C & F Financial (CFFI)

C&F Bank operates 31 retail banking offices and three commercial loan offices located throughout the Hampton to Charlottesville corridor and the Northern Neck region in Virginia and offers full wealth management services through its subsidiary C&F Wealth Management, Inc. C&F Mortgage Corporation and its subsidiary C&F Select LLC provide mortgage loan origination services through offices located in Virginia, Maryland, North Carolina, South Carolina and West Virginia. C&F Finance Company provides automobile, marine and recreational vehicle loans through indirect lending programs offered in Alabama, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Minnesota, Missouri, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and West Virginia through its offices in Richmond and Hampton, Virginia.

Company profile

Thomas Cherry
Fiscal year end
Industry (SIC)
C&F Mortgage Corporation • Certified Appraisals LLC • C&F Select LLC • C&F Finance Company • C&F Wealth Management Corporation • C&F Insurance Services, Inc. • CVB Title Services, Inc. ...
IRS number

CFFI stock data


6 May 22
2 Jul 22
31 Dec 22
Quarter (USD) Mar 22 Dec 21 Sep 21 Jun 21
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD) Dec 21 Dec 20 Dec 19 Dec 18
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
5 May 22 James H Hudson Iii Common Stock Sell Dispose S No No 51.01 2,200 112.22K 11,627
15 Feb 22 Julie R Agnew Common Stock Grant Acquire A No No 0 480 0 3,072
15 Feb 22 J P Causey JR Common Stock Grant Acquire A No No 0 480 0 27,371
15 Feb 22 Audrey Dale Holmes Common Stock Grant Acquire A No No 0 480 0 12,148
15 Feb 22 James H Hudson Iii Common Stock Grant Acquire A No No 0 480 0 13,827
27.7% owned by funds/institutions
13F holders Current Prev Q Change
Total holders 36 40 -10.0%
Opened positions 2 2
Closed positions 6 3 +100.0%
Increased positions 14 12 +16.7%
Reduced positions 12 15 -20.0%
13F shares Current Prev Q Change
Total value 52.86M 55.24M -4.3%
Total shares 977.95K 979.19K -0.1%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners Shares Value Change
Dimensional Fund Advisors 185.67K $9.3M +0.4%
Vanguard 150.12K $7.59M -0.4%
Renaissance Technologies 104K $5.26M -2.5%
Manufacturers Life Insurance Company, The 75.59K $3.79M +13.9%
Advisor 55.87K $2.82M +0.7%
LSV Asset Management 38.27K $1.92M +2.3%
Context BH Capital Management 37.42K $1.89M 0.0%
FMR 37.31K $1.87M +0.8%
Millennium Management 36.47K $1.83M -0.6%
Bridgeway Capital Management 30.69K $1.54M 0.0%
Largest transactions Shares Bought/sold Change
Dakota Wealth Management 13K +13K NEW
Pineno Levin & Ford Asset Management 0 -13K EXIT
Manufacturers Life Insurance Company, The 75.59K +9.2K +13.9%
HRT Financial 0 -5.54K EXIT
O'shaughnessy Asset Management 0 -5.31K EXIT
Ergoteles 0 -5.16K EXIT
Jacobs Levy Equity Management 4.3K +4.3K NEW
First Manhattan 20.3K +4K +24.5%
Renaissance Technologies 104K -2.7K -2.5%
STT State Street 9.49K +941 +11.0%

Content analysis

H.S. freshman Bad
New words: amid, burden, conflict, Conversely, criteria, cybersecurity, discretion, ease, Facilitation, favorable, favorably, guidance, match, military, NaN, outweigh, prospect, recover, regularly, resolution, revolving, ROTCE, Russia, shorter, stronger, System, terrorist, Ukraine, unfavorable, Vintage, war, weather, widespread, withdraw
Removed: accommodated, accounted, adding, administration, adversely, assisted, assumed, attrition, auto, balloon, base, Bellgrade, bond, broader, carefully, carryover, categorized, CDI, checking, compression, constructed, consulting, converting, coverage, declared, declining, deferral, degree, deteriorate, determinable, disaggregated, discounting, disposal, disposition, disruption, economy, effectively, employment, ending, expensed, expired, fractional, greater, greatly, grew, housing, Identifiable, impracticable, influenced, institution, integration, labor, lag, leased, lien, living, magnitude, matured, medical, merger, merging, monitor, occupancy, offered, office, ordinary, participant, participation, post, predict, premium, presently, professional, rating, recession, reduced, regulator, repaying, replacement, resale, restated, restructuring, resumption, resurgence, revenue, secured, segregated, sensitive, servicing, sheet, spending, student, surety, ultimately, unknown, unpledged, worldwide