COFS Choiceone Financial Services Dashboard

ChoiceOne Financial Services, Inc. is the holding company for ChoiceOne Bank headquartered in Sparta, Michigan. ChoiceOne has always taken the lead in providing innovative services and technology. The bank’s customers have come to rely on digital banking including mobile banking, mobile deposits, innovative payroll solutions, online loan applications, online account opening, and digital mobile savings tools.

Company profile

Ticker

COFS

Exchange

NASDAQ

Website

www.choiceone.com

CEO

Kelly J. Potes

Incorporated

Michigan

Location

Michigan

Fiscal year end

Dec 31

Sector

Finance and Insurance > Commercial Banking

Industry (SIC)

State Commercial Banks

Bank Of New York Mellon • State Street • Citizens Financial • Fifth Third Bancorp • Northern Trust • M & T Bank • Popular • Ally Financial • Associated Banc-Corp. • First Citizens Bancshares, Inc ...

Former names

1ST COMMUNITY BANCORP INC

SEC CIK

0000803164

Corporate docs

Articles of Incorporation & Bylaws

COFS stock data

S&P 500

1M 1Y 2Y 5Y

News

Pro users get this 30m faster

ChoiceOne Finl Servs Q2 EPS $0.65 Down From $0.67 YoY

28 Jul 21

ChoiceOne Finl Servs (NASDAQ:COFS) reported quarterly earnings of $0.65 per share. This is a 2.99 percent decrease over earnings of $0.67 per share from the same period last year.

Press releases

Pro users get this 30m faster

ChoiceOne Financial Reports Second Quarter 2021 Results

28 Jul 21

SPARTA, Mich., July 28, 2021 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ((", ChoiceOne", , NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended June 30,

ChoiceOne Financial Announces Cash Dividend

28 May 21

SPARTA, Mich., May 28, 2021 /PRNewswire/ -- ChoiceOne Financial Services, Inc. announced today that its Board of Directors has declared a cash dividend on the Corporation's common stock of $0.22 per share. The cash

ChoiceOne Bank Announces Succession Plan for CFO Tom Lampen

28 May 21

SPARTA, Mich., May 28, 2021 /PRNewswire/ -- The Board of Directors of ChoiceOne Financial Services, Inc. ((", ChoiceOne", , NASDAQ:COFS), the parent company of ChoiceOne Bank, today announced that Tom Lampen,

Calendar

13 May 21

2 Aug 21

31 Dec 21

Financial summary

Financial statements Chart COFS financial data

Quarter (USD)	Mar 21	Dec 20	Sep 20	Jun 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Annual (USD)	Dec 20	Dec 19	Dec 18	Dec 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Recent insider trades

COFS insider ownership history Insider history

Date	Owner	Security	Transaction	Code	Indirect	10b5-1	$Price	#Shares	$Value	#Remaining
1 Jul 21	Bosserd James A	Common Stock	Grant	Aquire A	No	No	24.22	103	2.49K	14,327.425
1 Jul 21	Brophy Keith D.	Common Stock	Grant	Aquire A	Yes	No	24.22	278	6.73K	5,119.927
1 Jul 21	Burrough Eric E	Common Stock	Grant	Aquire A	No	No	24.22	454	11K	128,699
1 Jul 21	Bush David	Common Stock	Grant	Aquire A	No	No	24.22	191	4.63K	108,209
1 Jul 21	Cady Bruce	Common Stock	Grant	Aquire A	No	No	24.22	103	2.49K	648

Data from 3, 4 and 5 filings. Stock values as filed, not updated for current price.

Institutional ownership Q1 2021

COFS institutional ownership history Ownership history

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

17.9% owned by funds/institutions

13F holders	Current	Prev Q	Change
Total holders	40	40	–
Opened positions	3	4	-25.0%
Closed positions	3	1	+200.0%
Increased positions	12	20	-40.0%
Reduced positions	12	7	+71.4%

13F shares	Current	Prev Q	Change
Total value	33.54M	42.18M	-20.5%
Total shares	1.39M	1.37M	+1.9%
Total puts	0	0
Total calls	0	0
Total put/call ratio	–	–	–

Largest owners	Shares	Value	Change
BLK Blackrock	423.02K	$10.17M	+7.2%
Vanguard	313.38K	$7.54M	+2.2%
STT State Street	119.34K	$2.87M	-10.5%
Geode Capital Management	93.26K	$2.24M	+1.4%
NTRS Northern Trust	70.33K	$1.69M	-7.6%
Shakespeare Wealth Management	47.09K	$1.13M	0.0%
BK Bank Of New York Mellon	35.65K	$857K	-3.3%
Cutler Capital Management	31K	$745K	+3.3%
Nuveen Asset Management	23.07K	$555K	-3.7%
JPM JPMorgan Chase & Co.	22.96K	$552K	+4.9%

Largest transactions	Shares	Bought/sold	Change
BLK Blackrock	423.02K	+28.3K	+7.2%
FNY Investment Advisers	16.33K	+16.33K	NEW
Millennium Management	0	-15.06K	EXIT
WFC Wells Fargo & Co.	2.52K	-14.23K	-84.9%
GS Goldman Sachs	14.12K	+14.12K	NEW
STT State Street	119.34K	-14.06K	-10.5%
BAC Bank Of America	15.63K	+12.36K	+378.6%
Russell Investments	8.57K	+8.57K	NEW
Raymond James Financial Services Advisors	0	-7.33K	EXIT
Vanguard	313.38K	+6.86K	+2.2%

Data from 13F filings. Stock values as filed, not updated for current price. Long positions only.

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. freshman Avg

New words: arriving, beneficiary, climb, conclusion, concurred, conversion, deployed, derived, deriving, digital, dipped, driven, driver, firm, floating, greater, grown, hedge, main, modification, November, persisted, postage, primary, recognition, Ridge, sharply, TDR, Valley, variable

Removed: anticipation, apparent, appointment, behavior, calculation, checkmark, China, closing, comprising, confidence, construction, constructively, deferral, depend, Disease, distancing, emerge, emergency, face, feasible, formal, globally, Governor, Gretchen, grew, ii, improvement, inability, instituted, larger, lifted, maximum, mobile, month, netted, Organization, origination, permanent, portion, predicted, prevailing, Prevention, professional, prohibited, protect, response, resume, reviewed, safe, securing, September, social, spread, staffing, stay, subsequently, substantially, uncertainty, unknown, Whitmer, wholesale, World

From filing 10-Q 2021 Q1