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FISV Fiserv

Fiserv, Inc. aspires to move money and information in a way that moves the world. As a global leader in payments and financial technology, the company helps clients achieve best-in-class results through a commitment to innovation and excellence in areas including account processing and digital banking solutions; card issuer processing and network services; payments; e-commerce; merchant acquiring and processing; and the Clover® cloud-based point-of-sale solution. Fiserv is a member of the S&P 500® Index and the FORTUNE® 500, and is among FORTUNE World's Most Admired Companies ®.

Company profile

FISV stock data

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Calendar

28 Jul 21
4 Aug 21
31 Dec 21
Quarter (USD)
Jun 21 Mar 21 Dec 20 Sep 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD)
Dec 20 Dec 19 Dec 18 Dec 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from Fiserv earnings reports.

Cash burn rate (estimated) Burn method: Change in cash Burn method: Operating income/loss Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 855M 855M 855M 855M 855M 855M
Cash burn (monthly) (positive/no burn) 4.33M (positive/no burn) (positive/no burn) (positive/no burn) (positive/no burn)
Cash used (since last report) n/a 5.07M n/a n/a n/a n/a
Cash remaining n/a 849.93M n/a n/a n/a n/a
Runway (months of cash) n/a 196.1 n/a n/a n/a n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
29 Jul 21 Bisignano Frank Common Stock Payment of exercise Dispose F No No 114.46 24,351 2.79M 2,463,646
26 Jul 21 Adam L. Rosman Common Stock Grant Aquire A No No 0 23,350 0 26,380
26 Jul 21 Adam L. Rosman Employee Stock Option Common Stock Grant Aquire A No No 111.35 105,549 11.75M 105,549
15 Jul 21 Byron C Vielehr Common Stock Sell Dispose S No Yes 109.63 10,000 1.1M 65,877
7 Jul 21 Bisignano Frank Common Stock Gift Dispose G No No 0 1,354 0 2,487,997
30 Jun 21 Castro Henrique De Deferred Compensation Notional Units Common Stock Grant Aquire A No No 106.89 253 27.04K 927

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

13F holders
Current Prev Q Change
Total holders 1295 1269 +2.0%
Opened positions 141 191 -26.2%
Closed positions 115 96 +19.8%
Increased positions 563 522 +7.9%
Reduced positions 426 376 +13.3%
13F shares
Current Prev Q Change
Total value 82.42B 79.37B +3.8%
Total shares 695.73M 696.12M -0.1%
Total puts 3.4M 3.98M -14.7%
Total calls 3.92M 9.29M -57.8%
Total put/call ratio 0.9 0.4 +102.1%
Largest owners
Shares Value Change
Kohlberg Kravis Roberts & Co. 85.3M $10.15B 0.0%
KKR 2006 Fund 85.3M $9.77B 0.0%
TROW T. Rowe Price 58.48M $6.96B +2.5%
Vanguard 45.36M $5.4B -0.1%
BLK Blackrock 41.24M $4.91B +0.7%
STT State Street 22.09M $2.63B -1.8%
Massachusetts Financial Services 21.22M $2.53B +22.4%
Dodge & Cox 14.4M $1.71B +126.7%
BAC Bank Of America 10.73M $1.28B +12.7%
Geode Capital Management 9.36M $1.11B +2.2%
Largest transactions
Shares Bought/sold Change
Melvin Capital Management 0 -8.7M EXIT
Dodge & Cox 14.4M +8.05M +126.7%
Harris Associates L P 8.27M +7.06M +584.9%
Norges Bank 0 -5.22M EXIT
Massachusetts Financial Services 21.22M +3.88M +22.4%
C WorldWide Group Holding A/S 3.28M +3.25M +14762.0%
DZ BANK AG Deutsche Zentral Genossenschafts Bank, Frankfurt am Main 329.33K -3.04M -90.2%
Maplelane Capital 0 -2.3M EXIT
BCS Barclays 2.73M +1.66M +155.5%
Citadel Advisors 95.73K -1.64M -94.5%

