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EZPW EZCorp

EZCORP, Inc. provides pawn loans in the United States and Latin America. It operates its business through following segments: U.S. Pawn, Latin America Pawn, and Other International. The U.S. Pawn includes its EZPAWN, Value Pawn & Jewelry and other branded pawn operations in United States. The Latin America Pawn Includes Empeno Facil & other branded pawn operations in Mexico and GuatePrenda & MaxiEfectivo pawn operations in Guatemala, El Salvador, Honduras and Peru. The Other International segment includes Cashmax financial services operations in Canada. The company was founded in 1989 and is headquartered in Rollingwood, TX.

Company profile

Ticker
EZPW
Exchange
Website
CEO
Stuart Grimshaw
Employees
Incorporated
Location
Fiscal year end
SEC CIK
IRS number
742540145

EZPW stock data

(
)

Investment data

Data from SEC filings
Securities sold
Number of investors

Calendar

3 Feb 21
13 Apr 21
30 Sep 21
Quarter (USD)
Dec 20 Sep 20 Jun 20 Mar 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD)
Sep 20 Sep 19 Sep 18 Sep 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from EZCorp earnings reports.

Cash burn rate (estimated) Burn method: Change in cash Burn method: Operating income/loss Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 298.46M 298.46M 298.46M 298.46M 298.46M 298.46M
Cash burn (monthly) 4.7M (positive/no burn) (positive/no burn) 5.34M 1.5M (positive/no burn)
Cash used (since last report) 16.18M n/a n/a 18.4M 5.18M n/a
Cash remaining 282.28M n/a n/a 280.07M 293.28M n/a
Runway (months of cash) 60.1 n/a n/a 52.4 195.0 n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
1 Apr 21 Kulas Jason A. Class A Non-Voting Common Stock Buy Aquire P No Yes 5.05 1,000 5.05K 113,017
2 Mar 21 Kulas Jason A. Class A Non-Voting Common Stock Buy Aquire P No Yes 4.87 1 4.87 134,120
1 Mar 21 Kulas Jason A. Class A Non-Voting Common Stock Buy Aquire P No Yes 4.9164 999 4.91K 134,119
1 Mar 21 Kulas Jason A. Class A Non-Voting Common Stock Payment of exercise Dispose F No No 4.94 22,103 109.19K 112,017
22 Feb 21 Sunil Sajnani RSU Class A Non-Voting Common Stock Grant Aquire A No No 5.03 55,666 280K 74,915
22 Feb 21 Timothy Jugmans RSU Class A Non-Voting Common Stock Grant Aquire A No No 5.03 58,846 296K 87,242

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

88.0% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 136 141 -3.5%
Opened positions 21 15 +40.0%
Closed positions 26 20 +30.0%
Increased positions 43 38 +13.2%
Reduced positions 49 54 -9.3%
13F shares
Current Prev Q Change
Total value 299.39M 678.57M -55.9%
Total shares 46.29M 47.68M -2.9%
Total puts 41.7K 27.4K +52.2%
Total calls 101.7K 24.5K +315.1%
Total put/call ratio 0.4 1.1 -63.3%
Largest owners
Shares Value Change
BLK Blackrock 7.93M $37.98M -0.0%
Dimensional Fund Advisors 4.28M $20.48M -0.8%
Vanguard 3.31M $15.83M -6.4%
Lafitte Capital Management 2.96M $14.16M -34.0%
Renaissance Technologies 2.8M $13.4M +3.1%
First Wilshire Securities Management 2.69M $12.88M -6.6%
AMP Ameriprise Financial 2.55M $12.23M +27.4%
Archon Capital Management 2.09M $9.99M +24.7%
Stephens Investment Management 1.58M $7.56M -36.6%
STT State Street 1.52M $7.29M -7.6%
Largest transactions
Shares Bought/sold Change
Lafitte Capital Management 2.96M -1.52M -34.0%
Stephens Investment Management 1.58M -912.47K -36.6%
AMP Ameriprise Financial 2.55M +548.68K +27.4%
Archon Capital Management 2.09M +413.48K +24.7%
Heartland Advisors 700K +400K +133.3%
D. E. Shaw & Co. 457.97K +380.87K +494.0%
IVZ Invesco 985.26K +345.58K +54.0%
Voss Capital 0 -261.7K EXIT
Vanguard 3.31M -227.54K -6.4%
FHI Federated Hermes 92.11K -200.17K -68.5%

Financial report summary

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Management Discussion
  • ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
  • EZCORP is a Delaware corporation headquartered in Austin, Texas. We are a leading provider of pawn loans in the United States and Latin America. Pawn loans are non-recourse loans collateralized by personal property. We also sell merchandise, primarily collateral forfeited from unpaid loans or goods purchased directly from customers.
  • We exist to serve our customers’ short-term cash needs, helping them to live and enjoy their lives. We are focused on three strategic pillars:
Content analysis
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