AROW Arrow Financial Dashboard

Arrow Financial Corp. operates as a holding company, which through its subsidiaries, engages in the provision of banking and insurance services. It offers online and mobile banking, wealth management, money market and deposit accounts, mortgage, consumer and commercial loans, trust administration, retirement plan administration, advice to its proprietary mutual funds, and insurance products. The company was founded on March 21, 1983 and is headquartered in Glens Falls, NY.

Company profile

Ticker

AROW

Exchange

NASDAQ

Website

www.arrowfinancial.com/

CEO

Thomas Murphy

Incorporated

New York

Location

New York

Fiscal year end

Dec 31

Sector

Finance and Insurance > Commercial Banking

Industry (SIC)

National Commercial Banks

Citigroup • JPMorgan Chase & Co. • U.S. Bancorp. • PNC Financial Services • Shinhan Financial • Capital One Financial • Bank Of America • HSBC USA • Regions Financial • Keycorp ...

Former names

ARROW BANK CORP

SEC CIK

0000717538

Corporate docs

Articles of Incorporation & Bylaws

IRS number

222448962

AROW stock data

S&P 500

1M 1Y 2Y 5Y

News

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Stocks That Hit 52-Week Highs On Friday

12 Mar 21

Before 10 a.m. ET on Friday, 571 companies hit new 52-week highs.

Stocks That Hit 52-Week Highs On Thursday

11 Mar 21

On Thursday morning, 420 companies hit new 52-week highs.

Stocks That Hit 52-Week Highs On Monday

8 Mar 21

Before 10 a.m. ET on Monday, 492 companies set new 52-week highs.

Stocks That Hit 52-Week Highs On Friday

5 Mar 21

Ex-Dividend Date Insight: Arrow Financial

26 Feb 21

Press releases

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Arrow Declares March Cash Dividend and Approves Stock Repurchase Program

28 Jan 21

GLENS FALLS, N.Y., Jan. 28, 2021 /PRNewswire/ -- The Board of Directors of Arrow Financial Corporation (NasdaqGS® - AROW) on January 27, 2021, declared a quarterly cash dividend of $0.26 per share payable March 15,

Arrow Reports Annual Net Income of $40.8 million and Continued COVID-19 Response

28 Jan 21

GLENS FALLS, N.Y., Jan. 28, 2021 /PRNewswire/ -- Arrow Financial Corporation (NasdaqGS® – AROW) announced operating results for the three- and 12-month periods ended December 31, 2020. For the fourth quarter of

Investment data

Data from SEC filings

Securities sold

Number of investors

Top 50 of 272 long holdings End of quarter 31 Dec 20	Value	#Shares	Prev Q	Change %, QoQ
Ishares Barclays 1-3 Year TR E	$41.72M	326.76K	334.36K	-2.3
AROW Arrow Financial Corporation	$41.26M	1.38M	1.39M	-0.7
Vanguard Short Term Corp Bond	$31.52M	378.63K	350.48K	+8.0
AAPL Apple Inc	$23.32M	175.76K	190.89K	-7.9
MSFT Microsoft Corp	$20.02M	90.02K	93.27K	-3.5
AMZN Amazon.com Inc	$17.27M	5.3K	5.58K	-4.9
GOOG Alphabet Inc CL a	$16.1M	9.19K	9.79K	-6.1
V Visa Inc CL a	$13.07M	59.77K	60.04K	-0.4
STT Comm. Serv. Select Sector SPDR	$11.56M	152.17K	152.13K	0
NFLX Netflix Inc	$9.81M	18.15K	18.44K	-1.6
SPY SPDR S&P 500 Etf Trust	$9.65M	25.82K	25.87K	-0.2
IBB Ishares 1-5Y Inv Grade Corp Et	$8.65M	143.58K	142.73K	+0.6
JPM JP Morgan Chase & Co	$8.39M	66.06K	67.63K	-2.3
JNJ Johnson & Johnson	$8.18M	52K	52.62K	-1.2
PYPL Paypal Holdings Inc	$8.04M	34.32K	35.9K	-4.4
MSCI Adobe Inc	$7.97M	15.93K	16.02K	-0.5
HD Home Depot Inc	$7.27M	27.35K	27.08K	+1.0
PG Procter & Gamble Co	$6.6M	47.42K	47.37K	+0.1
ICE Intercontinental Exchange Grou	$6.16M	53.4K	55.31K	-3.5
DIS Disney Walt Co New	$6.13M	33.81K	34.29K	-1.4
BLK Blackrock Inc CL a	$6.12M	8.48K	8.9K	-4.7
CRM Salesforce.com	$6.1M	27.4K	27.59K	-0.7
SYK Stryker Corporation	$5.96M	24.31K	24.75K	-1.8
UNH Unitedhealth Group Inc	$5.84M	16.66K	16.33K	+2.0
TMO Thermo Fisher Scientific Inc	$5.84M	12.54K	13.45K	-6.8
PEP Pepsico Inc	$5.52M	37.19K	37.73K	-1.4
BRK.A Berkshire Hathaway Inc-cl B	$5.4M	23.27K	24.07K	-3.3
HON Honeywell International Inc	$5.33M	25.08K	25.08K	-0.0
BAC Bank of America Corp	$5.01M	165.26K	167.33K	-1.2
MRK Merck & Co Inc	$4.79M	58.57K	58.76K	-0.3
AMGN Amgen Inc	$4.78M	20.81K	22.03K	-5.5
PFE Pfizer Inc	$4.73M	128.59K	129.02K	-0.3
FB Facebook Inc-a	$4.62M	16.9K	19.38K	-12.8
WMT Walmart Inc	$4.6M	31.88K	31.77K	+0.3
ORCL Oracle Corporation	$4.24M	65.6K	64.98K	+0.9
COST Costco Wholesale Corp	$4.13M	10.97K	10.96K	+0.1
INTC Intel Corp	$3.78M	75.78K	71.01K	+6.7
IBB Ishares Ibonds Dec 2021 Term C	$3.73M	143.7K	117.47K	+22.3
MAS Masco Corp	$3.69M	67.17K	68.04K	-1.3
CSCO Cisco Systems Inc	$3.64M	81.39K	71.69K	+13.5
UNP Union Pac Corp	$3.51M	16.86K	16.22K	+4.0
MS Morgan Stanley	$3.47M	50.59K	52.28K	-3.2
TJX TJX Cos Inc	$3.36M	49.19K	48.95K	+0.5
QCOM Qualcomm Inc	$3.3M	21.66K	23.3K	-7.0
VZ Verizon Communications	$3.21M	54.63K	54.62K	0
ABT Abbott Labs	$3M	27.4K	25.56K	+7.2
NKE Nike Inc-class B	$2.96M	20.89K	21.18K	-1.4
SBUX Starbucks Corp	$2.86M	26.74K	27.47K	-2.7
BMY Bristol Myers Squibb Co	$2.66M	42.87K	43.25K	-0.9
DPZ Dominos Pizza Inc	$2.53M	6.6K	7K	-5.7

