PFBX Peoples Financial Dashboard

Peoples Financial Corp. operates as a bank holding company, which engages in the provision of banking and financial services. The firm offers a variety of services to individuals and small to middle market businesses within its trade area through its subsidiaries. It focuses on lending services such as business, commercial, real estate, construction, personal and instalment loans. It also offers deposits services such as interest bearing and non-interest bearing checking accounts, savings accounts, certificates of deposit, and Individual Retirement Account accounts. Its Asset Management and Trust Services Department provides personal trust, agencies and estate services, including living and testamentary trusts, executorships, guardianships, and conservatorships, and other related products including safe deposit box rental, wire transfer, night drop facilities, collection, cash management, as well as internet banking. The company was founded on December 18, 1984 and is headquartered in Biloxi, MS.

Company profile

Ticker

PFBX

Exchange

NASDAQ

Website

www.thepeoples.com

CEO

Chevis C. Swetman

Incorporated

Mississippi

Location

Mississippi

Fiscal year end

Dec 31

Sector

Finance and Insurance > Commercial Banking

Industry (SIC)

State Commercial Banks

State Street • Citizens Financial • Northern Trust • M & T Bank • Bank Of New York Mellon • Fifth Third Bancorp • Popular • Associated Banc-Corp. • First Citizens Bancshares, Inc • Commerce Bancshares ...

Former names

PEOPLES FINANCIAL CORP

SEC CIK

0000770460

Corporate docs

Articles of Incorporation & Bylaws

IRS number

640709834

PFBX stock data

S&P 500

1M 1Y 2Y 5Y

News

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These Were The 50 Best-Performing Companies On The OTCQX Market In 2020

19 Feb 21

OTC Markets recently released its newest installment of the OTCQX Best 50 list. Released annually, the OTCQX Best 50 is a list of the 50 top-performing companies on the OTCQX Market, its top market tier.

Press releases

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Peoples Financial Corporation Reports Results for the First Quarter of 2021

19 Apr 21

BILOXI, Miss., April 19, 2021 /PRNewswire/ -- Peoples Financial Corporation (the "Company")(OTCQX Best Market: PFBX), parent of The Peoples Bank, announced earnings for the first quarter ending March 31, 2021.

The Stilwell Group Sends Letter to Shareholders of Peoples Financial Corporation and Supplements its Definitive Proxy Statement

19 Apr 21

NEW YORK, April 19, 2021 /PRNewswire/ -- The Stilwell Group, one of the largest shareholders of Peoples Financial Corporation (the "Corporation") (OTC:PFBX), beneficially owning approximately 9.93% of PFBX's

The Stilwell Group Sends Letter to Shareholders of Peoples Financial Corporation

8 Apr 21

NEW YORK, April 8, 2021 /PRNewswire/ -- The Stilwell Group, one of the largest shareholders of Peoples Financial Corporation (the "Corporation") (OTC:PFBX), beneficially owning approximately 9.93% of PFBX's

The Stilwell Group Files Definitive Proxy Statement and Sends Letter to Shareholders of Peoples Financial Corporation

29 Mar 21

Peoples Financial Corporation Increases Dividend 400%

24 Mar 21

Calendar

29 Mar 21

21 Apr 21

31 Dec 21

Financial summary

Financial statements Chart PFBX financial data

Quarter (USD)	Dec 20	Sep 20	Jun 20	Mar 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Annual (USD)	Dec 20	Dec 19	Dec 18	Dec 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Cash burn rate (estimated)	Burn method: Change in cash		Burn method: Operating income/loss		Burn method: FCF (opex + capex)
	Last Q	Avg 4Q	Last Q	Avg 4Q	Last Q	Avg 4Q
Cash on hand (at last report)	91.54M	91.54M	91.54M	91.54M	91.54M	91.54M
Cash burn (monthly)	6.35M	(positive/no burn)	(positive/no burn)	229.25K	(positive/no burn)	(positive/no burn)
Cash used (since last report)	23.52M	n/a	n/a	848.8K	n/a	n/a
Cash remaining	68.02M	n/a	n/a	90.69M	n/a	n/a
Runway (months of cash)	10.7	n/a	n/a	395.6	n/a	n/a

Beta Read what these cash burn values mean

Recent insider trades

PFBX insider ownership history Insider history

Date	Owner	Security	Transaction	Code	Indirect	10b5-1	$Price	#Shares	$Value	#Remaining
29 Mar 21	Lauri A Wood	Peoples Financial Corp/MS/	Other	Aquire J	No	No	0	336	0	1,338

Data from 3, 4 and 5 filings. Stock values as filed, not updated for current price.

