Company profile

Incorporated in
Fiscal year end
Industry (SEC)
IRS number


4 May 20
3 Jul 20
31 Dec 20


Company financial data Financial data

Quarter (USD) Mar 20 Dec 19 Sep 19 Jun 19
Net income 7.08M 11.61M 11.28M 11.22M
Diluted EPS
Net change in cash 26.33M -73.17M 65.21M 49.45M
Cash on hand 268.29M 241.97M 315.13M 249.92M
Annual (USD) Dec 19 Dec 18 Dec 17 Dec 16
Net income 45.32M 36.77M 28.06M 31.56M
Net change in cash 198.66M -111.05M 116.16M 2.77M
Cash on hand 241.97M 43.31M 154.35M 38.2M

Financial data from company earnings reports

Date Owner Security Transaction Code $Price #Shares $Value #Remaining
6 Apr 20 Steven R Ropp Common Stock Buy Aquire P 58.5 38.462 2.25K 15,449.867
22 Jan 20 Thomas R Wiele Common Stock Grant Aquire A 65 153.846 10K 1,523.348
22 Jan 20 Thomas R Wiele Common Stock Buy Aquire P 65 153.846 10K 661.099
22 Jan 20 James C Schmitt Common Stock Buy Aquire P 65 153.846 10K 154.848
21 Jan 20 James C Schmitt Common Stock Buy Aquire P 0 1.001 0 1.001
21 Jan 20 John W Phelan Common Stock Grant Aquire A 65 211 13.72K 4,210
21 Jan 20 John W Phelan Common Stock Grant Aquire A 65 217 14.11K 5,024
21 Jan 20 John W Phelan Common Stock Buy Aquire P 65 205 13.33K 3,808
0.2% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 1 1
Opened positions 0 0 NaN%
Closed positions 0 0 NaN%
Increased positions 0 0 NaN%
Reduced positions 1 0 +Infinity%
13F shares
Current Prev Q Change
Total value 1.01M 1.11M -9.5%
Total shares 15.34K 17.11K -10.4%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners
Shares Value Change
Iowa State Bank 15.34K $1.01M -10.4%
Largest transactions
Shares Bought/sold Change
Iowa State Bank 15.34K -1.77K -10.4%

Financial report summary

  • We may be adversely affected by economic conditions in the local economies in which we conduct our operations, and in the United States in general.
  • Changes in U.S. trade policies, such as the implementation of tariffs, and other factors beyond the Company’s control may adversely impact our business, financial condition and results of operations.
  • We may be adversely impacted by recent legislation and potential additional legislation and rulemaking.
  • Our profitability and liquidity may be adversely affected by deterioration in the credit quality of, or defaults by, third parties who owe us money or other assets.
  • Changing interest rates may adversely affect our profits.
  • We experience intense competition for loans and deposits.
  • If we do not continue to meet or exceed regulatory capital requirements and maintain our “well-capitalized” status, there could be an adverse effect on the manner in which we do business and on the confidence of our customers in us.
  • Our growth may require us to raise additional capital in the future, but that capital may not be available.
  • Our allowance for loan losses may not be adequate to cover actual losses.
  • Our loan portfolio has a large concentration of real estate loans, which involve risks specific to real estate value.
  • Commercial loans make up a significant portion of our loan portfolio.
  • There may be issues with environmental law compliance if we take possession of real property that secures a loan.
  • Our agricultural loans may involve a greater degree of risk than other loans, and the ability of the borrower to repay may be affected by many factors outside of the borrower’s control.
  • We may be required to repurchase mortgage loans or reimburse investors and others as a result of breaches in contractual representations and warranties.
  • We depend on the accuracy and completeness of information about customers and counterparties.
  • Growth levels in local and national real estate markets may impact our operations and/or financial condition.
  • If we are unable to continuously attract deposits and other short-term funding, our financial condition and our business prospects could be adversely affected.
  • Conditions in the financial markets may limit our access to funding to meet our liquidity needs.
  • Reduction in the value, or impairment of our investment securities, may impact our earnings and stockholders' equity.
  • Our growth strategy relies heavily on our management team, and the unexpected loss of key managers and/or officers may adversely affect our operations.
  • We are subject to risks associated with technological changes and the resources needed to implement the changes.
  • We rely heavily on our network security and any system failure or data breach could subject us to increased costs as well as reputational risk.
  • Loss of key third-party vendor relationships or failure of a vendor to protect information of our customers or employees could adversely affect our business or result in losses.
  • The potential for business interruption exists throughout our organization.
  • Our risk management framework may not be effective in mitigating risk and loss.
  • Our internal controls may be ineffective.
  • We are subject to a variety of litigation or other proceedings, which could adversely affect our business.
  • New products and services are essential to remain competitive but may subject us to additional risks.
  • Our customers may decide to use non-bank competitors for financial transactions, which could result in loss of business.
  • We are subject to risks associated with negative publicity.
  • We may be adversely affected by changes in U.S. tax laws and regulations.
  • Our stock is thinly traded.
  • The stock market can be volatile, and fluctuations in our operating results and other factors could cause our stock price to decline.
  • There can be no assurances concerning continuing dividend payments.
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