Isabella Bank Corp. operates as a financial services holding company for Isabella Bank. Its products include personal and business banking, loans, advisory and planning services, and account and business services. It also provides insurance programs such as group life, health, accident, disability, and employee benefit programs. The company was founded in September 1988 and is headquartered in Mount Pleasant, MI.

Company profile

Jae A. Evans
Fiscal year end
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ISBA stock data



10 Mar 21
13 Apr 21
31 Dec 21
Quarter (USD)
Dec 20 Sep 20 Jun 20 Mar 20
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Annual (USD)
Dec 20 Dec 19 Dec 18 Dec 17
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Financial data from company earnings reports.

Cash burn rate (estimated) Burn method: Change in cash Burn method: Operating income/loss Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 246.64M 246.64M 246.64M 246.64M 246.64M 246.64M
Cash burn (monthly) (positive/no burn) (positive/no burn) 410.33K (positive/no burn) (positive/no burn) (positive/no burn)
Cash used (since last report) n/a n/a 1.41M n/a n/a n/a
Cash remaining n/a n/a 245.23M n/a n/a n/a
Runway (months of cash) n/a n/a 597.6 n/a n/a n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
1 Apr 21 Jennifer L Gill common Buy Aquire P No No 20.66 2.42 50 1,057.217
1 Apr 21 Jerome E Schwind common Buy Aquire P No No 20.66 19.361 400 14,385.652
1 Apr 21 Julie Huber common Buy Aquire P No No 20.66 4.84 100 119.988
5 Mar 21 Gregory V Varner common Buy Aquire P No No 21.6 200 4.32K 20,844.545
4 Mar 21 Michael P Prisby common Buy Aquire P No No 21.25 1,000 21.25K 12,710

Financial report summary

  • The COVID-19 pandemic may adversely affect our business
  • Changes in credit quality and required allowance for loan and lease losses
  • Changes in economic conditions
  • The value of investment securities may be negatively impacted by fluctuations in the market
  • The adoption of, violations of, or nonconformance with laws, rules, regulations, or prescribed practices
  • Changes to the financial services industry as a result of regulatory changes or actions, or significant litigation
  • We may not adjust to changes in the financial services industry
  • We may be required to recognize an impairment of goodwill
  • We may face pressure from purchasers of our residential mortgage loans to repurchase loans sold or reimburse purchasers for losses related to such loans
  • Consumers may decide not to use banks to complete their financial transactions
  • Unauthorized disclosure of sensitive or confidential client or customer information, whether through cyber attacks, breach of computer systems or other means
  • Our estimates and assumptions may be incorrect
  • Disruption of infrastructure
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