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FKYS First Keystone

First Keystone Corporation (the “Corporation”) is a Pennsylvania business corporation, and a bank holding company, registered with and supervised by the Board of Governors of the Federal Reserve System. The Corporation was incorporated on July 6, 1983, and commenced operations on July 2, 1984, upon consummation of the acquisition of all of the outstanding stock of First National Bank of Berwick (the predecessor to First Keystone Community Bank). The Corporation has one wholly-owned subsidiary, First Keystone Community Bank (the “Bank”), which has a commercial banking operation and trust department as its major lines of business. Since commencing operations, the Corporation’s business has consisted primarily of managing and supervising the Bank, and its principal source of income has been dividends paid by the Bank. Greater than 97% of the Corporation’s revenue and profit came from the commercial bank subsidiary for the years ended December 31, 2019 and 2018, and was the only reportable segment. At December 31, 2019, the Corporation had total consolidated assets, deposits and stockholders’ equity of approximately $1 billion, $762 million and $129 million, respectively.

Company profile

Ticker
FKYS
Exchange
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
SEC CIK
IRS number
232249083

Investment data

Data from SEC filings
Securities sold
Number of investors

Calendar

7 May 21
28 Jul 21
31 Dec 21
Quarter (USD)
Mar 21 Dec 20 Sep 20 Jun 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD)
Dec 20 Dec 19 Dec 18 Dec 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Cash burn rate (estimated) Burn method: Change in cash Burn method: Operating income/loss Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 36.89M 36.89M 36.89M 36.89M 36.89M 36.89M
Cash burn (monthly) (positive/no burn) (positive/no burn) (positive/no burn) (positive/no burn) (positive/no burn) 90.75K
Cash used (since last report) n/a n/a n/a n/a n/a 354.86K
Cash remaining n/a n/a n/a n/a n/a 36.54M
Runway (months of cash) n/a n/a n/a n/a n/a 402.6

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
27 May 21 Michael L Jezewski First Keystone Corporation common stock Buy Aquire P No No 23.99 300 7.2K 30,184.325
21 May 21 Michael L Jezewski First Keystone Corporation common stock Buy Aquire P No No 24.94 77 1.92K 29,884.325
10 May 21 Michael L Jezewski First Keystone Corporation Common Stock Buy Aquire P No No 25 300 7.5K 29,807.325
4 Feb 21 Michael L Jezewski First Keystone Corporation Common Stock Buy Aquire P No No 20.6 191 3.93K 29,169.963
30 Dec 20 William Elmer Rinehart First Keystone Corporation Common Stock Gift Aquire G Yes No 0 133,793.066 0 133,793.066
30 Dec 20 William Elmer Rinehart First Keystone Corporation Common Stock Gift Dispose G No No 0 133,793.066 0 0

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

1.9% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 1 0 NEW
Opened positions 1 0 NEW
Closed positions 0 1 EXIT
Increased positions 0 0
Reduced positions 0 0
13F shares
Current Prev Q Change
Total value 2.83M 0 NEW
Total shares 114.35K 0 NEW
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners
Shares Value Change
Fulton Bank, N.a. 114.35K $2.83M NEW
Largest transactions
Shares Bought/sold Change
Fulton Bank, N.a. 114.35K +114.35K NEW

Financial report summary

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Management Discussion
  • First Keystone Corporation realized earnings for the first quarter of 2021 of $3,878,000, an increase of $1,825,000, or 88.9% from the first quarter of 2020. The increase in net income for the three months ended March 31, 2021 was primarily due to increases in net interest income, net securities gains, and gains on sales of mortgage loans.
  • On a per share basis, for the three months ended March 31, 2021, net income was $0.66 versus $0.35 for the same three month period of 2020. Cash dividends amounted to $0.28 and $0.27 per share for the the three months ended March 31, 2021 and 2020, respectively.
Content analysis
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Positive
Negative
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Constraining
Legalese
Litigous
Readability
H.S. freshman Bad
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