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JKHY Jack Henry & Associates

Jack Henry is a leading SaaS provider primarily for the financial services industry. It is a S&P 500 company that serves approximately 8,500 clients nationwide through three divisions: Jack Henry Banking®provides innovative solutions to community and regional banks. Symitar® provides industry-leading solutions to credit unions of all sizes; and ProfitStars® offers highly specialized solutions to financial institutions of every asset size, as well as diverse corporate entities outside of the financial services industry. With a heritage that has been dedicated to openness, partnership, and user centricity for more than 40 years, it is well-positioned as a driving market force in cloud-based digital solutions and payment processing services. It empowers its clients and consumers with the human-centered, tech-forward, and insights-driven solutions that will get them where they want to go.

JKHY stock data

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Calendar

7 May 21
27 Jul 21
30 Jun 22
Quarter (USD)
Mar 21 Dec 20 Sep 20 Jun 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD)
Jun 20 Jun 19 Jun 18 Jun 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Cash burn rate (estimated) Burn method: Change in cash Burn method: Operating income/loss Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 70.12M 70.12M 70.12M 70.12M 70.12M 70.12M
Cash burn (monthly) 25.88M 3.28M (positive/no burn) (positive/no burn) (positive/no burn) (positive/no burn)
Cash used (since last report) 100.5M 12.75M n/a n/a n/a n/a
Cash remaining -30.39M 57.37M n/a n/a n/a n/a
Runway (months of cash) -1.2 17.5 n/a n/a n/a n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
1 Jul 21 Campbell Curtis A RSU Common Stock Grant Aquire A No No 0 382 0 382
25 Jun 21 Stacey E. Zengel Common Stock Sell Dispose S No No 166.0083 2,347 389.62K 0
17 Feb 21 Craig Keith Morgan Common Stock Payment of exercise Dispose F No No 146.24 1,073 156.92K 4,228
17 Feb 21 Craig Keith Morgan Common Stock Option exercise Aquire M No No 0 2,324 0 5,301
17 Feb 21 Craig Keith Morgan RSU Common Stock Option exercise Dispose M No No 0 2,324 0 4,650
1 Jan 21 Kelly Laura G. Common Stock Option exercise Aquire M No No 0 759 0 12,687
1 Jan 21 Kelly Laura G. RSU Common Stock Option exercise Dispose M No No 0 759 0 1,593

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

89.5% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 599 628 -4.6%
Opened positions 52 92 -43.5%
Closed positions 81 64 +26.6%
Increased positions 223 235 -5.1%
Reduced positions 232 203 +14.3%
13F shares
Current Prev Q Change
Total value 10.09B 10.96B -7.9%
Total shares 66.46M 67.66M -1.8%
Total puts 128.3K 122.3K +4.9%
Total calls 166.8K 79.5K +109.8%
Total put/call ratio 0.8 1.5 -50.0%
Largest owners
Shares Value Change
Vanguard 8.85M $1.34B -2.9%
BLK Blackrock 7.79M $1.18B -7.9%
STT State Street 3.23M $490.1M -4.6%
Kayne Anderson Rudnick Investment Management 2.52M $383.04M +8.0%
CIBC Private Wealth 1.89M $286.64M +0.1%
WFC Wells Fargo & Co. 1.58M $238.98M +8.5%
Geode Capital Management 1.47M $222.58M +4.9%
Capital World Investors 1.43M $216.91M -2.0%
IVZ Invesco 1.27M $192.11M +14.4%
BK Bank Of New York Mellon 1.25M $189.86M -1.4%
Largest transactions
Shares Bought/sold Change
TROW T. Rowe Price 1.13M +1M +774.3%
BLK Blackrock 7.79M -671.63K -7.9%
Ceredex Value Advisors 448.8K +448.6K +224300.0%
JPM JPMorgan Chase & Co. 183.21K -358.07K -66.2%
Alliancebernstein 111.16K -326.01K -74.6%
Echo Street Capital Management 0 -286.58K EXIT
Mitsubishi UFJ Trust & Banking 899.26K +270.47K +43.0%
Capital Bank & Trust 231.86K -268.27K -53.6%
Vanguard 8.85M -266.41K -2.9%
D. E. Shaw & Co. 29.25K -249.31K -89.5%

Financial report summary

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Management Discussion
  • For the third quarter of fiscal 2021, total revenue increased 1%, or $4,370, compared to the same quarter in fiscal 2020. Reducing total revenue for the effects of deconversion fees of $4,367 for the current fiscal year quarter and $22,781 for the prior fiscal year quarter and for the effects of acquisitions and divestitures of $1,241 for the prior fiscal year quarter, results in an increase of 6% for the quarter compared to the same quarter a year ago. This total revenue increase was primarily driven by growth in card processing, data processing and hosting fee, and transaction and digital processing revenues partially offset by a decrease in hardware revenue.
  • Operating expenses increased 2% for the third quarter of fiscal 2021 compared to the third quarter of fiscal 2020, primarily due to increased direct costs related to our card payment processing platform and Jack Henry digital, as well as higher licenses and fees partially offset by lower research and development costs due to more of those costs being capitalized during the quarter, the change in gain/loss on disposal of assets, and travel expense savings due to COVID-19 travel limitations (see "COVID-19 Impact and Response" section above) that included savings generated by holding virtual events.
  • Operating income decreased 1% for the third quarter of fiscal 2021 compared to the third quarter of fiscal 2020. Reducing operating income for the effects of deconversion fees of $3,967 for the current fiscal quarter and $21,512 for the prior fiscal year quarter and increasing operating income for the effects of acquisitions, divestitures, and gain/loss, of $46 for the current fiscal year quarter and $2,838 for the prior fiscal year quarter, results in a 19% increase for the third quarter of fiscal 2021 compared to the same quarter a year ago. This increase in operating income was primarily driven by increased revenue growth partially offset by increased operating expenses detailed above.
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