PFBI Premier Financial Bancorp

Premier Financial Bancorp, Inc. is a multi-bank holding company, which engages in the provision of community banking services. Its services includes deposit services includes checking accounts, NOW accounts, savings accounts, money market accounts, club accounts, individual retirement accounts, certificates of deposit, and overdraft protection. The company was founded in 1991 and is headquartered in Huntington, WV.
Company profile
Ticker
PFBI
Exchange
Website
CEO
Robert W. Walker
Employees
Incorporated
Location
Fiscal year end
Sector
Industry (SIC)
SEC CIK
Corporate docs
IRS number
611206757
SEC advisor number
801-38364
FINRA CRD number
107314
AUM ?
$626.41M
(as of 16 Jun 20)
Accounts
1,131
(as of 16 Jun 20)
Employees
16
(10 investment advisory or research)
Address
Premier Financial Bancorp
2883 FIFTH AVENUE
HUNTINGTON
WV 25702
2883 FIFTH AVENUE
HUNTINGTON
WV 25702
Phone
3045251600
PFBI stock data
()
News
Stocks That Hit 52-Week Highs On Tuesday
6 Apr 21
Stocks That Hit 52-Week Highs On Monday
29 Mar 21
Peoples Bancorp Inc. And Premier Financial Bancorp, Inc. Announce Definitive Merger Agreement; Premier Shareholders To Receive 0.58 Shares Of Peoples Common Stock, Aggregate Deal Value ~$292.3M
29 Mar 21
Stocks That Hit 52-Week Highs On Friday
12 Mar 21
Premier Financial Bancorp Q4 EPS $0.40, Same YoY
9 Feb 21
Press releases
INVESTIGATION ALERT: Halper Sadeh LLP Investigates PFBI, NCBS, SNX, MX, STAY; Shareholders are Encouraged to Contact the Firm
14 Apr 21
SHAREHOLDER ALERT: WeissLaw LLP Reminds CATM, MSGN, MX, and PFBI Shareholders About Its Ongoing Investigations
13 Apr 21
INVESTIGATION ALERT: Halper Sadeh LLP Investigates MX, PFBI, CATM, CUB; Shareholders are Encouraged to Contact the Firm
12 Apr 21
Halper Sadeh LLP Investigates SNX, PMBC, MX, PFBI, CATM, CLGX, CUB; Shareholders are Encouraged to Contact the Firm
7 Apr 21
SHAREHOLDER ALERT: WeissLaw LLP Reminds MSGN, MX, PFBI, and KSU Shareholders About Its Ongoing Investigations
6 Apr 21
Calendar
22 Mar 21
17 Apr 21
31 Dec 21
Financial summary
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Financial data from company earnings reports.
Recent insider trades
Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
---|---|---|---|---|---|---|---|---|---|---|
27 Jan 21 | Whitt Katrina | PFBI Common Stock | Option exercise | Aquire M | No | No | 5.4327 | 1,928 | 10.47K | 8,500 |
27 Jan 21 | Whitt Katrina | PFBI Common Stock | Option exercise | Aquire M | No | No | 5.0545 | 1,018 | 5.15K | 6,572 |
27 Jan 21 | Whitt Katrina | Employee Stock Option PFBI Common | Option exercise | Dispose M | No | No | 5.0545 | 1,018 | 5.15K | 0 |
27 Jan 21 | Whitt Katrina | Employee Stock Option PFBI Common | Option exercise | Dispose M | No | No | 5.4327 | 1,928 | 10.47K | 3,572 |
27 Jan 21 | Michael Ray Mineer | PFBI Common | Option exercise | Aquire M | No | No | 5.4327 | 11,000 | 59.76K | 50,990 |
27 Jan 21 | Michael Ray Mineer | PFBI Common | Option exercise | Aquire M | No | No | 5.0545 | 11,000 | 55.6K | 39,990 |
27 Jan 21 | Michael Ray Mineer | Employee Stock Option PFBI Common | Option exercise | Dispose M | No | No | 5.0545 | 11,000 | 55.6K | 0 |
27 Jan 21 | Michael Ray Mineer | Employee Stock Option PFBI Common | Option exercise | Dispose M | No | No | 5.4327 | 11,000 | 59.76K | 0 |
26 Jan 21 | Chase Brien M | PFBI Common Stock | Option exercise | Aquire M | No | No | 10.4945 | 35 | 367.31 | 31,000 |
26 Jan 21 | Chase Brien M | PFBI Common Stock | Option exercise | Aquire M | No | No | 8.2836 | 1,965 | 16.28K | 30,965 |
Institutional ownership Q4 2020
Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.
