FCFS FirstCash Dashboard

FirstCash is the leading international operator of pawn stores with approximately 2,750 retail pawn locations and 17,000 employees in 24 U.S. states, the District of Columbia and four countries in Latin America including Mexico, Guatemala, El Salvador and Colombia. FirstCash focuses on serving cash and credit constrained consumers through its retail pawn locations, which buy and sell a wide variety of jewelry, electronics, tools, appliances, sporting goods, musical instruments and other merchandise, and make small consumer pawn loans secured by pledged personal property.

Company profile

Ticker

FCFS

Exchange

NASDAQ

Website

www.firstcash.com

CEO

Rick Wessel

Incorporated

Delaware

Location

Texas

Fiscal year end

Dec 31

Sector

Finance and Insurance > Consumer Lending

Industry (SIC)

Retail - Miscellaneous Retail

Party City Holdco • Ferrellgas Finance • Ferrellgas Partners Finance • Suburban Propane Partners • EZCorp • Acreage • Therealreal • ZAGG • Acorn International • Winmark ...

Former names

FIRST CASH FINANCIAL SERVICES INC, FIRST CASH INC

SEC CIK

0000840489

Corporate docs

Articles of Incorporation & Bylaws

IRS number

752237318

FCFS stock data

S&P 500

1M 1Y 2Y 5Y

News

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FirstCash: Q2 Earnings Insights

21 Jul 21

Shares of FirstCash (NASDAQ:FCFS) were unchanged after the company reported Q2 results. Quarterly Results Earnings per share were up 14.52% over the past year to $0.71, which beat the estimate of $0.61.

FirstCash Q2 Adj. EPS $0.71 Beats $0.61 Estimate, Sales $389.58M Beat $377.40M Estimate

21 Jul 21

FirstCash (NASDAQ:FCFS) reported quarterly earnings of $0.71 per share which beat the analyst consensus estimate of $0.61 by 16.39 percent. This is a 14.52 percent increase over earnings of $0.62 per share from the same

FirstCash's Earnings: A Preview

20 Jul 21

On Wednesday, July 21, FirstCash (NASDAQ:FCFS) will release its latest earnings report. Decipher the announcement with Benzinga's help.

Benzinga's Top Ratings Upgrades, Downgrades For June 22, 2021

22 Jun 21

Credit Suisse Downgrades FirstCash to Underperform, Raises Price Target to $83

22 Jun 21

Press releases

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FirstCash Reports Second Quarter Results; 64 Stores Added YTD, Including 26-Store U.S. Acquisition; Declares $0.30 Quarterly Cash Dividend

21 Jul 21

FORT WORTH, Texas, July 21, 2021 (GLOBE NEWSWIRE) -- FirstCash, Inc. (the "Company") (NASDAQ:FCFS), the leading international operator of over 2,800 retail pawn stores in the U.S. and Latin America, today announced

Calendar

23 Jul 21

27 Jul 21

31 Dec 21

Financial summary

Financial statements Chart FCFS financial data

Quarter (USD)	Jun 21	Mar 21	Dec 20	Sep 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Annual (USD)	Dec 20	Dec 19	Dec 18	Dec 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from FirstCash earnings reports.

Cash burn rate (estimated)	Burn method: Change in cash		Burn method: Operating income/loss		Burn method: FCF (opex + capex)
	Last Q	Avg 4Q	Last Q	Avg 4Q	Last Q	Avg 4Q
Cash on hand (at last report)	50.06M	50.06M	50.06M	50.06M	50.06M	50.06M
Cash burn (monthly)	1.53M	1.74M	(positive/no burn)	(positive/no burn)	(positive/no burn)	(positive/no burn)
Cash used (since last report)	1.4M	1.6M	n/a	n/a	n/a	n/a
Cash remaining	48.66M	48.46M	n/a	n/a	n/a	n/a
Runway (months of cash)	31.9	27.8	n/a	n/a	n/a	n/a

