C Citigroup

Citigroup Inc. or citi is an American multinational investment bank and financial services corporation headquartered in New York City. The company was formed by the merger of banking giant Citicorp and financial conglomerate Travelers Group in 1998. Citigroup is the third largest banking institution in the United States; alongside JPMorgan Chase, Bank of America, and Wells Fargo, it is one of the Big Four banking institutions of the United States. Citigroup is ranked 30th on the Fortune 500 as of 2019. Citigroup has over 200 million customer accounts and does business in more than 160 countries. It has 204,000 employees.

Company profile

C, C+N, C+J
Michael Corbat
Fiscal year end
Industry (SIC)
Former names
IRS number

C stock data


Investment data

Data from SEC filings
Top 50 of 5100 long holdings
End of quarter 31 Dec 20
$3.18B 8.51M
$3.14B 23.65M
$3.14B 14.1M
$1.99B 612.29K
$1.87B 9.54M
$1.19B 1.69M
$1.11B 4.07M
$962.99M 3.07M
$914.81M 521.96K
$847.95M 6.02M
$804M 458.93K
$730.7M 8.37M
$698.74M 23.05M
$697.66M 13.15M
$689.43M 3.27M
$678.34M 3.1M
$674.78M 2.54M
$653.06M 5.76M
$640.57M 4.64M
$636.36M 1.22M
$621.48M 4.89M
Vanguard Tax-managed Intl FD
$578.66M 12.26M
$570.83M 11.27M
$566.12M 2.43M
$527.28M 1.5M
$522.47M 9.97M
$513.48M 8.78M
$493.43M 3.14M
Vanguard Specialized Funds
$476.36M 3.37M
$470.28M 2.6M
$461.24M 4.46M
$459.47M 918.72K
$456.23M 1.95M
$444.72M 3.2M
$428.04M 1.92M
$418.51M 9.35M
$415.29M 1.79M
$410.76M 3M
$400.91M 3.46M
$392.69M 1.63M
$387.48M 1.99M
$370.13M 1.4M
Vanguard Intl Equity Index F
$368.15M 7.35M
$364.96M 7.33M
$363.86M 4.15M
$362.86M 779.03K
$360.93M 2.03M
$359.83M 4.4M
$358.24M 662.51K
$336.8M 893.88K
Holdings list only includes long positions. Only includes long positions.


26 Feb 21
7 Mar 21
31 Dec 21
Quarter (USD)
Dec 20 Sep 20 Jun 20 Mar 20
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD)
Dec 20 Dec 19 Dec 18 Dec 17
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from Citigroup earnings reports.

Cash burn rate (estimated) Burn method: Change in cash Burn method: Operating income/loss Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 309.62B 309.62B 309.62B 309.62B 309.62B 309.62B
Cash burn (monthly) 4.69B (positive/no burn) (positive/no burn) (positive/no burn) 598.67M 2.01B
Cash used (since last report) 10.42B n/a n/a n/a 1.33B 4.45B
Cash remaining 299.19B n/a n/a n/a 308.29B 305.16B
Runway (months of cash) 63.7 n/a n/a n/a 515.0 152.2

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
20 Feb 21 de Ybarra Francisco Fernandez Common Stock Payment of exercise Dispose F No No 65.78 28,385.87 1.87M 688,122.04
20 Feb 21 Zdenek Turek Common Stock Payment of exercise Dispose F No No 65.78 866.53 57K 86,552.45
20 Feb 21 Michael Whitaker Common Stock Payment of exercise Dispose F No No 65.78 19,315.84 1.27M 135,548.1
11 Feb 21 Michael Corbat Common Stock Grant Aquire A No No 0 97,299.29 0 688,901.82
75.5% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 1575 1439 +9.5%
Opened positions 278 105 +164.8%
Closed positions 142 198 -28.3%
Increased positions 507 541 -6.3%
Reduced positions 650 629 +3.3%
13F shares
Current Prev Q Change
Total value 99.44B 65.49B +51.8%
Total shares 1.58B 1.52B +3.7%
Total puts 90.03M 89.06M +1.1%
Total calls 64.82M 44.1M +47.0%
Total put/call ratio 1.4 2.0 -31.2%
Largest owners
Shares Value Change
Vanguard 168.3M $10.38B -0.8%
BLK Blackrock 155.74M $9.6B -1.3%
STT State Street 88.75M $5.47B -0.3%
BAC Bank Of America 48.54M $2.99B -0.5%
Capital World Investors 43.68M $2.69B +107.6%
BK Bank Of New York Mellon 39.12M $2.41B +14.7%
Capital Research Global Investors 33.49M $2.07B +152.8%
Geode Capital Management 31.8M $1.96B +1.3%
Norges Bank 29.72M $1.83B NEW
Massachusetts Financial Services 28.71M $1.77B -1.3%
Largest transactions
Shares Bought/sold Change
Norges Bank 29.72M +29.72M NEW
Capital World Investors 43.68M +22.64M +107.6%
Capital Research Global Investors 33.49M +20.24M +152.8%
Susquehanna International 5.19M -13.83M -72.7%
Diamond Hill Capital Management 1.24M -8.9M -87.7%
Sanders Capital 25.79M +5.51M +27.2%
BK Bank Of New York Mellon 39.12M +5M +14.7%
Citadel Advisors 3.61M -4.68M -56.4%
Voloridge Investment Management 233.26K -4.61M -95.2%
Cibc World Markets 5.19M +4.28M +469.8%