30.3% owned by funds/institutions
13F holders |
Current |
---|---|
Total holders | 53 |
Opened positions | 2 |
Closed positions | 5 |
Increased positions | 20 |
Reduced positions | 18 |
13F shares |
Current |
---|---|
Total value | 106.42M |
Total shares | 4.45M |
Total puts | 0 |
Total calls | 0 |
Total put/call ratio | – |
Largest owners |
Shares | Value |
---|---|---|
Dimensional Fund Advisors | 972.04K | $12.92M |
BLK Blackrock | 781.38K | $10.38M |
Vanguard | 494.18K | $6.57M |
Pacific Ridge Capital Partners | 346.77K | $4.61M |
STT State Street | 228.4K | $3.04M |
Geode Capital Management | 179.08K | $2.38M |
Renaissance Technologies | 173.69K | $2.31M |
NTRS Northern Trust | 170.21K | $2.26M |
Context BH Capital Management | 117.15K | $1.56M |
Bridgeway Capital Management | 103.59K | $1.38M |
Financial report summary
?Risks
- Changes in interest rates could negatively impact the Company’s results of operations
- Allowance for loan losses may be insufficient
- Changes in energy and natural resource markets may increase credit risk in the loan portfolio
- Regional economic changes in the Company’s markets could adversely impact results from operations
- Concentration of commercial real estate and commercial business loans may increase credit risk in the loan portfolio
- Extensive regulation and supervision
- Dividend payments by subsidiaries to Premier and by Premier to its shareholders can be restricted.
- The Company’s expenses will increase as a result of increases in FDIC insurance premiums.
- Additional capital may not be available when needed or required by regulatory authorities
- If a subsidiary bank’s current capital ratios decline below the regulatory threshold for an “adequately capitalized” institution, the bank will be considered “undercapitalized” which may have a material and adverse effect on Premier.
- Strong competition within the Company’s market areas may limit profitability
- Loss of large checking and money market deposit customers could increase cost of funds and have a negative effect on results of operations
- Claims and litigation pertaining to fiduciary responsibility
- Integration of current and future acquisitions may be more difficult than anticipated
- Transition from London InterBank Offering Rate (“LIBOR”) as a floating rate index to a substitute could adversely affect financial markets generally.
- New or revised tax, accounting and other laws, regulations, rules and standards could significantly impact strategic initiatives, results of operations and financial condition
- Unauthorized disclosure of sensitive or confidential customer information and cyber-security breaches could severely harm the Company’s reputation and have a negative effect on results of operations.
- The extended disruption of vital infrastructure could negatively impact the Company’s results of operations and financial condition
- Defaults by another larger financial institution could adversely affect financial markets generally.
- Market volatility may adversely affect market price of common stock or investment security values
- Inability to hire and retain qualified employees
- Great Britain’s exit from the European Union (“Brexit”) could adversely affect financial markets generally.
- Issuance of preferred shares would impact net income available to common stockholders
- Future issuances of common shares or other securities may dilute the value of outstanding common shares, which may also adversely affect their market price
Content analysis
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Readability |
H.S. freshman Avg
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New words:
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Removed:
accurately, Avg, balloon, Basel, blanket, bond, cashing, code, commencement, curtail, Cut, dampening, deductible, detect, detection, disclose, expensing, financed, gradual, initiated, lowered, obtaining, pertain, phased, prescribed, prevention, provisional, reach, recognize, recommended, remained, render, revaluation, revalued, schedule, topic, unlimited, unrelated, usage, weight, yielded
