Company profile

Ticker
STC
Exchange
Website
CEO
Frederick H. Eppinger
Employees
Incorporated in
Location
Fiscal year end
Industry (SEC)
SEC CIK
IRS number
741677330

STC stock data

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FINRA relative short interest over last month (20 trading days) ?

Calendar

7 Nov 19
25 Feb 20
31 Dec 20

News

Company financial data Financial data

Quarter (USD) Sep 19 Jun 19 Mar 19 Dec 18
Revenue 559.51M 472.08M 398.52M 469.93M
Net income 66.11M 19.31M -6.77M 11.37M
Diluted EPS 2.78 0.81 -0.28 0.48
Net profit margin 11.82% 4.09% -1.70% 2.42%
Net change in cash 119.76M 36.7M -27.56M 42.4M
Cash on hand 320.96M 201.21M 164.51M 192.07M
Annual (USD) Dec 18 Dec 17 Dec 16 Dec 15
Revenue 1.91B 1.96B 2.01B 2.03B
Net income 47.52M 48.66M 55.48M -6.2M
Diluted EPS 2.01 2.06 1.85 -0.26
Net profit margin 2.49% 2.49% 2.76% -0.31%
Net change in cash 41.99M -35.69M 6.71M -21.49M
Cash on hand 192.07M 150.08M 185.77M 179.07M

Financial data from company earnings reports

91.3% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 171 161 +6.2%
Opened positions 30 29 +3.4%
Closed positions 20 26 -23.1%
Increased positions 72 68 +5.9%
Reduced positions 44 34 +29.4%
13F shares
Current Prev Q Change
Total value 3.58B 2.04B +75.4%
Total shares 21.65M 20.85M +3.8%
Total puts 47.8K 199.2K -76.0%
Total calls 18.3K 347.5K -94.7%
Total put/call ratio 2.6 0.6 +355.7%
Largest owners
Shares Value Change
BLK BlackRock 3.47M $141.53M -0.3%
Dimensional Fund Advisors 1.92M $78.46M -1.7%
Victory Capital Management 1.81M $73.83M +34.1%
Vanguard 1.55M $63.1M +8.3%
WFC Wells Fargo & Co. 1.33M $54.26M +20.5%
Renaissance Technologies 1.1M $44.73M +15.4%
STT State Street 731.7K $29.85M +2.9%
IVZ Invesco 644.94K $26.31M -17.0%
Thompson Siegel & Walmsley 569.49K $23.23M -16.4%
GS Goldman Sachs 432.9K $17.66M +83.0%
Largest transactions
Shares Bought/sold Change
Victory Capital Management 1.81M +459.76K +34.1%
Magnetar Financial 0 -411.95K EXIT
CNH Partners 0 -319.83K EXIT
Burford Capital Investment Management 0 -275.33K EXIT
Jacobs Levy Equity Management 311.34K +242.87K +354.7%
WFC Wells Fargo & Co. 1.33M +226.09K +20.5%
GS Goldman Sachs 432.9K +196.39K +83.0%
State Of Wisconsin Investment Board 0 -182.3K EXIT
Healthcare Of Ontario Pension Plan Trust Fund 165K +165K NEW
Walleye Trading 0 -149.4K EXIT

Financial report summary

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Management Discussion
  • Comparisons of our results of operations for the three and nine months ended September 30, 2019 with the three and nine months ended September 30, 2018 are set forth below. Factors contributing to fluctuations in the results of operations are presented in the order of their monetary significance, and we have quantified, when necessary, significant changes. Segment results are included in the discussions and, when relevant, are discussed separately.
  • Our statements on home sales and loan activity are based on published industry data from sources including Fannie Mae, the National Association of Realtors® (NAR) and the U.S. Census Bureau. We also use information from our direct operations.
  • Operating environment. Actual existing home sales in the third quarter 2019 improved approximately 3% from the third quarter 2018, while September 2019 existing home sales totaled 452,000, which was up 7% (seasonally-adjusted) from a year ago. Respectively, September 2019 median and average home prices were $272,100 and $308,500, which were 6% and 4% higher than the prior year. The increased home prices were primarily due to a shortage of home inventory, which was estimated to be 3% lower at the end of September 2019 compared to a year ago. According to Fannie Mae, one-to-four family residential lending in the third quarter 2019 increased 29% to $598 billion from the prior year quarter. This increase was primarily driven by $124 billion, or 101%, higher refinancing originations which was mainly influenced by lower interest rates in the third quarter 2019 versus the third quarter 2018. Purchase originations modestly increased $10 billion, or 3%, as total housing starts improved 5% and average home prices increased in the third quarter versus last year's quarter.
Content analysis ?
Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability
H.S. freshman Avg
New words: CECL, charge, Eppinger, Frederick, instrument, life, modestly, October, shortage, stipulated, volatility
Removed: absence, acquired, antitrust, approval, approve, building, capable, challenging, consent, consummation, court, customary, exercisable, exercised, favor, federal, final, forecasted, iii, integrate, iv, lender, met, mutual, Newly, proposed, range, satisfied, sequentially, successfully, thereto, Trade, vote, work, York