Arrow Financial holdings history Holdings history

Holdings list only includes long positions. Only includes long positions.

Calendar

10 Mar 21

17 Apr 21

31 Dec 21

Financial summary

Financial statements Chart AROW financial data

Quarter (USD)	Dec 20	Sep 20	Jun 20	Mar 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Annual (USD)	Dec 20	Dec 19	Dec 18	Dec 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Cash burn rate (estimated)	Burn method: Change in cash		Burn method: Operating income/loss		Burn method: FCF (opex + capex)
	Last Q	Avg 4Q	Last Q	Avg 4Q	Last Q	Avg 4Q
Cash on hand (at last report)	380.99M	380.99M	380.99M	380.99M	380.99M	380.99M
Cash burn (monthly)	23.23M	(positive/no burn)	8.44M	8.52M	(positive/no burn)	(positive/no burn)
Cash used (since last report)	82.88M	n/a	30.13M	30.4M	n/a	n/a
Cash remaining	298.11M	n/a	350.86M	350.59M	n/a	n/a
Runway (months of cash)	12.8	n/a	41.6	41.2	n/a	n/a

Beta Read what these cash burn values mean

Recent insider trades

AROW insider ownership history Insider history

Date	Owner	Security	Transaction	Code	Indirect	10b5-1	$Price	#Shares	$Value	#Remaining
14 Apr 21	Miller Elizabeth	Common Stock	Other	Aquire J	No	No	33.93	203	6.89K	21,770
14 Apr 21	Owens William L	Common Stock	Other	Aquire J	No	No	33.93	199	6.75K	10,081
14 Apr 21	Reisman Richard J DMD	Common Stock	Other	Aquire J	No	No	33.93	61	2.07K	18,644
14 Apr 21	Behan Mark	Common Stock	Other	Aquire J	No	No	33.93	199	6.75K	3,826
14 Apr 21	Dake Gary C	Common Stock	Other	Aquire J	No	No	33.93	210	7.13K	35,518

Data from 3, 4 and 5 filings. Stock values as filed, not updated for current price.

Institutional ownership Q4 2020

AROW institutional ownership history Ownership history

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

13F holders	Current	Prev Q	Change
Total holders	0	0
Opened positions	0	0
Closed positions	0	0
Increased positions	0	0
Reduced positions	0	0

13F shares	Current	Prev Q	Change
Total value	0	0
Total shares	0	0
Total puts	0	0
Total calls	0	0
Total put/call ratio	–	–	–

Largest owners	Shares	Value	Change

Largest transactions	Shares	Bought/sold	Change

Data from 13F filings. Stock values as filed, not updated for current price. Long positions only.

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. sophomore Bad

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Removed: approximate, attainment, borrow, bought, cautiously, chartered, criminal, deduct, deduction, deliver, depletion, encounter, excluded, expertise, favorably, FICO, fifteen, fulfill, fulfillment, graduated, improperly, indexed, lag, leading, limitation, live, makeup, matching, move, narrow, occasion, outcome, penalty, predicated, predicted, premature, proceed, profitable, ready, redeem, reflective, retroactive, retroactively, retrospective, score, secure, slight, slowdown, suffered, taxpayer, Technically, threatened, tight, trailing, weighting, withdrawal, worsen, yielding

From filing 10-K 2020 FY