Financial reports
10-K
2020 FY
Annual report
22 Mar 21
10-Q
2020 Q3
Quarterly report
6 Nov 20
10-Q
2020 Q2
Quarterly report
6 Aug 20
10-Q
2020 Q1
Quarterly report
8 May 20
10-K
2019 FY
Annual report
12 Mar 20
10-Q
2019 Q3
Quarterly report
7 Nov 19
10-Q
2019 Q2
Quarterly report
8 Aug 19
10-Q
2019 Q1
Quarterly report
9 May 19
10-K
2018 FY
Annual report
18 Mar 19
10-Q
2018 Q3
Quarterly report
8 Nov 18
Current reports
8-K
Entry into a Material Definitive Agreement
31 Mar 21
8-K
Other Events
30 Mar 21
8-K
Announces First Quarter Dividend
25 Feb 21
8-K
Reports Annual 2020 Earnings
9 Feb 21
8-K
Announces $1.00 Special Cash Dividend
21 Jan 21
8-K
Announces Fourth Quarter Dividend
19 Nov 20
8-K
Reports Third Quarter 2020 Earnings
4 Nov 20
8-K
Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
28 Sep 20
8-K
Departure of Directors or Certain Officers
24 Aug 20
8-K
Announces Third Quarter Dividend
21 Aug 20
Registration and prospectus
S-4/A
Registration of securities issued in business combination transactions (amended)
24 Jul 18
S-4
Registration of securities issued in business combination transactions
17 Jul 18
S-4/A
Registration of securities issued in business combination transactions (amended)
11 Nov 15
S-4
Registration of securities issued in business combination transactions
14 Oct 15
S-8 POS
Registration of securities for employees (post-effective amendment)
16 Jan 13
S-8
Registration of securities for employees
2 Dec 12
S-4/A
Registration of securities issued in business combination transactions (amended)
7 Jul 09
S-4
Registration of securities issued in business combination transactions
17 Jun 09
S-4/A
Registration of securities issued in business combination transactions (amended)
9 Mar 08
S-4
Registration of securities issued in business combination transactions
19 Feb 08
Proxies
DEFA14A
Additional proxy soliciting materials
16 Apr 21
DEF 14A
Definitive proxy
15 Apr 21
DEF 14A
Definitive proxy
20 Apr 20
DEF 14A
Definitive proxy
29 Apr 19
DEF 14A
Definitive proxy
26 Apr 18
DEF 14A
Definitive proxy
24 Apr 17
DEF 14A
Definitive proxy
26 Apr 16
DEF 14A
Definitive proxy
28 Apr 15
DEF 14A
Definitive proxy
29 Apr 14
DEF 14A
Definitive proxy
23 Apr 13
Other
EFFECT
Notice of effectiveness
26 Jul 18
CORRESP
Correspondence with SEC
23 Jul 18
UPLOAD
Letter from SEC
18 Jul 18
EFFECT
Notice of effectiveness
15 Nov 15
UPLOAD
Letter from SEC
4 Nov 15
UPLOAD
Letter from SEC
8 Nov 11
CORRESP
Correspondence with SEC
4 Oct 11
UPLOAD
Letter from SEC
20 Sep 11
EFFECT
Notice of effectiveness
12 Jul 09
CORRESP
Correspondence with SEC
7 Jul 09
Ownership
SC 13G/A
PREMIER FINANCIAL BANCORP / DIMENSIONAL FUND ADVISORS ownership change
12 Feb 21
SC 13G
PREMIER FINANCIAL BANCORP / BlackRock ownership change
2 Feb 21
4
PREMIER FINANCIAL BANCORP / Michael Ray Mineer ownership change
28 Jan 21
4
PREMIER FINANCIAL BANCORP / Katrina Whitt ownership change
28 Jan 21
4
PREMIER FINANCIAL BANCORP / BRIEN M CHASE ownership change
27 Jan 21
4
PREMIER FINANCIAL BANCORP / PHILIP E CLINE ownership change
23 Dec 20
3
PREMIER FINANCIAL BANCORP / DOUGLAS V REYNOLDS ownership change
25 Aug 20
4
PREMIER FINANCIAL BANCORP / ROBERT W WALKER ownership change
11 Jun 20
4
PREMIER FINANCIAL BANCORP / Katrina Whitt ownership change
19 Mar 20
4
PREMIER FINANCIAL BANCORP / Scot A. Kelley ownership change
19 Mar 20
Reddit threads
(3/29) Monday's Pre-Market Stock Movers & News
29 Mar 21
(3/29) Monday's Pre-Market Stock Movers & News
29 Mar 21
Daily Discussion Thread - March 12th, 2021
12 Mar 21
Daily Discussion Thread - March 11th, 2021
11 Mar 21
Daily Discussion Thread - March 10th, 2021
10 Mar 21
Daily Discussion Thread - March 9th, 2021
9 Mar 21
Daily Discussion Thread - December 14th, 2020
14 Dec 20
Daily Discussion Thread - December 11th, 2020
11 Dec 20
Daily Discussion Thread - November 4th, 2020
4 Nov 20
Daily Discussion Thread - November 3rd, 2020
3 Nov 20