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Washington Federal (WAFD)

Washington Federal, Inc. is the parent company of Washington Federal Bank, dba WaFd Bank ("WaFd Bank"), a national bank with business consisting primarily of accepting deposits from the general public and investing these funds in loans of various types,including first lien mortgages on single-family dwellings, construction loans, land acquisition and development loans, loans on multi-family, commercial real estate and other income producing properties, home equity loans and business loans. WaFd Bank also invests in certain United States government and agency obligations and other investments permitted by applicable laws and regulations. As of December 31, 2020, WaFd Bank has 234 branches located in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico and Texas. Through WaFd Bank's subsidiaries, Washington Federal is also engaged in insurance brokerage activities.

WAFD stock data

Calendar

29 Jul 22
18 Aug 22
30 Sep 22
Quarter (USD) Jun 22 Mar 22 Dec 21 Sep 21
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD) Sep 21 Sep 20 Sep 19 Sep 18
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Cash burn rate (est.) Burn method: Change in cash Burn method: Operating income Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 607.42M 607.42M 607.42M 607.42M 607.42M 607.42M
Cash burn (monthly) 446.69M 137.04M (no burn) (no burn) (no burn) (no burn)
Cash used (since last report) 735.74M 225.72M n/a n/a n/a n/a
Cash remaining -128.32M 381.7M n/a n/a n/a n/a
Runway (months of cash) -0.3 2.8 n/a n/a n/a n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
10 Feb 22 Vincent L Beatty Common Stock Sell Dispose S No No 35.74 16,000 571.84K 57,074
10 Feb 22 Shawn Bice Common Stock Sell Dispose S No No 35.27 3,812 134.45K 100
19 Jan 22 Thomas J Kelley Common Stock Sell Dispose S No No 37.135 14,949 555.13K 12,968
19 Jan 22 Thomas J Kelley Common Stock Sell Dispose S No No 37.13 51 1.89K 27,917
19 Jan 22 Thomas J Kelley Common Stock Sell Dispose S No No 37.11 100 3.71K 27,968
19 Jan 22 Thomas J Kelley Common Stock Sell Dispose S No No 37.14 200 7.43K 28,068
19 Jan 22 Thomas J Kelley Common Stock Sell Dispose S No No 37.05 100 3.7K 28,268
19 Jan 22 Thomas J Kelley Common Stock Sell Dispose S No No 37.06 100 3.71K 28,368
19 Jan 22 Thomas J Kelley Common Stock Sell Dispose S No No 37.01 100 3.7K 28,468
19 Jan 22 Thomas J Kelley Common Stock Sell Dispose S No No 36.92 100 3.69K 28,568
13F holders Current Prev Q Change
Total holders 226 247 -8.5%
Opened positions 17 27 -37.0%
Closed positions 38 20 +90.0%
Increased positions 87 93 -6.5%
Reduced positions 90 91 -1.1%
13F shares Current Prev Q Change
Total value 1.57B 1.74B -9.9%
Total shares 52.24M 53.05M -1.5%
Total puts 0 0
Total calls 9.8K 11.2K -12.5%
Total put/call ratio
Largest owners Shares Value Change
BLK Blackrock 7.91M $237.5M +0.5%
Vanguard 6.94M $208.47M +1.1%
Dimensional Fund Advisors 5.23M $156.89M -0.5%
STT State Street 3.12M $93.8M +13.9%
Fuller & Thaler Asset Management 1.89M $56.88M -8.6%
GS Goldman Sachs 1.83M $54.85M -19.9%
Systematic Financial Management 1.26M $37.79M +7.8%
Frontier Capital Management 1.25M $37.58M +0.9%
Geode Capital Management 1.2M $35.98M -2.7%
William Blair Investment Management 1.06M $31.96M -2.5%
Largest transactions Shares Bought/sold Change
Millennium Management 12.39K -602.4K -98.0%
GS Goldman Sachs 1.83M -454.73K -19.9%
IVZ Invesco 842.76K +395.05K +88.2%
STT State Street 3.12M +381.75K +13.9%
Nuveen Asset Management 606.34K +238.91K +65.0%
WFC Wells Fargo & Co. 305.48K -225.28K -42.4%
Aqr Capital Management 526.62K +217.06K +70.1%
Verition Fund Management 353.28K +187.91K +113.6%
Fuller & Thaler Asset Management 1.89M -179.06K -8.6%
Citadel Advisors 363.8K +176.32K +94.0%

Financial report summary

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Competition
Luther Burbank
Management Discussion
  • Item 2.                Management’s Discussion and Analysis of Financial Condition and Results of Operations
  • Washington Federal, Inc. (the "Company" or "Washington Federal") makes statements in this Quarterly Report on Form 10-Q that constitute forward-looking statements. Many forward-looking statements can be identified using words such as “expects,” “anticipates,” “believes,” “estimates,” “intends,” “forecasts,” “projects,” "potentially," and other similar expressions or future or conditional verbs such as "may," “will,” “should,” “would” and “could” are intended to help identify such forward-looking statements. These statements are not historical or current facts, but instead represent current expectations, plans or forecasts of the Company and are based on the beliefs and assumptions of the management of the Company and the information available to management at the time that these disclosures were prepared. The Company intends for all such forward-looking statements to be covered by the safe harbor provisions for forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 and the provisions of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. These statements are not guarantees of future results or performance and involve certain risks, uncertainties and assumptions that are difficult to predict and often are beyond the Company's control. Actual outcomes and results may differ materially from those expressed in, or implied by, the Company's forward-looking statements.
  • •the effects of and changes in monetary and fiscal policies of the Board of Governors of the Federal Reserve System and the U.S. Government, including responses to the COVID-19 pandemic;

Content analysis

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Positive
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Uncertain
Constraining
Legalese
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Readability
H.S. freshman Avg
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