AROW Arrow Financial

Arrow Financial Corp. operates as a holding company, which through its subsidiaries, engages in the provision of banking and insurance services. It offers online and mobile banking, wealth management, money market and deposit accounts, mortgage, consumer and commercial loans, trust administration, retirement plan administration, advice to its proprietary mutual funds, and insurance products. The company was founded on March 21, 1983 and is headquartered in Glens Falls, NY.

Company profile

Thomas Murphy
Fiscal year end
Industry (SIC)
Former names
IRS number

AROW stock data


Investment data

Data from SEC filings
Securities sold
Number of investors
Top 50 of 272 long holdings
End of quarter 31 Dec 20
Prev Q
%, QoQ
$41.72M 326.76K 334.36K -2.3
$41.26M 1.38M 1.39M -0.7
$31.52M 378.63K 350.48K +8.0
$23.32M 175.76K 190.89K -7.9
$20.02M 90.02K 93.27K -3.5
$17.27M 5.3K 5.58K -4.9
$16.1M 9.19K 9.79K -6.1
$13.07M 59.77K 60.04K -0.4
$11.56M 152.17K 152.13K 0
$9.81M 18.15K 18.44K -1.6
$9.65M 25.82K 25.87K -0.2
$8.65M 143.58K 142.73K +0.6
$8.39M 66.06K 67.63K -2.3
$8.18M 52K 52.62K -1.2
$8.04M 34.32K 35.9K -4.4
$7.97M 15.93K 16.02K -0.5
$7.27M 27.35K 27.08K +1.0
$6.6M 47.42K 47.37K +0.1
$6.16M 53.4K 55.31K -3.5
$6.13M 33.81K 34.29K -1.4
$6.12M 8.48K 8.9K -4.7
$6.1M 27.4K 27.59K -0.7
$5.96M 24.31K 24.75K -1.8
$5.84M 16.66K 16.33K +2.0
$5.84M 12.54K 13.45K -6.8
$5.52M 37.19K 37.73K -1.4
$5.4M 23.27K 24.07K -3.3
$5.33M 25.08K 25.08K -0.0
$5.01M 165.26K 167.33K -1.2
$4.79M 58.57K 58.76K -0.3
$4.78M 20.81K 22.03K -5.5
$4.73M 128.59K 129.02K -0.3
$4.62M 16.9K 19.38K -12.8
$4.6M 31.88K 31.77K +0.3
$4.24M 65.6K 64.98K +0.9
$4.13M 10.97K 10.96K +0.1
$3.78M 75.78K 71.01K +6.7
$3.73M 143.7K 117.47K +22.3
$3.69M 67.17K 68.04K -1.3
$3.64M 81.39K 71.69K +13.5
$3.51M 16.86K 16.22K +4.0
$3.47M 50.59K 52.28K -3.2
$3.36M 49.19K 48.95K +0.5
$3.3M 21.66K 23.3K -7.0
$3.21M 54.63K 54.62K 0
$3M 27.4K 25.56K +7.2
$2.96M 20.89K 21.18K -1.4
$2.86M 26.74K 27.47K -2.7
$2.66M 42.87K 43.25K -0.9
$2.53M 6.6K 7K -5.7
Holdings list only includes long positions. Only includes long positions.


10 Mar 21
17 Apr 21
31 Dec 21
Quarter (USD)
Dec 20 Sep 20 Jun 20 Mar 20
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD)
Dec 20 Dec 19 Dec 18 Dec 17
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Cash burn rate (estimated) Burn method: Change in cash Burn method: Operating income/loss Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 380.99M 380.99M 380.99M 380.99M 380.99M 380.99M
Cash burn (monthly) 23.23M (positive/no burn) 8.44M 8.52M (positive/no burn) (positive/no burn)
Cash used (since last report) 82.88M n/a 30.13M 30.4M n/a n/a
Cash remaining 298.11M n/a 350.86M 350.59M n/a n/a
Runway (months of cash) 12.8 n/a 41.6 41.2 n/a n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
14 Apr 21 Miller Elizabeth Common Stock Other Aquire J No No 33.93 203 6.89K 21,770
14 Apr 21 Owens William L Common Stock Other Aquire J No No 33.93 199 6.75K 10,081
14 Apr 21 Reisman Richard J DMD Common Stock Other Aquire J No No 33.93 61 2.07K 18,644
14 Apr 21 Behan Mark Common Stock Other Aquire J No No 33.93 199 6.75K 3,826
14 Apr 21 Dake Gary C Common Stock Other Aquire J No No 33.93 210 7.13K 35,518

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

13F holders
Current Prev Q Change
Total holders 0 0
Opened positions 0 0
Closed positions 0 0
Increased positions 0 0
Reduced positions 0 0
13F shares
Current Prev Q Change
Total value 0 0
Total shares 0 0
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners
Shares Value Change
Largest transactions
Shares Bought/sold Change
Content analysis
H.S. sophomore Bad
New words: accelerate, advertising, agree, amplified, Annex, appeal, Bancorporation, Behan, CAA, Casaccio, cease, Chairman, Clarke, CLBR, closure, Colin, complained, complaint, contact, curtailed, cut, Daphne, defended, deployed, disgorgement, distancing, District, Document, downtown, dropped, duly, effort, Elizabeth, empowering, encompassed, enjoinment, flexibility, focused, forgiven, formation, fostering, frequent, grace, gradually, Greenwich, hardship, harm, heavily, HHSB, Hoy, IBA, ICE, Indenture, Instance, Interagency, Intercept, interfere, intervention, knowledge, Kruczlnicki, Latham, lawsuit, length, Linkbase, lookback, Mark, merged, Michael, midst, Miller, minimal, minimize, minimized, nearby, nonessential, Northern, Obstruct, omitted, opt, opted, outbreak, outpaced, outweighed, overtime, pandemic, paused, Paycheck, payroll, postpone, PPP, prioritized, promote, pronouncement, properly, purported, pushed, Raymond, rehabilitation, Reisman, remote, resolved, Richard, round, sanitizing, SBA, Schema, sharply, shelter, shuttered, social, South, stay, stop, SunTrust, suspend, synthetically, talent, Task, Taxonomy, TDR, team, thereon, thereto, thereunto, therewith, tighter, travel, treble, trillion, trustee, undersigned, unearned, unemployment, unknown, vast, venue, vigorously, wake, William, Wilmington, wrongdoing, XBRL
Removed: approximate, attainment, borrow, bought, cautiously, chartered, criminal, deduct, deduction, deliver, depletion, encounter, excluded, expertise, favorably, FICO, fifteen, fulfill, fulfillment, graduated, improperly, indexed, lag, leading, limitation, live, makeup, matching, move, narrow, occasion, outcome, penalty, predicated, predicted, premature, proceed, profitable, ready, redeem, reflective, retroactive, retroactively, retrospective, score, secure, slight, slowdown, suffered, taxpayer, Technically, threatened, tight, trailing, weighting, withdrawal, worsen, yielding