2019 Q2
Earnings call transcript
23 Jul 19
2019 Q1
Earnings call transcript
24 Apr 19
2018 Q4
Earnings call transcript
23 Jan 19
2018 Q3
Earnings call transcript
23 Oct 18
Reddit threads
Daily Discussion Thread - March 16th, 2021
16 Mar 21
Daily Discussion Thread - March 15th, 2021
15 Mar 21
Daily Discussion Thread - January 25th, 2021
25 Jan 21
Daily Discussion Thread - January 18th, 2021
18 Jan 21
Daily Discussion Thread - December 17th, 2020
17 Dec 20
Daily Discussion Thread - December 16th, 2020
16 Dec 20
Daily Discussion Thread - December 15th, 2020
15 Dec 20
Daily Discussion Thread - December 14th, 2020
14 Dec 20