Institutional ownership Q4 2020

PFBX institutional ownership history Ownership history

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

21.6% owned by funds/institutions

13F holders	Current	Prev Q	Change
Total holders	3	0	NEW
Opened positions	3	0	NEW
Closed positions	0	0
Increased positions	0	0
Reduced positions	0	0

13F shares	Current	Prev Q	Change
Total value	13.96M	0	NEW
Total shares	1.06M	0	NEW
Total puts	0	0
Total calls	0	0
Total put/call ratio	–	–	–

Largest owners	Shares	Value	Change
Stilwell Joseph	484.65K	$6.25M	NEW
Gendell Jeffrey L	484.02K	$6.53M	NEW
M3 Partners	86.85K	$1.17M	NEW

Largest transactions	Shares	Bought/sold	Change
Stilwell Joseph	484.65K	+484.65K	NEW
Gendell Jeffrey L	484.02K	+484.02K	NEW
M3 Partners	86.85K	+86.85K	NEW

Data from 13F filings. Stock values as filed, not updated for current price. Long positions only.

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. freshman Bad

New words: adding, advertising, agreed, agreeing, Aid, assistance, Assisting, broad, cease, complementary, complex, conservatorship, courier, depositor, derived, desist, discretion, discriminating, Disease, diversity, divest, doctrine, expansionary, expedient, facilitating, Facility, factor, faith, forgivable, forgiven, formatted, Georgia, germ, global, guaranty, half, hew, incidental, injection, instructing, interruption, jeopardize, jointly, Justice, Keadle, knowledge, Language, lead, leisure, lender, lien, LLC, LLP, matter, million, modification, Moore, multiplied, nonbank, nonbanking, outpaced, outreach, overhead, package, Padrick, pandemic, paragraph, Paycheck, payroll, PKM, point, Porter, PPP, proactive, prospective, prudently, receivership, recourse, referencing, refining, remotely, residual, resignation, resigned, resource, resuming, retention, risky, Ronald, SBA, securitization, spending, stationery, strain, struggling, successor, TDR, terminology, thereunder, underwritten, USA, usage, wipfli, World, XBRL

Removed: abuse, accept, accepting, accountability, acquiring, administering, ahead, aimed, allocating, altered, assumed, August, avoid, bad, carryback, certainty, certification, cessation, collectibility, composed, comprehensively, conclusively, conservator, conserve, constitute, continuation, convertible, cooperation, Council, country, Currency, deal, deducted, deducting, delegated, deny, detail, DIF, diligence, disallow, domestic, enter, equipping, exceed, excluding, exist, existence, expand, expanded, expanding, expansion, experiencing, expertise, explicit, expressly, extended, fall, FDICIA, finalized, foregoing, forward, freely, function, goodwill, governing, gradually, hearing, hedge, historically, host, hybrid, implementation, improved, inclusion, inconsistent, increasingly, indirectly, inflation, insight, intangible, Intercept, invoking, involving, July, Kelly, kind, lessen, mandating, marketplace, moderate, monetary, monopoly, Obstruct, occasionally, offered, open, opted, outweigh, overnight, permanently, permit, phased, physical, power, predicted, presence, priced, procedure, produce, prohibited, promulgated, proposed, protecting, published, purview, quantity, quarter, Reauthorization, rebuttable, regulated, regulating, regulator, relate, release, reliance, remain, remeasured, restoration, restructured, retaining, Rex, rulemaking, sector, sensitive, shareholder, standard, stricter, stringent, submit, subordinated, supply, suspected, systemic, target, terminate, transition, UDAP, unconsolidated, undue, unethical, Uniting, view, weaken, weighting, whistleblower

From filing 10-K 2020 FY