Company profile

Ticker
BHB
Exchange
Website
CEO
Curtis C. Simard
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
SEC CIK
IRS number
10393663

BHB stock data

(
)

Investment data

Data from SEC filings
Securities sold
Number of investors

Calendar

5 Aug 20
13 Aug 20
31 Dec 20

News

Company financial data Financial data

Quarter (USD) Jun 20 Mar 20 Dec 19 Sep 19
Revenue 5.6M 6.48M 6.02M 5.57M
Net income 8.48M 7.72M 4.21M 5.02M
Diluted EPS 0.55 0.5 0.27 0.32
Net profit margin 152% 119% 69.91% 90.10%
Net change in cash -14.98M 28.75M -14.68M 11.73M
Cash on hand 70.67M 85.66M 56.91M 71.59M
Annual (USD) Dec 19 Dec 18 Dec 17 Dec 16
Revenue 22.19M 21.52M 116.07M 57.49M
Net income 22.62M 32.94M 25.99M 14.93M
Diluted EPS 1.45 2.12 1.7 1.63
Net profit margin 102% 153% 22.39% 25.98%
Net change in cash -41.84M 8.07M 82.25M -1.28M
Cash on hand 56.91M 98.75M 90.69M 8.44M

Financial data from company earnings reports

Date Owner Security Transaction Code 10b5-1 $Price #Shares $Value #Remaining
3 Aug 20 Simard Curtis C Common Stock Option exercise Aquire M No 0 1,862 0 45,571
3 Aug 20 Simard Curtis C RSU Common Stock Option exercise Dispose M No 28.63 1,862 53.31K 0
3 Aug 20 Maltz Richard B Common stock Payment of exercise Dispose F No 20.44 365 7.46K 17,249
3 Aug 20 Maltz Richard B Common stock Option exercise Aquire M No 0 1,241 0 17,614
3 Aug 20 Maltz Richard B RSU Common Stock Option exercise Dispose M No 28.63 1,241 35.53K 0
3 Aug 20 Iannelli Josephine Common Stock Payment of exercise Dispose F No 20.44 274 5.6K 11,323
3 Aug 20 Iannelli Josephine Common Stock Option exercise Aquire M No 0 931 0 11,597
3 Aug 20 Iannelli Josephine RSU Common Stock Option exercise Dispose M No 28.63 931 26.65K 0
13 May 20 Simard Curtis C Common Stock Buy Aquire P No 17.2 100 1.72K 43,709
13 May 20 Simard Curtis C Common Stock Buy Aquire P No 17.226 2,200 37.9K 43,609
48.4% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 90 101 -10.9%
Opened positions 3 6 -50.0%
Closed positions 14 5 +180.0%
Increased positions 21 33 -36.4%
Reduced positions 42 26 +61.5%
13F shares
Current Prev Q Change
Total value 211.5M 195.83M +8.0%
Total shares 7.52M 7.72M -2.6%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners
Shares Value Change
BLK BlackRock 1.07M $18.58M +3.0%
Vanguard 803.16K $13.88M +6.8%
Dimensional Fund Advisors 671.75K $11.61M +2.0%
Bar Harbor Trust Services 402.61K $6.96M -5.1%
Manufacturers Life Insurance Company, The 388.54K $6.71M -2.4%
FMR 358.08K $6.19M +8.6%
STT State Street 319.05K $5.51M -14.9%
Punch & Associates Investment Management 292.75K $5.06M +1.2%
Renaissance Technologies 258.25K $4.46M -6.0%
Geode Capital Management 203.96K $3.52M +10.2%
Largest transactions
Shares Bought/sold Change
STT State Street 319.05K -55.75K -14.9%
Banc Funds 0 -52.88K EXIT
JPM JPMorgan Chase & Co. 81.89K +51.46K +169.1%
Vanguard 803.16K +51.31K +6.8%
Royce & Associates 58.41K -42.37K -42.0%
BLK BlackRock 1.07M +31.27K +3.0%
FMR 358.08K +28.34K +8.6%
Means Investment 72.98K -23.71K -24.5%
Bar Harbor Trust Services 402.61K -21.42K -5.1%
GS Goldman Sachs 13.76K -20.59K -59.9%

Financial report summary

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Risks
  • Deterioration in local economies or real estate market may adversely affect financial performance.
  • Changes in the general economy or the financial markets could adversely affect financial performance.
  • Interest rate volatility could significantly reduce the Company’s profitability.
  • Loss of deposits or a change in deposit mix could increase the cost of funding.
  • Wholesale funding sources may prove insufficient to replace deposits, support operations and future growth.
  • The Company may be adversely affected by the soundness of other financial institutions.
  • High concentrations of commercial loans may increase exposure to credit loss upon borrower default.
  • Prepayments of loans may negatively impact the Company's business. Generally, customers may prepay the principal amount of their outstanding loans at any time.
  • Secondary mortgage market conditions may adversely affect financial condition and earnings.
  • The Bank is exposed to risk of environmental liabilities with respect to properties to which it takes title.
  • Greater than anticipated credit losses in the loan portfolios may adversely affect earnings.
  • A new accounting standard may require us to increase the allowance for loan losses.
  • The Company may be adversely affected by continuous technological change.
  • Disruptions to the Company’s information systems and security breaches may adversely affect its business and reputation.
  • Strong competition within the Company's markets may significantly impact profitability.
  • Market changes may adversely affect demand for services and impact revenue, costs, and earnings.
  • The Company is subject to a variety of operational risks, including reputational risk, and the risk of fraud or theft by employees or outsiders, which may adversely affect the Company’s business and results of operations.
  • Expansion, growth, and acquisitions could negatively impact earnings if not successful.
  • Goodwill from acquisitions could become impaired.
  • The Company may be unable to attract and retain key personnel.
  • The Company's operations is reliant on outside vendors.
  • The Company is subject to possible claims and litigation pertaining to fiduciary responsibilities.
  • Severe weather, natural disasters, acts of war or terrorism, and other external events could significantly impact the Company’s business and the business of its customers.
  • The Company is subject to extensive government regulation and supervision, which may interfere with the ability to conduct business and may negatively impact financial results.
  • The Company’s access to funds from subsidiaries may be restricted.
  • The Company may elect or be compelled to seek additional capital in the future, but capital may not be available when it is needed.
  • Changes in tax laws and regulations and differences in interpretation of tax laws and regulations may adversely impact the Company's financial statements.
Content analysis ?
Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability
H.S. freshman Bad
New words: adhering, American, analyze, analyzing, client, Dateof, declared, delay, delinquent, extinguishment, facility, forgiven, free, hospitality, hover, influx, lieu, London, manner, meaningful, migrate, migration, modestly, navigating, North, PPPLF, resumed, selected, shareholder, shrink, steady, stride, tailored, thereof, top, unanticipated, unearned, unencumbered, unknown, viewed, vulnerable, written
Removed: announced, checking, demand, difficult, exceeded, FHLMC, FNMA, GNMA, making, pipeline, repriced, scope, significantly