Company profile

Ticker
ACNB
Exchange
Website
CEO
James P. Helt
Employees
Incorporated in
Location
Fiscal year end
Industry (SEC)
SEC CIK
IRS number
232233457

ACNB stock data

(
)

Calendar

1 May 20
12 Jul 20
31 Dec 20

News

Company financial data Financial data

Quarter (USD) Mar 20 Dec 19 Sep 19 Jun 19
Revenue 20.91M 17.52M 17.7M 17.46M
Net income -1.22M 5.08M 6.31M 6.47M
Net profit margin -5.85% 29.00% 35.66% 37.04%
Net change in cash 14.81M -3.36M 41.11M 15.25M
Cash on hand 129.17M 114.36M 117.72M 76.61M
Annual (USD) Dec 19 Dec 18 Dec 17 Dec 16
Revenue 69.56M 64.49M 51.79M 40.5M
Net income 23.72M 21.75M 9.79M 10.87M
Net profit margin 34.10% 33.72% 18.90% 26.84%
Net change in cash 73.45M 6.46M 15.51M 174K
Cash on hand 114.36M 40.91M 34.44M 18.93M

Financial data from ACNB earnings reports

Date Owner Security Transaction Code 10b5-1 $Price #Shares $Value #Remaining
15 Jun 20 Chaney Kimberly S ACNB Corporation Common Grant Aquire A No 25.305 113.614 2.87K 6,177.366
15 Jun 20 Elsner Frank Iii ACNB Corporation Common Grant Aquire A No 25.305 500 12.65K 21,112.046
15 Jun 20 Elsner Frank Iii ACNB Corporation Common Grant Aquire A No 25.305 113.614 2.87K 20,612.046
15 Jun 20 Elsner Frank Iii ACNB Corporation Common Buy Aquire P No 25.305 9.88 250 20,467.282
15 Jun 20 Herring Todd L ACNB Corporation Common Grant Aquire A No 25.305 500 12.65K 4,275.221
15 Jun 20 Herring Todd L ACNB Corporation Common Grant Aquire A No 25.305 227.228 5.75K 3,775.221
15 Jun 20 Kelley Scott L ACNB Corporation Common Grant Aquire A No 25.305 500 12.65K 17,096.173
15 Jun 20 Kelley Scott L ACNB Corporation Common Grant Aquire A No 25.305 113.614 2.87K 16,596.173
15 Jun 20 Lott James J ACNB Corporation Common Grant Aquire A No 25.305 500 12.65K 13,165.78
15 Jun 20 Lott James J ACNB Corporation Common Grant Aquire A No 25.305 113.614 2.87K 12,665.78
23.3% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 61 66 -7.6%
Opened positions 6 9 -33.3%
Closed positions 11 5 +120.0%
Increased positions 21 21
Reduced positions 19 13 +46.2%
13F shares
Current Prev Q Change
Total value 583.66M 133.74M +336.4%
Total shares 2.02M 1.87M +8.4%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners
Shares Value Change
BLK BlackRock 458.78K $13.76M +19.0%
Vanguard 372.63K $11.18M +21.6%
FMR 153.59K $4.61M +11.8%
STT State Street 126.99K $3.81M +6.8%
Geode Capital Management 118.09K $3.54M +42.8%
Dimensional Fund Advisors 116.93K $3.51M +6.3%
Renaissance Technologies 90.91K $2.73M -11.7%
NTRS Northern Trust 90.01K $2.7M +16.2%
BK Bank Of New York Mellon 42.66K $1.28M +4.5%
SF Stifel Financial 28.03K $841K 0.0%
Largest transactions
Shares Bought/sold Change
BLK BlackRock 458.78K +73.11K +19.0%
Vanguard 372.63K +66.25K +21.6%
Geode Capital Management 118.09K +35.38K +42.8%
Bowling Portfolio Management 0 -23.31K EXIT
Millennium Management 17.89K +17.89K NEW
FMR 153.59K +16.25K +11.8%
Assenagon Asset Management 0 -14.78K EXIT
Cetera Advisor Networks 9.6K -13.18K -57.9%
NTRS Northern Trust 90.01K +12.52K +16.2%
Renaissance Technologies 90.91K -12K -11.7%

Financial report summary

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Management Discussion
  • Net loss for the three months ended March 31, 2020, was $1,223,000, compared to net income of $5,864,000 for the same quarter in 2019, a decrease of $7,087,000 or 120.9%. Basic earnings per share for the three month period was $(0.14) in 2020 and $0.83 in 2019, or a 116.9% decrease. The net loss for the first quarter of 2020 was primarily a result of merger related expenses and higher provision expense. Net interest income for the quarter ended March 31, 2020 increased $2,790,000, or 19.0%, as increases in total interest income were greater than increases in total interest expense. Provision for loan losses was $4,000,000 for the quarter ended March 31, 2020, compared to $150,000 for the same quarter in 2019, based on the adequacy analysis of the allowance for loan losses calculation at the end of each period, resulting in an allowance to total loans of 0.99% at March 31, 2020. Other income increased $226,000, or 5.7%, due in part to increases in bank fee income and insurance agency revenue. Other expenses increased $8,196,000, or 72.8%, due in part to merger and conversion expenses for the acquisition of Frederick County Bancorp, Inc. (FCBI), increases in salaries and benefits and other expenses for a larger organization. During the first quarter of 2020 were $5,965,000 in merger/system conversion related expenses for the acquisition of FCBI that was effective on January 11, 2020.
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