Financial report summary

Net 1 UEPSGreenhill & CoLazardLazardEvercoreMoelis & Co
Content analysis
H.S. freshman Bad
New words: accommodating, ACL, ACLL, ACLUC, aggressive, air, analyst, apparent, Arctic, articulate, articulated, ASEAN, ASHLEY, ATAII, attestation, auto, Belgian, Black, BNY, BRCC, bucket, CACV, carbon, CBNA, CCO, cease, chronic, coal, conceptual, correspondingly, CRE, criterion, DCAP, dedicated, deprived, destroy, disbursement, distancing, donated, donation, Donato, downside, downturn, drilling, drought, DW, DYJ, EAD, ease, eased, Easing, ECL, econometric, EFT, EIR, embarking, embraced, encourage, encouraging, enrolled, enrollment, enumerated, Equator, ERI, erroneously, ESG, ESRM, ESTR, executory, Fargo, FAS, fashion, female, filled, FINANCIALREPORTING, forbearance, forced, forgivable, forsaking, fossil, freestanding, freezing, front, gap, GCL, gender, granular, guideline, hacking, hardship, hardware, HFI, holistically, horizontal, Hungary, IBOR, IKEDA, immeasurable, inspecting, intelligence, intelligent, interagency, interface, internship, intervene, ISDA, iteration, Johnbull, justifiable, LGD, LIM, listening, main, MCCARTHY, median, men, mistake, MMLF, multiproduct, multitude, multiyear, muted, Nathan, NIR, nonpayment, NSD, Okpara, onboard, ONINTERNAL, onset, onward, OtherFiduciary, overarching, Pacific, Paco, pandemic, Paycheck, payout, PCD, PCI, PD, PDCF, peak, Peetz, people, philanthropic, PIMCO, postponed, PPNR, PPP, PPPLF, pressure, prioritization, prolonged, Protocol, purportedly, QMA, racial, raw, reassembled, recalculate, recognizable, reconfigured, recruit, recruiting, recruitment, relaunch, rely, resubmission, resurgence, Retroactively, revlon, rolled, rolling, room, rotational, safest, SBA, Selvakesari, shape, sharper, sharply, skew, slate, SLR, societal, Solicitor, spent, stakeholder, Stanley, sticky, subservicer, succeed, suitable, summer, SUNRISE, Superseded, task, tasked, TBK, TCA, temporarily, tenure, thematic, thermal, TIMOTHY, transportation, Turek, UMB, unaffected, undergo, undergoing, underrepresented, undiscounted, unencumbered, unfolded, unhedged, utmost, versa, Vietnam, virtual, Vitter, weather, week, WIRE, woman, women, worsen
Removed: adherence, Akram, amortize, amounting, attributed, Blair, Brazil, callable, cancel, CitiFinancial, clean, collaborate, compliant, consultative, convergence, cure, curtailment, dating, defending, deficit, discipline, eliminating, enforcing, entrance, equally, Eugene, exceeding, extraction, extrapolated, foreclosed, forum, foster, fragile, greenhouse, Henry, intention, intentional, lessen, McQuade, mentioned, migration, monetizing, mortality, nonconsolidated, object, Ont, Ontario, organize, panel, persistently, Peter, Polish, professionalism, projection, properly, pursuit, Raja, reached, realignment, rebate, referendum, reorganization, reorganized, replace, resolving, satisfactory, seasoning, shift, Simplifying, skilled, stranded, submission, subservicing, Subtopic, thinly, tracked, twelve, uncollectable, unwilling, urban, version, wherewithal, worth, zloty