Financial report summary

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Risks
  • We operate in a competitive business environment and may not be able to compete effectively.
  • If we fail to keep pace with technological change, we could lose clients or have trouble attracting new clients, and our ability to grow may be limited.
  • If we are unable to renew client contracts at favorable terms, we could lose clients and our results of operations and financial condition may be adversely affected.
  • Our business depends, in part, on our merchant relationships and alliances, and if we are unable to maintain these relationships and alliances, our business may be adversely affected.
  • Changes in card association and debit network fees or products could increase costs or otherwise limit our operations.
  • Consolidations in the banking and financial services industry could adversely affect our revenue by eliminating existing or potential clients and making us more dependent on fewer clients.
  • Security incidents or other technological risks involving our systems and data, or those of our clients, partners or vendors, could expose us to liability or damage our reputation.
  • Operational failures and resulting interruptions in the implementation or availability of our products or services could harm our business and reputation.
  • Disruptions of operations of other participants in the global financial system could prevent us from delivering our products and services.
  • We may experience software defects, development delays or installation difficulties, which would harm our business and reputation and expose us to potential liability.
  • Our business has been, and is likely to continue to be, adversely impacted by the coronavirus (COVID-19) pandemic.
  • Our business may be adversely affected by geopolitical and other risks associated with operations outside of the U.S. and, as we continue to expand internationally, we may incur higher than anticipated costs and may become more susceptible to these risks.
  • The United Kingdom’s withdrawal from the European Union Single Market and Customs Union as part of the process known as “Brexit” could adversely affect our results of operations.
  • Our business may be adversely impacted by U.S. and global market and economic conditions.
  • Potential tariffs or trade wars could increase the cost of our products, which could adversely impact the competitiveness of our products and our financial results.
  • If we or third parties with whom we partner or contract fail to comply with applicable laws and regulations, we could be subject to liability and our business could be harmed.
  • If we fail to comply with the applicable requirements of the payment card networks and Nacha, they could seek to fine us, suspend us or terminate our registrations, which could adversely affect our business.
  • A heightened regulatory environment in the financial services industry may have an adverse impact on our clients and our business.
  • Legislative or regulatory initiatives on cybersecurity and data privacy could adversely impact our business and financial results.
  • We may be sued for infringing the intellectual property rights of others.
  • Misappropriation of our intellectual property and proprietary rights could impair our competitive position.
  • The failure to attract and retain key personnel could have a material adverse effect on our business.
  • Our merchants may be unable to satisfy obligations for which we may also be liable.
  • Acquisitions subject us to risks, including assumption of unforeseen liabilities and difficulties in integrating operations.
  • We may be obligated to indemnify the purchasers of businesses pursuant to the terms of the relevant purchase and sale agreements.
  • Our balance sheet includes significant amounts of goodwill and intangible assets. The impairment of a significant portion of these assets would negatively affect our results of operations.
  • Existing or future leverage may harm our financial condition and results of operations.
  • Our results of operations may be adversely affected by changes in foreign currency exchange rates.
  • The synergies attributable to the acquisition may vary from expectations.
  • We have incurred and expect to continue to incur substantial expenses related to the integration.
  • Our future results will be negatively impacted if we do not effectively manage our expanded operations.
  • New Omaha Holdings L.P. may sell a substantial amount of our common stock as certain restrictions on sales expire, and these sales could cause the price of our common stock to fall.
  • New Omaha may have influence over us and its interests may conflict with other shareholders.
Management Discussion
  • (1)Percentage of revenue is calculated as the relevant revenue, expense, income or loss amount divided by total revenue, except for cost of processing and services and cost of product amounts, which are divided by the related component of revenue.
  • (1)Percentage of revenue is calculated as the relevant revenue, expense, income or loss amount divided by total revenue, except for cost of processing and services and cost of product amounts, which are divided by the related component of revenue.
  • (1)Represents the basis point growth or decline in operating margin.
Content analysis
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