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CZNC Citizens & Northern

Citizens & Northern Corp. operates as a holding company, which engages in community banking. It provides a full range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. The company's Lending products include mortgage loans, commercial loans and consumer loans, as well as specialized instruments such as commercial letters-of-credit. The company's Deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, Individual Retirement Accounts and certificates of deposit. The company was founded in 1864 and is headquartered in Wellsboro, PA.

Company profile

Ticker
CZNC
Exchange
CEO
J. Bradley Scovill
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
SEC CIK
IRS number
232451943

CZNC stock data

(
)

Investment data

Data from SEC filings
Top 50 of 100 long holdings
End of quarter 31 Dec 20
Value
 
#Shares
 
Prev Q
 
Change
%, QoQ
$28.89M 116.58K 59.04K +97.5
$14.67M 450.88K 447.73K +0.7
$13.77M 542.64K 537.72K +0.9
$9.7M 42.22K 42.3K -0.2
$9.53M 71.83K 71.23K +0.8
$8.55M 38.45K 38.14K +0.8
$5.96M 1.83K 1.84K -0.2
$5.71M 287.57K 263.99K +8.9
$5.61M 3.2K 3.21K -0.1
$4.58M 36.07K 35.75K +0.9
$3.68M 25.99K 26.13K -0.6
$3.64M 13.33K 13.32K +0.1
$3.61M 32.93K 32.91K +0.1
$2.92M 20.96K 20.55K +2.0
$2.88M 55K 54.88K +0.2
$2.75M 7.33K 7.34K -0.2
$2.59M 7.25K 7.22K +0.4
$2.57M 9.55K 9.49K +0.6
$2.54M 11.33K 11.3K +0.2
$2.44M 15.53K 15.52K +0.1
$2.42M 15.7K 15.69K +0.1
$2.4M 41.01K 40.92K +0.2
$2.39M 8.99K 9K -0.2
$2.39M 35K 34.96K +0.1
$2.37M 10.65K 10.64K +0.1
$2.34M 20.28K 20.31K -0.1
$2.3M 10.83K 10.81K +0.2
$2.15M 4.11K 4.15K -1.0
$2.07M 18.79K 18.41K +2.1
$1.99M 8.37K 8.36K +0.1
$1.98M 39.65K 39.61K +0.1
$1.94M 5.16K 5.15K +0.1
$1.94M 40.43K 40.15K +0.7
$1.94M 11.47K 11.46K +0.1
$1.92M 12.29K 12.32K -0.2
$1.72M 4.21K 4.22K -0.2
$1.71M 46.38K 46.33K +0.1
$1.67M 26.85K 26.19K +2.5
$1.66M 7.75K 7.74K +0.1
$1.65M 21.41K 5.32K +302.1
$1.62M 25.04K 25.06K -0.1
$1.62M 19.13K 19.14K -0.0
$1.61M 29.31K 28.44K +3.1
$1.61M 11.33K 11.26K +0.6
$1.6M 23.43K 22.65K +3.5
$1.55M 5.85K 5.65K +3.5
$1.53M 5.85K 5.8K +0.7
$1.52M 12.1K 11.73K +3.1
$1.52M 1.1K 1.09K +0.6
$1.51M 8.32K NEW
Holdings list only includes long positions. Only includes long positions.

Calendar

5 Mar 21
18 Apr 21
31 Dec 21
Quarter (USD)
Dec 20 Sep 20 Jun 20 Mar 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD)
Dec 20 Dec 19 Dec 18 Dec 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from company earnings reports.

Cash burn rate (estimated) Burn method: Change in cash Burn method: Operating income/loss Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 101.86M 101.86M 101.86M 101.86M 101.86M 101.86M
Cash burn (monthly) 24.21M (positive/no burn) (positive/no burn) (positive/no burn) (positive/no burn) (positive/no burn)
Cash used (since last report) 87.27M n/a n/a n/a n/a n/a
Cash remaining 14.59M n/a n/a n/a n/a n/a
Runway (months of cash) 0.6 n/a n/a n/a n/a n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
5 Apr 21 Timothy E Schoener Common Stock Buy Aquire P No No 24 208 4.99K 3,107
5 Apr 21 Bobbi J Kilmer Common Stock Buy Aquire P No No 24 260 6.24K 8,102
5 Apr 21 Robert G Loughery Common Stock Buy Aquire P No No 24 207 4.97K 2,899
5 Apr 21 Pellegrino Frank G Common Stock Buy Aquire P No No 24 299 7.18K 22,791
16 Mar 21 Dunsmore Stan R Common Stock Payment of exercise Dispose F No No 23.3 178 4.15K 17,254

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

28.1% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 57 52 +9.6%
Opened positions 7 5 +40.0%
Closed positions 2 5 -60.0%
Increased positions 25 19 +31.6%
Reduced positions 13 20 -35.0%
13F shares
Current Prev Q Change
Total value 159.27M 119.26M +33.5%
Total shares 4.5M 4.11M +9.5%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners
Shares Value Change
BLK Blackrock 1.03M $20.36M +5.1%
Vanguard 671.24K $13.32M +4.7%
Dimensional Fund Advisors 351.18K $6.97M +0.2%
CZNC Citizens & Northern 287.57K $5.71M +8.9%
STT State Street 240.91K $4.78M +2.6%
Geode Capital Management 195.91K $3.89M +1.3%
IVC Wealth Advisors 165.22K $3.28M NEW
Renaissance Technologies 152.1K $3.02M -5.8%
NTRS Northern Trust 148.23K $2.94M -4.1%
Pennsylvania Capital Management 129.03K $2.65M -0.3%
Largest transactions
Shares Bought/sold Change
IVC Wealth Advisors 165.22K +165.22K NEW
BLK Blackrock 1.03M +50.19K +5.1%
Vanguard 671.24K +29.88K +4.7%
BK Bank Of New York Mellon 125.33K +28.31K +29.2%
CZNC Citizens & Northern 287.57K +23.58K +8.9%
JPM JPMorgan Chase & Co. 56.72K +22.93K +67.8%
California State Teachers Retirement System 20.18K +20.18K NEW
ATAC Neuberger Berman 62.4K -19.73K -24.0%
Hudock 34.46K +17.2K +99.7%
NWBI Northwest Bancshares 0 -11.83K EXIT
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