Ideanomics (IDEX)

Risks

• Defects or disruptions in our technology or services could diminish demand for our products and services and subject us to liability.
• Malicious cyber-attacks and other adverse events affecting our operational systems or infrastructure, or those of third parties, could disrupt our businesses, result in the disclosure of confidential information, damage our reputation and cause losses or regulatory penalties.
• If adverse changes in the levels of real estate activity occur, the revenues of our Timios subsidiaries may decline.
• If financial institutions at which we hold escrow funds fail, it could have a material adverse impact on our company.
• If we experience changes in the rate or severity of title insurance claims, it may adversely impact our ability to conduct business.
• Because our Timios subsidiary is dependent upon California for a substantial portion of our title insurance premiums, our business may be adversely affected by regulatory conditions in California.
• The title insurance business is highly competitive.
• Industry regulatory changes and scrutiny could adversely affect our ability to compete for or retain business or increase our cost of doing business.
• We may pursue opportunities that involve business, regulatory, legal or other complexities.
• Our business depends upon our ability to keep pace with the latest technological changes, and our failure to do so could make us less competitive in our industry.
• Rapid technological changes in our industry require timely and cost-effective responses. Our earnings may be adversely affected if we are unable to effectively use technology to increase productivity.
• The success of our business depends in large part on our ability to protect our proprietary information and technology and enforce our intellectual property rights against third parties.
• Changes to existing federal, state or international laws or regulations applicable to us could cause an erosion of our current competitive strengths.