Pruco Life Insurance Dashboard

Pruco Life Insurance Company (the “Company”, “Pruco Life”, “we”, or “our”) is a wholly-owned subsidiary of The Prudential Insurance Company of America, (“Prudential Insurance”), which in turn is a direct wholly-owned subsidiary of Prudential Financial Inc. (“Prudential Financial”). See Note 1 to the Consolidated Financial Statements for additional information. Pruco Life has one wholly-owned insurance subsidiary, Pruco Life Insurance Company of New Jersey (“PLNJ”). Pruco Life and its subsidiary are together referred to as the "Company", "we" or "our" and all financial information is shown on a consolidated basis.

Company profile

Incorporated

Arizona

Location

New Jersey

Fiscal year end

Dec 31

Industry (SIC)

Life Insurance

Metlife • Prudential Financial • Lincoln National Life Insurance • Brighthouse Financial • Voya Financial • Lincoln National • Genworth Financial • Athene Holding • Protective Life • American National ...

SEC CIK

0000777917

Corporate docs

Articles of Incorporation & Bylaws

Financial summary

Financial statements Chart financial data

Quarter (USD)	Dec 20	Sep 20	Jun 20	Mar 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Annual (USD)	Dec 20	Dec 19	Dec 18	Dec 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Cash burn rate (estimated)	Burn method: Change in cash		Burn method: Operating income/loss		Burn method: FCF (opex + capex)
	Last Q	Avg 4Q	Last Q	Avg 4Q	Last Q	Avg 4Q
Cash on hand (at last report)	426.98M	426.98M	426.98M	426.98M	426.98M	426.98M
Cash burn (monthly)	68.91M	11.35M	5.49M	(positive/no burn)	24.75M	31.59M
Cash used (since last report)	236.62M	38.98M	18.84M	n/a	84.97M	108.48M
Cash remaining	190.36M	388M	408.14M	n/a	342M	318.5M
Runway (months of cash)	2.8	34.2	74.4	n/a	13.8	10.1

Beta Read what these cash burn values mean

Financial report summary

Risks

Management Discussion

Income from operations before income taxes decreased $91 million from income of $159 million in 2019 to income of $68 million in 2020. Excluding the impact of our annual reviews and update of assumptions and other refinements, income decreased $131 million primarily driven by:
•Higher Premiums from continued growth in PBR term policies.
Revenues increased $174 million from a gain of $949 million in 2019 to a gain of $1,123 million in 2020. Excluding the impact of our annual reviews and update to our assumptions and other refinements, the increase was $136 million primarily driven by:

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. sophomore Bad

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Removed: accreted, callable, cashflow, closed, comparing, compelling, constructing, corrected, denied, deteriorated, effected, elapsed, enabled, expanding, factor, foreclosure, gained, inforce, loanable, locked, modeling, persuading, portray, predefined, preferable, principle, prompted, ratably, recover, reforming, simplify, standing, steady, tracked, tranche, undertaken, UPARC, viewed, watch

From filing 10-K 2020 FY