penns woods bancorp, inc., is the bank holding company for jersey shore state bank (jssb) and luzerne bank (luz). it was incorporated in pennsylvania on january 7, 1983, with jssb as a wholly owned subsidiary and later acquired luzerne bank on june 1, 2013. in october 2000, jssb acquired the m group, inc. d/b/a the comprehensive financial group. the m. group operates as a subsidiary of jssb, offering insurance and securities brokerage services. penns woods bancorp, inc. is listed on the nasdaq national market under the symbol pwod. at penn's woods bancorp, inc., we value leadership, the kind of insightful, strategic leadership necessary to ensure the ongoing success and integrity of the regional financial institutions we oversee. we take pride in the expertise, dedication to excellence, and commitment to community of our leadership team as well as the leadership serving at each of our member banks. as the bank holding company for jersey shore state bank (jssb) and luzerne bank (luz), p
Company profile
Ticker
PWOD
Exchange
Website
CEO
Richard A. Grafmyre
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
SEC CIK
Corporate docs
Subsidiaries
Woods Real Estate Development Company, Inc. • Woods Investment Company, Inc. • United Insurance Solutions, LLC ...
IRS number
232226454
PWOD stock data
Latest filings (excl ownership)
DEF 14A
Definitive proxy
26 Mar 24
10-K
2023 FY
Annual report
13 Mar 24
8-K
1 Creating Success by Delivering Solutions Penns Woods Bancorp, Inc. February 2024
28 Feb 24
8-K
Penns Woods Bancorp, Inc. Reports Fourth Quarter and Year Ended 2023 Earnings
29 Jan 24
8-K
Departure of Directors or Certain Officers
15 Dec 23
8-K
1 Creating Success by Delivering Solutions Penns Woods Bancorp, Inc. November 2023
30 Nov 23
10-Q
2023 Q3
Quarterly report
14 Nov 23
8-K
Penns Woods Bancorp, Inc. Reports Third Quarter 2023 Earnings
25 Oct 23
8-K
Entry into a Material Definitive Agreement
13 Sep 23
424B5
Prospectus supplement for primary offering
13 Sep 23
Latest ownership filings
Financial summary
Quarter (USD) | Sep 23 | Jun 23 | Mar 23 | Dec 22 | |
---|---|---|---|---|---|
Revenue | |||||
Cost of revenue | |||||
Operating income | |||||
Operating margin | |||||
Net income | |||||
Net profit margin | |||||
Cash on hand | |||||
Change in cash | |||||
Diluted EPS |
Annual (USD) | Dec 22 | Dec 21 | Dec 20 | Dec 19 | |
---|---|---|---|---|---|
Revenue | |||||
Cost of revenue | |||||
Operating income | |||||
Operating margin | |||||
Net income | |||||
Net profit margin | |||||
Cash on hand | |||||
Change in cash | |||||
Diluted EPS |
Cash burn rate (est.) | Burn method: Change in cash | Burn method: Operating income | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
---|---|---|---|---|---|---|
Cash on hand (at last report) | 35.59 mm | 35.59 mm | 35.59 mm | 35.59 mm | 35.59 mm | 35.59 mm |
Cash burn (monthly) | 3.09 mm | 106.00 k | (no burn) | (no burn) | 269.33 k | (no burn) |
Cash used (since last report) | 20.62 mm | 707.20 k | n/a | n/a | 1.80 mm | n/a |
Cash remaining | 14.97 mm | 34.88 mm | n/a | n/a | 33.79 mm | n/a |
Runway (months of cash) | 4.8 | 329.1 | n/a | n/a | 125.5 | n/a |
Institutional ownership, Q2 2023
23.8% owned by funds/institutions
13F holders | Current |
---|---|
Total holders | 44 |
Opened positions | 17 |
Closed positions | 4 |
Increased positions | 17 |
Reduced positions | 6 |
13F shares | Current |
---|---|
Total value | 40.15 bn |
Total shares | 1.79 mm |
Total puts | 0.00 |
Total calls | 0.00 |
Total put/call ratio | – |
Largest owners | Shares | Value |
---|---|---|
Vanguard | 322.29 k | $8.07 bn |
BLK Blackrock | 315.02 k | $7.89 bn |
Dimensional Fund Advisors | 294.00 k | $7.36 bn |
Geode Capital Management | 130.63 k | $3.27 bn |
Renaissance Technologies | 107.22 k | $2.68 mm |
Hudock | 86.65 k | $2.17 bn |
STT State Street | 80.03 k | $2.00 bn |
Bridgeway Capital Management | 68.77 k | $1.72 bn |
NTRS Northern Trust | 60.99 k | $1.53 bn |
Cetera Advisor Networks | 49.32 k | $1.23 bn |
Recent insider trades
Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
---|---|---|---|---|---|---|---|---|---|---|
31 Jan 24 | John G Nackley Sr | Penns Woods Bancorp, Inc. common stock | Grant | Acquire A | No | No | 21.56 | 324 | 6.99 k | 15,278 |
31 Jan 24 | Miller Robert Q. | Penns Woods Bancorp, Inc. common stock | Grant | Acquire A | No | No | 21.56 | 335 | 7.22 k | 7,111 |
31 Jan 24 | Kephart Cameron | Penns Woods Bancorp, Inc. common stock | Grant | Acquire A | No | No | 21.56 | 335 | 7.22 k | 7,794 |
31 Jan 24 | Leroy H Keiler III | Penns Woods Bancorp, Inc. common stock | Grant | Acquire A | No | No | 21.56 | 335 | 7.22 k | 6,622 |
31 Jan 24 | Hawbaker D Michael | Penns Woods Bancorp, Inc. common stock | Grant | Acquire A | No | No | 21.56 | 335 | 7.22 k | 11,432 |