Beta Read what these cash burn values mean

Recent insider trades

FCFS insider ownership history Insider history

Date	Owner	Security	Transaction	Code	Indirect	10b5-1	#Shares	#Remaining
2 Mar 21	Feehan Daniel R	Common Stock	Gift	Dispose G	Yes	No	47,567	0
9 Feb 21	Wessel Rick L	Common Stock	Gift	Dispose G	No	No	3,869	815,815
30 Jan 21	Orr R Douglas	Common Stock	Payment of exercise	Dispose F	No	No	4,889	67,020
30 Jan 21	Orr R Douglas	Common Stock	Grant	Aquire A	No	No	18,816	71,909
30 Jan 21	Wessel Rick L	Common Stock	Payment of exercise	Dispose F	No	No	18,591	819,684
30 Jan 21	Wessel Rick L	Common Stock	Grant	Aquire A	No	No	53,760	838,275
30 Jan 21	Stuart Thomas Brent	Common Stock	Payment of exercise	Dispose F	No	No	4,888	42,713
30 Jan 21	Stuart Thomas Brent	Common Stock	Grant	Aquire A	No	No	18,816	47,601

Data from 3, 4 and 5 filings. Stock values as filed, not updated for current price.

Institutional ownership Q1 2021

FCFS institutional ownership history Ownership history

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

92.3% owned by funds/institutions

13F holders	Current	Prev Q	Change
Total holders	190	208	-8.7%
Opened positions	17	23	-26.1%
Closed positions	35	41	-14.6%
Increased positions	77	64	+20.3%
Reduced positions	65	92	-29.3%

13F shares	Current	Prev Q	Change
Total value	3.2B	2.74B	+16.6%
Total shares	37.89M	39.15M	-3.2%
Total puts	0	12.2K	EXIT
Total calls	14.6K	33.9K	-56.9%
Total put/call ratio	–	0.4	–

Largest owners	Shares	Value	Change
BLK Blackrock	5.02M	$329.5M	+4.1%
FMR	4.98M	$326.81M	+10.3%
Vanguard	3.71M	$243.75M	+2.5%
Cooke & Bieler	3.16M	$207.76M	+59.3%
Earnest Partners	2.73M	$179.32M	+8.4%
William Blair Investment Management	2.32M	$152.34M	-1.0%
Fiduciary Management	1.81M	$118.65M	-2.7%
STT State Street	1.24M	$81.17M	-1.3%
BAC Bank Of America	1.15M	$75.75M	+10.1%
Dimensional Fund Advisors	967.25K	$63.7M	-4.6%

Largest transactions	Shares	Bought/sold	Change
Cooke & Bieler	3.16M	+1.18M	+59.3%
Stephens Investment Management	0	-981.27K	EXIT
Boston Partners	0	-759.46K	EXIT
Norges Bank	0	-605.54K	EXIT
FMR	4.98M	+464.07K	+10.3%
Nantahala Capital Management	0	-387.19K	EXIT
Renaissance Technologies	341.11K	-242.18K	-41.5%
Earnest Partners	2.73M	+211.36K	+8.4%
BLK Blackrock	5.02M	+195.84K	+4.1%
SAMG Silvercrest Asset Management	0	-182.33K	EXIT

Data from 13F filings. Stock values as filed, not updated for current price. Long positions only.

Financial report summary

Management Discussion

See “Non-GAAP Financial Information—Adjusted Net Income and Adjusted Diluted Earnings Per Share and —Earnings Before Interest, Taxes, Depreciation and Amortization (EBITDA) and Adjusted EBITDA” below.
* Non-GAAP financial measures. See “Non-GAAP Financial Information” for additional discussion of non-GAAP financial measures.

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	Coll freshman Avg

New words: coupled, gathering, immaterial, PLPA

Removed: accrual, April, broad, capacity, closure, consideration, construction, contractual, deferral, deliver, delivered, drove, effort, enhanced, flexibility, forbearance, fund, heavily, instituting, leveraging, liquidate, mandating, obtain, offer, ongoing, opened, operation, optimize, ounce, quickly, rapidly, reduce, region, repatriation, restrictive, seek, specifically, staffing, strong, structure, sufficient, swap, uncollected, unemployment, unencumbered, unfavorable, uninterrupted, unit, utility, volume

From filing 10-Q 2021 Q2